Slide 1: Exchange filing cover letter
€ GEOJIT PEOPLE YOU PROSPER WITH 15.07.2025 To, To, The Manager, The Manager, Listing Department, Listing Department, National Stock Exchange of India Limited, BSE Limited, ‘Exchange Plaza’, C-1, Block - G, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex Dalal Street, Bandra (E), Mumb - ai 400 051 -
Slide 2: Investor Presentation 15 July 2025
# . i ™ e fl'.,_c.EE —— o / E GEOJIT R ’/"'/ -q“.‘.-"'\ / A\ ( oafl| | PEOPLE YOU PROSPER WITH T / . INVESTOR PRESENTATION - L 15 July 2025 st i
Slide 3: Helping our customers create long term wealth
€ GEOJIT PEOPLE YOU PROSPER WITH "Helping our customers create long term wealth is our purpose of existence” It was laid down in 1987 and continues to be as valid as ever. Today, we provide all the products >Our technology platforms like and services our customers need, be it Flip, TraderX, Smartfol
Slide 4: Geojit at a glance
E GEONT PEOPLE YOU PROSPER WITH Established in 1987, Geojit is a leading investment services company in India. Promoters: BNP Paribas, C. J. George - Founder, Chairman and Managing Director of Geojit, and KSIDC*. Joint Ventures/partnerships in UAE, Oman, Bahrain and Kuwait. Customer Assets of ¥ 1,11
Slide 5: Landmark events
gzl Landmark events ) TO LAUNCH Commodity trading Depository in Bullions, Energy, Base transactions through Metals and Agri Products Integrated trading the internet system for both cash and derivative segments Internet and mobile trading
Slide 6: Milestones
CE Geojit _ Milestones C J George founded Company was Geojit and Co. becomes a Launched Portfolio M/s C J George and Co., renamed Geojit Public Limited Company Management Services a proprietary firm at and Co. named Geojit Securities Ltd. with SEBI registration Ravipuram, Kochi, Kerala Launched Flip
Slide 7: Catering to All Investment Needs
€ GEOJIT Catering to All Investment Needs PEQPLE YOU OSPER WITH Advanced MF platform and App - FundsGenie Online and offline support SEBI registered investment advisor MF recommendations by in-house research team Fundamental research on 200+ stocks across Separate division named STEPS with strong mu
Slide 8: Our Products and Services
@ GEoNT Our Products and Services PEOPLE YOU PROSPER WT INVEST Equity SROTECTION General Insurance Loan Against Shares INAGE WEALT Private Wealth Services Mutual Fund Health Insurance Loan Against Mutual Funds Portfolio Management Services Currency Life Insurance 3rd Party Loan Distribution Global I
Slide 9: STEPS
e sL STEPS It is THE SPECIALISED FINANCIAL PLANNING AND INVESTMENT ADVISORY DIVISION of Geojit. STEPS provides fee based Financial Planning, Investment Analysis, Retirement Planning, Tax Planning and Investor Education Services. Our Certified Financial Planners The financial plan is reviewed provide
Slide 10: Portfolio Management Services
GEOJIT Portfolio Management Services PEOPLE YOU PROSPER 'WITH Geojit is a SEBI registered Portfolio Manager and offers discretionary portfolio management services. We offer five unique pOthOIIOS Advantage Freedom Portfolio Portfolio Dakshin Ethical Beacon Portfolio Portfolio Portfolio Our discretion
Slide 11: Alternate Investment
@ GEoNT Alternate PEOPLE YOU PROSPER WT GEOJIT YIELD PLUS, a sophisticated alternative investment solution designed for discerning InveStment investors seeking consistent, risk-adjusted absolute returns, regardless of market direction. Structured as a Category lll Alternative Investment Fund (AIF),
Slide 12: Geojit Private Wealth
ey _Geojit Private Wealth Wealth solutions tailored with precision and care. Equities I Expertise you can count on. | Portfolio Management Service Prudent Risk Management Careful and thoughtful approach taken to identify, assess, mitigate, and monitor risks in a ‘ Mutual Funds manner that aligns wit
Slide 13: Geojit's B2B Partnerships
Geojit’s B2B Partnerships ®ceonT For trading in the capital market, we currently have institutional tie ups with prominent banks. 3-in-1 tie up Bank {only NRE accounts) |prcionioot pumob nationol bank _ P d @ — FEDERAL BANK o ol TUILIE LRI DL BANKING ; FARE LN goveonce== | T EIESAR Joy of Sanking NR
