Great Southern Bancorp, Inc. · NASDAQ:GSBC

Great Southern Bancorp — Q1 2023 Earnings Presentation

11 slides from Great Southern Bancorp's earnings presentation, Apr 20, 2023

  1. Slide 1: Great Southern Bank - March 31, 2023

    GREAT SOUTHERN BANK March 31, 2023

  2. Slide 2: Loan Portfolio

    Loan Portfolio Gross Loans [in thousands] 3.31.23 $4,650,749 12.31.22 $4,586,192 *Includes Home Equity Loans of $115,829 *Includes Home Equity Loans of $123,242 2

  3. Slide 3: Loan Portfolio by Region

    Loan Portfolio by Region Gross Loans [in thousands] 3.31.23 $4,650,749 12.31.22 $4,586,192 3

  4. Slide 4: Commercial Real Estate by Industry

    Commercial Real Estate by Industry Gross Loans [in thousands] 3.31.23 $1,560,427 12.31.22 $1,530,663 4

  5. Slide 5: Commercial Real Estate by Region

    Commercial Real Estate by Region Gross Loans [in thousands] 3.31.23 $1,560,427 12.31.22 $1,530,663 5

  6. Slide 6: Construction & Land Development by Industry

    Construction & Land Development by Industry Gross Loans [in thousands] 3.31.23 $810,827 12.31.22 $865,219 6

  7. Slide 7: Construction & Land Development by Region

    Construction & Land Development by Region Gross Loans [in thousands] 3.31.23 12.31.22 $865,219 $810,827 7

  8. Slide 8: Multi Family Real Estate by Region

    Multi Family Real Estate by Region Gross Loans [in thousands] 3.31.23 $885,472 12.31.22 $781,761 Average credit size is $4,176,754 Average credit size is $3,776,623 8

  9. Slide 9: Multi Family Real Estate by LTV

    Multi Family Real Estate by LTV Gross Loans [in thousands] 3.31.23 $885,472 12.31.22 $781,761 9

  10. Slide 10: NonPerforming Loans by Type

    NonPerforming by Type Gross Loans [in thousands] 3.31.23 12.31.22 $3,670 $2,982 *Includes Home Equity Loans of $309 *Includes Home Equity Loans of $274 10

  11. Slide 11: NonPerforming Loans by Region

    NonPerforming by Region Gross Loans [in thousands] 3.31.23 $2,982 12.31.22 $3,670 11

Great Southern Bancorp — Q1 2023 Earnings Presentation on 6ix