Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — FY2021-22 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, May 27, 2022
Slide 1: Intimation under Regulation 30 to Stock Exchanges
HUDCO/CS/SE/2022 27" May, 2022 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: Intimat
Slide 2: Investors Presentation & Performance Highlights Q4 & FY 2021-22
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q4 & FY 2021 - 22 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 80000 78895 76959 FY 2021-22 60000 Balance FY 2020-21 Sheet 40000 20000 14408 13189 0 Total Assets Net Worth 8000 6000 6998 7277 Income Statement 4000 2000 2360 2417 2346 2229 1717 1579 0 TOTAL INCOME NII PBT PAT 22000 20000 18000 20663 16000 14000 Business 1
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22 2020-21 2019-20 1,601.49 92.30 53.00 - 540.37 359.13 16.40 - 1,746.79 915.90 3,790.26 Housing 13.61% 1.91% 1.31% - 10.34% 26.70% 1.13% - 8.45%
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22 2020-21 2019-20 681.24 30.00 51.30 507.00 957.71 500.00 30.38 2,200.00 1,269.54 3,687.89 4,983.56 Housing 11.75% 5.99% 3.90% 40.05% 27.32%
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22 2020-21 2019-20 623.54 - 30.00 500.00 900.00 500.00 - 2,200.00 1,153.54 3,600.00 4,763.09 Social Housing 10.75% - 2.27% 39.49% 25.
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Borrower- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22 2020-21 2019-20 Government 75,934.31 71,718.78 72,807.80 72,884.39 73,195.78 75,247.13 75,341.62 75,333.26 75,934.3
Slide 8: Details of Borrowings
D e ta i l s o f B o r r ow i n g s Financial Year 21-22 Financial Year 20-21 For the Financial Year Particulars Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 (Amount in ₹ Crore) 2021-22 2020-21 2019-20 Long Term Borrowing Tax Free Bonds 15,031.76 17,198.18 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 15,0
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 Particulars 2021-22 2020-21 2019-20 Taxable Bonds 2,500.00 - - - - 940.00 800.00 4,610.00 2,500 6,350.00 7,695.00 Refinance from - - - - - - - -
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS March, 2022 March, 2021 S. No. Exposure at Default Outstanding Outstanding % % (₹ in Crore) (₹ in Crore) I. Stage 1 73,517.96** 93.64 65,814.87 86.84 II. Stage 2 2,187.60 * 2.79 6,917.71 9.13 III. Stage 3 2,809.20 3.58 3,054.01 4.03 Total 78,514.76 100.00 75,788.32 100.00 To
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended Year Ended st st st st Particulars 31 March, 2022 31 March, 2021 31 March, 2022 31 March, 2021 (Audited) (Audited) (Audited) (Audited) Income: - Revenue from Operations 1,726.93 1,759.38 6,954.08 7,234.58 - Other Income 17.35 18.47 43.58 43.15 T
Slide 12: Key Indicators
Key Indicators Year Ended Particulars March,2022 March, 2021 Yield on Loan (%) (Annualised) 9.15% 9.70% Cost of Funds (%) (Annualised) 7.40% 7.79% Interest Spread (%) 1.75% 1.91% 3.13% 3.26% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.52 1.47 Debt Equity Ratio (times) 4.09
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n st th 31 March, 2022 20 May, 2022 Particulars % % President of India 81.81 81.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.21 0.46 Resident Individual/ Employees 8.75 8.88 Mutual fund/ AIF 1.75 1.65 Nationalized Banks/ Othe
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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