Utssav Cz Gold Jewels Limited · NSE:UTSSAV
Utssav Cz Gold Jewels — Investor Presentation (November 2025)
32 slides from Utssav Cz Gold Jewels's investor presentation, November 2025
Slide 1: Utssav CZ Gold Jewels Limited Investor Presentation
Utssav CZ Gold Jewels Limited Investor Presentation
Slide 2: Safe Harbour Statement
Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Utssav CZ Gold Jewels Limited (Utssav, The Company) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any se
Slide 3: About Utssav CZ Gold Jewels Limited
About Utssav CZ Gold Jewels Limited Established in 2007, Utssav CZ Gold Jewels Limited specializes in the designing, manufacturing, wholesaling and exporting of gold jewellery & diamond jewellery. The Company offers a wide collection of 18K, 20K, and 22K CZ (Cubic Zirconia) and Rose Gold jewellery i
Slide 4: Strong Operating Metrics
Strong Operating Metrics 17 23 B2B Focus 320+ Years of Excellence States Presence Client Network Touch Points 8,275 Sq. Ft. 100% 1,500 Kgs ~ 67% Facility In-House Production Annual Capacity Utilization 70k+ 50+ FY25 FY25 Designs in Library CAD Designers ₹648 Cr — Revenue 20% — ROE ₹40 Cr — EBITDA 15
Slide 5: Proven Track Record Of Growth
Proven Track Record Of Growth 2025 Crossed ₹600 Cr Revenue; Entered Lab-Grown Diamond Segment Successfully Listed on 2024 NSE Emerge CZ Jewellery Output Doubled 2023 From 750 Kg To 1,500 Kg Began 18K Rose Gold Jewellery Production; 2018 Crossed ₹100 Cr Turnover 2010 Achieved First Export Sale 2008 C
Slide 6: H1 FY26 Key Financial Performance
H1 FY26 Key Financial Performance (All Amount In ₹ Cr & Margins In %) Total Income EBITDA EBITDA Margin PAT PAT Margin 600 60 11% 8% 9% 42 500 476 50 9% 7% 45 6% 35 6% 29 400 40 7% 6% 5% 28 300 285 30 5% 4% 21 3% 3% 200 20 3% 16 14 10 2% 100 10 1% 7 1% 0 0 -1% 0 0% H1 FY25 H1 FY26 H1 FY25 H1 FY26 H1
Slide 7: H1 FY26 Profit & Loss Statement
H1 FY26 Profit & Loss Statement (In ₹ Cr) Particulars H1 FY25 H1 FY26 YOY Revenues 284.53 475.41 Other Income 0.50 1.04 Total Income 285.03 476.46 67.16% Raw Material Expenses 266.55 426.96 Employee Costs 1.00 1.47 Other Expenses 1.61 3.00 Total Expenditure 269.16 431.43 EBITDA 15.87 45.03 183.66% E
Slide 8: Experienced Leadership Driving Operational Excellence
Experienced Leadership Driving Operational Excellence Mr. Hitesh Chhajed Ms. Ishika Bansal Mr. Pankaj Jagawat Mr. Shashank Jagawat Mr. Sunil Agarwal Non-Executive, Independent Director Managing Director Whole-Time Director Independent Director Non-Independent Director Key Managerial & Senior Managem
Slide 9: A Glimpse Of Manufacturing Facility
A Glimpse Of Manufacturing Facility Investor presentation 9
Slide 10: Integrated Manufacturing Excellence
Integrated Manufacturing Excellence Skilled FY25 Agile Turnaround Andheri (Mumbai) Area Installed Capacity Workforce Utilisation from Design to Location 8,275 sq. ft. 1,500 kg/year 50 designers, 80+ ~ 67% Delivery (<30 days) artisans Accelerated Design Creation Precision Manufacturing 400+ new CAD d
Slide 11: Expansion Roadmap – Strengthening Scale, Capacity & Capabilities
Expansion Roadmap – Strengthening Scale, Capacity & Capabilities Capacity Enhancement Technology & Automation Upgrade Infrastructure Strengthening • Steps initiated to expand annual • CAM Machine: Enables computer-aided precision • Existing 8,275 sq. ft. Andheri production capacity to 2.5 tonnes. ma
Slide 12: From Concept To Creation: Precision Crafted At Every Step
From Concept To Creation: Precision Crafted At Every Step Inspiration Meets Turning Wax to Gold Perfecting Every Innovation Detail 18K/20K/22K alloys New designs cast under vacuum Multi-stage polishing conceptualized by in- systems for flawless and ultrasonic house CAD experts purity cleaning for pe
Slide 13: Diversified Product Range Targeting Broad Customer Segments
Diversified Product Range Targeting Broad Customer Segments 7+ 70k+ 400+ 14K, 18K, ~10 gm Product Designs in New Designs 20K, 22K Average Weight Categories Library Monthly Karats per Piece Rings Earrings Pendants Necklaces Bracelets Watches Brooches Investor presentation 13