Slide 14: Geojit's B2B Partnerships
®ceonT Geojit’s B2B Partnerships Through Geojit’s Online Trading Platform, partner banks’ clients can: Set aside funds in View their bank | Contact exclusive Call their bank account balance & Centre team & toll-free to purchase shares demat holdings number dedicated to e artner banks’ clients ) 5 P
Slide 15: Our Platforms
@ GEONT Our Platforms PEOPLE YOU PROSPER WT Smartfolios offers baskets of stocks selected by professionals and driven Smartfolios by data intelligence to make investments easy. By Geajit Cutting-edge platform to analyze and invest in mutual funds. It provides %»-"‘:": FundsGenie a user friendly, clu
Slide 16: Smartfolios - Stock Baskets
@ GEOJIT _Smartfolios - Stock Baskets PECPLE YOU PROSPER WITH Smartfolios’ baskets of stocks are selected, Recommendations as per the investment Hassle-free process with zero created and given proper weightage to strategy of the basket of stocks are shared additional charges, except reflect risk app
Slide 17: FundsGenie - User Friendly Mutual Fund App
€ GEOJIT FundsGenie - User Friendly Mutual Fund App S~ FundsGenie SYNC EXTERNAL A | Syl e — WATCHLIST INVESTMENTS | ; -. Watchlist is a powerful tool Clients having mutual fund =3 to help clients keep track investments with any other of their mutual funds’ broker, can import their . performance. ext
Slide 18: Flip - Our Advanced Trading Platform
gzl F||p( Our Advanced Trading Platform HEATMAP VIEW WATCHLIST OPTIONS CHAIN The "Heatmap View" allows for a Watchlist is a wuseful tool for "Option Chain” lists all strike prices for quick visual representation of the investors because it allows them a security, displaying key metrics such Percenta
Slide 19: Research and Analysis tabs
gzl 20 w0 < Research & INFY 1388.60 - GICHSGFIN FIS8.75 Stock Overview RESEARCH ANALYSIS The "Research” tab on a The "Analysis” tab provides Security Page is a a range of information to dedicated section help investors understand that provides you with the Technical & Geojit's Research Fundamental a
Slide 20: MyGeojit - For Superior Customer Experience
gty 4’ | For Superior Customer Experience MYGEOJIT ONLINE IPO,i OFS & 360° DASHBOARD e ) e " APPLICATIONS ACCESS ESSENTIAL TAX P&L REQUESTS STATEMENTS
Slide 21: Geojit's National Presence
@ GEONT Geojit’s National Presence PEOPLE YOU PROSPER WITH Jammu & Kashmir 502 offices across India Punjab Uttarakhand Chandigarh o Delhi - MCR Haryana | : : Uttar Pradesh Rajasthan '- Bihar . o = We have presence in Madhya Pradesh 20 States and 3 Union Territories Gujarat West Bengal Maharashtra S
Slide 22: Geojit's Presence in the Gulf Cooperation Council Countries
E GEOJIT Geojit’s Presence in the Gulf PEOPLE YOU PROSPER 'WITH Cooperation Council Countries M BARJEEL GEOJIT FINANCIAL 2 SERVICES LLC - UAE Joint Venture with the Al Saud Group since 2001 1st Indian licensed stock brokerage in UAE Headquartered at Dubai, with branches in Abu Dhabi and Sharjah BUSI
Slide 23: Group Structure
it S ) Group Structure T GEOJIT FINANCIAL SERVICES LIMITED Subsidiaries Joint Ventures Associates Geojit Credits «——» Geojit Technologies 1 l Pvt Ltd Pyt ied Barjeel Geojit Financial Services LLC BBK Geojit Business Consultancy and P " Information (KSCC) Geojit Fintech «—F+— Geojit IFSC Ltd Pvt Ltd
Slide 24: Customer Assets
& Geont (Xin Crores ) Customer Customer Assets Recurring revenue assets Assets 23% 23% 22653 25363 21165 20% 1,11,252 1,04,498 567 1,00,065 1,119 509 1,804 325 1,09 o28 P 1,451 815 1,11 1202 3,811 3,771 3,467 16,610 June.24 March.25 June.25 June.24 March.25 June.25 B ) ) ® Mutual fund -Geojit » Mutu
Slide 25: Transformation to Recurring Revenue-Based Assets
Transformation From Transaction-Based Assets to eD ) Recurring Revenue-Based Assets (Xin Crores) Mutual Fund AUM Smartfolios AUM Life Insurance Premium Growth of 17% Growth of 30% Growth of 21% 1,119 Growth of 47% 16,069 54 13,733 928 1,118 37 Jun.25 Jun.25 Jun.24 Jun.,25 Excluding MF AUM of Oversea
