Qualitas Controladora S.a.b. De C.v. · BMV:Q
Qualitas Controladora S.a.b. De C.v — Qualitas Controladra Sab — Q3 2024 Earnings Presentation
7 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Oct 17, 2024
Slide 1: Earnings results webcast 3rd quarter 2024
YEARS Earnings results webcast 3rd quarter 2024 October 18th, 2024
Slide 2: Resilience shapes and empowers our future
Resilience shapes and empowers our future 30 year-old +6,900 ~30% top 33.1% company Employees line growth market YTD share Qualitas represents 44% of total industry net result And 83% of total industry underwriting result Also, the best combined ratio within top 5 companies Source: AMIS, industry fi
Slide 3: Runway of profitable growth
Runway of profitable growth YEARS Written premiums Earned premiums 48,379 44,683 37,324 35,562 16,151 15,321 13,036 12,756 C C 23.9% 29.6% 20.1% 25.6% 3Q23 3Q24 9M23 9M24 3Q23 3Q24 9M23 9M24 Individual Fleets Financial Institutions Q International Business 3Q ∆%: +21.9% +25.7% +27.1% +14.7% line 9M
Slide 4: Expected claims dynamics
Expected claims dynamics YEARS LOSS RATIO 3Q24 67.6% 69.2% 9M24 64.9% 66.4% QC Q Mx 3Q23 69.3% 71.6% 9M23 69.9% 71.0% Seasonality Inflation US subsidiary • Average increase of • 3 hurricanes during ~7% spare parts costs • Higher reserves the quarter • Supply and demand composition during • Weather r
Slide 5: Highly committed to deliver solid results
Highly committed to deliver solid results YEARS 3Q23 9M23 22.7% 22.3% Acquisition ratio Acquisition ratio 95.6% 3.8% 92.9% 4.2% Combined Operating ratio Combined Operating ratio ratio ratio 69.2% 66.4% Loss ratio Loss ratio Financial income Net income %∆ growth vs previous period %∆ growth vs previo
Slide 6: Strengthening our leadership and differentiation
Strengthening our leadership and differentiation YEARS Capital allocation and corporate development plan ✓ Geographical expansion to Colombia ✓ Making progress on final legal authorization ✓ Acquisition of glass, spare parts and automotive paint distribution company ✓ Strengthening vertical integrat
Slide 7: YEARS
YEARS Andrea González Raquel Leetoy angonzalez@qualitas.com.mx rleetoy@qualitas.com.mx t: +52 (55) 1555 6316 t: +52 (55) 1555 6313
Qualitas Controladra Sab — Q3 2024 Earnings Presentation on 6ix