Global Receivables Management Inc. · TSXV:GRMI
Global Receivables Management — Everyday People Financial — Investor Presentation (September 2022)
22 slides from Global Receivables Management's investor presentation, Sep 7, 2022
Slide 1: Everyday People Financial
@DeEverydayPeople FINANCIAL ~ become their best financial selves. TSXV: EPF
Slide 2: Disclaimers
Disclaimers Forward-Looking Information This presentation contains “forward-looking information" or “orward-looking statements" within the meaning of applicable securities legislation (collectively, forward-looking statements"). Forward-looking statements are included to provide information about ma
Slide 3: Overview
Overview
Slide 4: Company At-a-Glance
Company At-a-Glance Helping everyday people gain access to credit, prepaid programs, credit rebuilding programs, and the opportunity for homeownership. | Experienced leadership team with a proven track record and extensive credit and collections expertise | Proprietary digital finance platforms capa
Slide 5: Innovative Business Lines
Innovative Business Lines EP Care EP Travel Health & Wellness Financing Prepaid Card Offerings CARE Programs J TRAVEL SMART Smart Everyday People (C-@) a am Creat ves EVERYDAY PEOPLE Health Spending Accounts oe Teal Vards, savings "oans CREDIT & Credit Education 4 EP Homes EP Security veg age . Alar
Slide 6: Investment Highlights
Investment Highlights [c-@) © 2022 Everyday People Financial Corp. All rights reserved. Large Underserved Market Targeting the underserved borrower Fair and equitable fitfor-purpose credit solutions Differentiated Business Model Revenue from facilitating loan and credit financing without using EP’s
Slide 7: Market Opportunity
Market Opportunity
Slide 8: Credit Access and Inclusion for Everyday People
Credit Access and Inclusion for Everyday People SMART cop bobo GD GO G&D Co collections TRAVEL HOMES EP Care Program Alternative and Specialty Financing Programs tee © Offers everyday people Everyday HSA More accessible and fair programs for borrowers Poca Ps access to treatment they fre lth spendi
Slide 9: Total Addressable Market
Total Addressable Market Serving the underserved and underrepresented borrower. Alternative and Specialty 76 million credit cards Financial Services $294 billion consumer debt 59 million credit cards £125 billion consumer debt ~260,000 first-time home buyers per year”) EP Homes’ Bridge to Homeowners
Slide 10: Socially Responsible Finance
Socially Responsible Finance A customer centric approach to help hard-working everyday people get ahead in their lives sooner. (=) @ => More Affordable Credit Builder Transparency Continuous Support o Using proprietary methods Through alternate methods A strong focus on simplicity, Providing financi
Slide 11: Growth Strategy
Growth Strategy
Slide 12: Growth Strategy
Growth Strategy Infrastructure is in place and ready to scale! New Products Expand Partner and New Verticals Network Launch a full suite of products that can grow with | Continue adding new business partners to the everyday people ; distribution channel Enter new financing verticals through its B2B
Slide 13: Maximizing Customer Lifetime Value
Maximizing Customer Lifetime Value Developing a comprehensive suite of credit solutions that are Product offering that addresses different life events and can accessible where and when borrowers need them grow with everyday people through their life stages Consumer lending Health and wellness financ
Slide 14: Partnership Model Lowers Costs and Expands Reach
Partnership Model Lowers Costs and Expands Reach Partnership programs create a competitive advantage for EP to lower acquisition costs and win market share. FACILITATING FINANCIAL SERVICES HOMEOWNERSHIP. I i | © © ° o © SMART EVERYDAY PEOPLE 20 cLiM CARE TRAVEL enesh SECURITY HOMES Sales Channels Di
Slide 15: Digital Finance Ecosystem
Digital Finance Ecosystem Everyday people will be able to access credit solutions and prepaid programs easily through merchant channel partners that connect to the digital ecosystem via plug-ins, direct-to-consumer mobile, and web-based apps. List of Partners Be 28itlace ~CARTA WORLDWIDE ATB Financi
Slide 16: Financial Highlights
Financial Highlights
Slide 17: Recurring and Predictable Revenue Model
Recurring and Predictable Revenue Model Scalable business model primarily driven by recurring revenue streams. Fee-based Revenue + Recurring Revenue + Transaction Revenue | Activation Fee | Interest revenue | Interchange fee on purchase | Setup Fee | Monthly credit facility fee or transactions | Fac
Slide 18: Capital Structure
Capital Structure TSXV: EPF 42% Ticker Insiders IRRENT STI SHARE CAPITAI Prior to initial release: © 66,042,294 (59%) during 36 months staged release Issued & 111,775,054 © 2,010,000 (2%) during 18 months staged release Outstanding Shares ao + Total of 47,420,942 (42%) owned by founders, officers, d
Slide 19: Team
Slide 20: Management Team
«ih ra & Barret Reykdal CEO, Everyday People Financia! Corp. | Co-founder of Everyday People Financial Corp. and its subsidiaries with 20+ years os an experienced operator in the financial services sector with expertise in growing start-ups in Canada and United Kingdom. Renata Berlingo Senior Vice P
Slide 21: Board of Directors
Board of Directors Remo Mancini /CD.D Chairperson and Director, Everyday People Financial Corp. | 40+ years of experience working in senior business, political, legal, and financial circles. Former Ontario Minster of Revenue and former Chaitman of NASDA@ listed Riot Blockchain, Nitin Kaushal CPA, CA
Slide 22: Everyday People Financial Corp.
Everyday People Financial Corp. Suite #450, 11150 Jasper Avenue Ca Ero AKG? EverydayPeople Consumer websites: everydaypeoplefinancial.com FINANCIAL Investor relations: letsconnect@epfinancial.ca
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