Slide 26: SIP Book, New Clients and Employee count
eD ) SIP Book , New Clients and Employee count Executed SIP book New Clients Employees Growth of 24% 129 Growth of 31% Growth of 10% 3,260 33,636 2,953 104 25,774 Jun.24 Jun.25 Jun.24 Jun.25 Jun.24 Jun.25 SIP Book value % in Crores
Slide 27: Brokerage Business
D2 Brokerage Business (Xin Crores) m Cashmarket Brokerage Income " Volume % Online on Total Lending Book B Brokerage M Derlvatives 85% 760 84% 85% 650 76.77 52.18 40.03 ik . 8.02 9.36 5?6 I a1 FY25 04 FY25 Q1 FY26 Jun.24 Mar.24 Jun.25 Q4 FY25 [ o Cash Market ADTO Cash market ADTO Derivatives ADTO —
Slide 28: & GEONT
& GEONT ?2403 crore 33,636 over 860/0 ?1272 crore over 97% Figures as on 30" June 2025
Slide 29: Consolidated Results
e ) Consolidated Results (Xin lacs) Total Income 15,330 17,748 18,118 -14% -15% PBT 3,664 3,990 5,974 -8% -39% PAT 2,867 3,221 4,581 -11% -37% Total Comprehensive Income 3.155 4,574
Slide 30: Consolidated Results
@ GEONT PEOPLE YOU PROSPER WITH Consolidated (Xinlacs) Results Operational income 15,315 17,670 18,107 -13% -15% Other income 15 78 11 -81% 29% Employee benefit expenses 5,884 7,264 5,616 -19% 5% Fees and commission expenses 1,962 2,357 2,683 -17% -27% Depreciation,amortisation and impairment 841 80
Slide 31: Consolidated Revenue Mix
@ GEONT PEOPLE YOU PROSPER WITH (Xinlacs) Consolidated Revenue mix _ -- Equity and Equity related 8,644 7,687 12,105 12% -29% Brokerage Services 6,154 4,806 9,061 28% -32% Depository Services 820 845 891 -3% -8% Interest income from Clients 1,670 2,036 2,153 -18% -22% Financial Products income 3,762
Slide 32: Financial Trend
@ GEoNT PEOPLE YOU PROSPER WITH Financial Trend (Xinlacs) Total Income Total Expenses 15,118 17,748 13,758 15,330 12,144 11,666 Q1FY25 Q4FY25 Q1FY26 QiFy2s Q4FY25 Q1FY26 U PBT —PBT Margin PAT 4,581 22% 24% 3,221 2,867 Q1FY25 Q4FY25 Q1FY26 Q1FY25 Q4FY25 Q1FY26 PAT includes share in profit of associat
Slide 33: Revenue Mix
Revenue Mix S22l (%Xin lacs) Revenue Mix Mutual Fund Income Financial Products & Geojit PM5S Recurring Income 2,969 ( B ) 2,561 2,742 i I I I Q1 F¥25 Q4 F¥Y25 Q1 FY2e Insurance Income 4,484 3,880 3,728 522 618 01 FY2s a4 FY25 01 FY26 Geojit PMS income 766 680 722 01 FY25 04 FY25 Q1 FY26 ! Q1 FY25 Q4
Slide 34: Awards and Recognition
eD ) Awards and Recognition Geojit was awarded The Brandon Hall Group Annual HCM Excellence Awards® in four categories. The awards, announced in an online global broadcast held on 22 August 2024, were given to Geojit for the ‘Management Development Programme’ ‘Cultivating Branches of Excellence’ tra
Slide 35: ESG Performance
ESG Performance 4 CEONT Undertake CSR activities in Active oversight from Green Building accreditation fields of women empowerment, education Board of Directors for Corporate office and health Dedicated Board-level Corporate Responsibility Care and protect biodiversity Prioritizing a lean, flexible
Slide 36: Corporate Social Responsibility
@ GEONT orporate Social Responsibility PEOPLE YOU PROSPER WITH Janal - digital asset creation of the modern history of Kerala fl_ ProdiG, Financial Education ; for Growth ; i - Financial Literacy Program for college students in collaboration with NISM Student Police Cadet project in 10 schools in Ern
Slide 37: Corporate Social Responsibility
: (T e L Corporate Social Responsibility o SOCI@‘ICLUSION SPARSH- A community health project that provides medical .9 support to those with chronic medical conditions from “;go @ UDBODH- Free dementia day care center deprived backgrounds,who are identified by employees Cancer Screening Project at Pa
Slide 38: Thank You
€ GEOJIT PECPLE ¥OU PROSPER WITH THANK YOU GEOJIT FINANCIAL SERVICES LTD. 34/659-P, Civil Line Road, Padivattom, Kochi - 682024 Phone: 484 2901000 www.geojit.com This presentation is for information purposes only and does not coMSHBtUte an" offer or recomn i © Duy or sell any securities of Geojit. T