Slide 14: Expanding Portfolio: Entering New Jewellery Segments
Expanding Portfolio: Entering New Jewellery Segments Strategic StrategicDiversification Diversification Strategic Impact Strategic Impact Plain Gold Casting Jewellery Entry into diamond jewellery marks a key Enhancing design-led craftsmanship diversification milestone. Natural Diamond Jewellery High
Slide 15: Participation In Renowned Jewellery Exhibitions
Participation In Renowned Jewellery Exhibitions Investor presentation 15
Slide 16: Strategic Network Across India's Core Jewellery States
Strategic Network Across India’s Core Jewellery States 23 States 320+ Customer Presence Retailers & Distributors 85%+ 15+ Repeat Business Sales Team State Amount (In ₹ Cr) % Maharashtra 244.30 37.79 Tamil Nadu 93.80 14.51 Uttar Pradesh 78.71 12.18 Delhi 56.23 8.70 Gujarat 29.51 4.57 Others 143.81 22
Slide 17: Trusted by India's Leading Jewellers for Design, Quality & Reliability
Trusted by India’s Leading Jewellers for Design, Quality & Reliability Partner Benefits & Value Proposition Trend-Aligned Designs Bespoke Collections Faster Turnaround Assured Quality & Purity Sustainable Offerings Constantly refreshed Unique retailer-specific Integrated design-to-delivery 100% in-h
Slide 18: Growth Strategies
Growth Strategies Expanding Market Reach Strong B2B presence with a growing network of retailers and wholesalers. Targeting expansion into high-potential Tier II & III cities to deepen market penetration. Product Diversification Expanding portfolio into Plain Gold, Natural Diamond, and Lab-Grown Dia
Slide 19: SWOT Analysis
SWOT Analysis Strengths Weakness • 17+ years of legacy with strong design-to- • 50% revenue from top 10 customers delivery expertise • Limited export base (~2% of total revenue) • 100% in-house manufacturing ensuring quality and cost control • Single facility restricting immediate scalability • Dive
Slide 20: Indian Jewellery Industry Overview
Indian Jewellery Industry Overview Large & Growing Market India’s Gems & Jewellery Industry Market Size India’s Gems & Jewellery market size as of January 2025, stood at Rs. 7,31,255 (In $ Bn) (US$ 85 billion) and is likely to expand to Rs.11,18,390 (US$ 130 billion) by 2030. 140 130 Key Economic Co
Slide 21: Glittering Prospects: Organized Players Driving Jewellery Industry
Glittering Prospects: Organized Players Driving Jewellery Industry 46% Share Of Organized Players In Jewellery Consumer Confidence & Branding Policy & Regulatory Tailwinds Sector 45% Rising awareness and brand BIS hallmarking, GST, and export- 45% consciousness are pushing buyers linked incentives a
Slide 22: FY25 Financial Highlights
FY25 Financial Highlights Year On Year Sales Growth Fixed Asset Turnover Interest Coverage Return on Equity 89.98% 79.01 Times 6.33 Times 19.76% Year on Year Return on capital Profit Growth Employed Debt to Equity Book Value 95.05% 15.23% 1.03 Times ₹ 53.23 Investor presentation 22
Slide 23: Key Financial Performance
Key Financial Performance (All Amount In ₹ Cr & Margins In %) Total Income EBITDA EBITDA Margin PAT PAT Margin 7% 700 50 7% 648 35 6% 5% 45 600 6% 4% 40 6% 4% 4% 40 28 4% 500 35 5% 25 3% 3% 30 400 4% 21 342 3% 25 23 300 3% 2% 20 240 14 13 200 15 14 2% 2% 10 7 1% 7 100 1% 1% 5 0 0 0% 0 0% FY23 FY24 F
Slide 24: Balance Sheet
Balance Sheet (In ₹ Cr) Equities & Liabilities FY23 FY24 FY25 Assets FY23 FY24 FY25 Equity 4.20 16.80 23.82 Non-Current Assets Reserves And Surplus 18.17 18.42 102.97 Fixed assets 9.76 11.57 8.18 Total Equity 22.37 35.22 126.79 Non-Current Investments 0.10 0.10 0.00 Non-Current Liabilities Deferred
Slide 25: Profit & Loss Statement & Cashflow Highlights
Profit & Loss Statement & Cashflow Highlights (In ₹ Cr) Particulars FY23 FY24 FY25 Revenues 238.19 340.20 646.32 Other Income 1.53 1.65 1.35 Total Income 239.72 341.85 647.67 Raw Material Expenses 222.19 314.25 600.05 Employee Costs 1.23 1.92 2.42 Other Expenses 2.42 2.78 4.86 Total Expenditure 225.
