Sekerbank T.a.s. · BIST:SKBNK
Sekerbank T.a.s — Investor Presentation (May 2006)
12 slides from Sekerbank T.a.s's investor presentation, May 2006
Slide 1: May 2006
May 2006 www.sekerbank.com.tr
Slide 2: Background
Background Şekerbank is one of Turkey’s leading private commercial banks, offering universal banking services through its network of 203 branches. Milestones • 1953 : Established in Eskisehir as the “Sugar Beet Cooperative Bank” • 1956 : Moved to Ankara and renamed as Şekerbank • 1970’s: Shifted to
Slide 3: Ownership
Ownership Ownership Structure The Personnel Pension Fund 5,63% 3,50% 9,08% •Started operations in February 1965 38,83% •Controls 52% of the bank’s share capital •Consists of 6,408 members (current & retired employees) 42,96% •Income sources of the Personnel Pension Fund are Şekerbank Personnel Socia
Slide 4: Participations
Participations • Şeker Leasing (quoted on ISE ) Founded in 1997, headquartered in Istanbul and three liason offices in Ankara, Bursa and İzmir. • Şeker Factoring Founded in 2000, member of Factors Chain International. • Şeker Yatırım (Investment Banking) Founded in 1997, all Şekerbank branches are a
Slide 5: Corporate & Commercial
Corporate & Commercial • More than 35,000 corporate and commercial customers Expertise in construction and contracting sector Focus on project finance lending Strong fee generation from low-risk non-cash loans extended Nationwide collection of utility bills, social security premiums and taxes • Reor
Slide 6: Retail
Retail • More than 530,000 retail customers • 214,000 credit cards • 203 countrywide ATMs; ATM sharing programme with other banks bringing this number up to 2500. • In line with the changes in the Bank’s vision and its market position, activities enhancing existing products and services in retail ba
Slide 7: Treasury
Treasury • Strong position in retail FX transactions through its special exchange rate product: “ŞEKERKUR” • Treasury marketing unit set up in 2003 as part of the restructuring program to meet and satisfy fund management needs of customers for more effective and productive workflows. • Introduction
Slide 8: Risk Management
Risk Management • One of the requirements made by the regulatory authorities is that banks have an independently operating “internal control and risk management system”. • Şekerbank’s own system has been set up and is in operation in full compliance with the requirements. • The organizational struct
Slide 9: Human Resources
Human Resources • 3,405 employees: New talented, experienced and well trained personnel enhanced overall human resources quality. • All human resources policies and practices fully in accord with involvement and transparency. • Performance based compensation and profitability measurement systems to
Slide 10: Financial highlights
Financial highlights Audited in BRSA standards Dec. 04 Dec. 05 Audited in BRSA standards Jan.-Dec. 04 Jan.-Dec. 05 thousand US$, bank-only thousand US$, bank-only cumulative cumulative BALANCE SHEET P&L Liquid Assets * 665.358 1.030.300 Interest income 453.538 398.968 Gross Loans 1.045.619 1.006.995
Slide 11: Performance review (31.12.2005)
Performance review (31.12.2005) Bank Only , Aud ite d in BRS A S tand ard s I. III. Capital 31.12.2004 31.12.2005 Funding 31.12.2004 31.12.2005 Incre a se in S HE 18,25% Custome r De posits to Tota l Funding 85,13% 92,68% Incre a se in Fre e Ca pita l 28,91% De ma nd De posits to Tota l De posits 25
Slide 12: National presence
National presence • 203 branches across Turkey • Well-defined geographical coverage (55 cities and 48 major towns) • Average presence of over 20 years, qualifying “Şekerbank” as one of the most established and trusted banking brands 12