Slide 26: Karat Wise Revenue Bifurcation
Karat Wise Revenue Bifurcation (In %) (In %) (In %) FY23 FY24 FY25 28.85% 36.64% 27.83% 1.24% 1.88% 69.27% 70.93% 0.42% 62.94% 18 Karat Jewellery 20 Karat Jewellery & Others 22 Karat Jewellery (In ₹ Cr) Particulars FY23 FY24 FY25 18 Karat Jewellery 165.01 241.31 406.82 20 Karat Jewellery & Others 4.
Slide 27: Geography Wise Revenue Bifurcation
Geography Wise Revenue Bifurcation (In %) FY23 FY24 (In %) FY25 (In %) 4.71% 1.75% 2.08% 95.29% 98.25% 97.92% Domestic Exports (In ₹ Cr) Particulars FY23 FY24 FY25 Domestic 233.25 324.21 635.00 Exports 4.94 15.98 11.32 Total 238.19 340.20 646.32 Investor presentation 27
Slide 28: Key Ratios
Key Ratios (In %) (In Times) (In Days) ROE ROCE Current Ratio Receivable Turnover Ratio 50.00% 44.00% 1.97 14.46 36.48% 31.96% 38.00% 1.44 32.00% 9.24 1.35 20.59% 26.00% 7.14 18.45% 19.76% 20.00% 15.23% 14.00% 8.00% 2.00% FY23 FY24 FY25 -4.00% FY23 FY24 FY25 FY23 FY24 FY25 (In Times) (In ₹) (In ₹) E
Slide 29: Stock Data
Stock Data As On 30-10-2025 As On 30-09-2025 NSE (UTSSAV | INE06IJ01010) Share Holding Pattern Share Price (₹) 251.50 30.43% Market Capitalization (₹ Cr) 599.02 No. of Shares Outstanding 2,41,48,000 Promoter & Promoter Group Public Face Value (₹) 10.00 52-week High-Low (₹) 315.25 – 145.05 69.57% Sha
Slide 30: Attractive Investment Proposition Backed By Sustainable Profitability
Attractive Investment Proposition Backed By Sustainable Profitability Brand Recognition Recognized for craftsmanship and reliability in B2B jewellery space Established Domestic Presence with Repeat Clientele Presence across 23 states & 2 UTs with 320+ retailers & distributors and 85%+ repeat busines
Slide 31: Mr. Pankaj Jagawat, Managing Director
Mr. Pankaj Jagawat, Managing Director “Rooted in a legacy of excellence, Utssav stands for precision, performance, and partnership. Our integrated manufacturing and design capabilities empower us to deliver agility and scale, while deep relationships with retailers reflect our commitment to consiste
Slide 32: Utssav CZ Gold Jewels Limited Contact Details
Utssav CZ Gold Jewels Limited 2nd Floor, Hitech Plaza, Giriraj Indl Estate Mahakali Caves Road, Andheri (East), Mumbai- 400093, India E-mail: info@utssavjewels.com Phone: +91 70457 78992 Website: www.utssavjewels.com Kirin Advisors Private Limited 713-B, Lodha Supremus II, Wagle Estate, Thane West –
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