Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2011 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, Mar 31, 2011
Slide 1: Financial Performance
Financial Performance For the First Quarter Ended March 31, 2011 Investor Relations, MCB Bank Limited
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. The securities of MCB Bank Limited (the “Company”) have not been a
Slide 3: Please Note
Please Note Certain prior period financial numbers have been restated to conform to current period results presentation All numbers are presented on the basis of consolidated financial results basis, unless stated otherwise The figures are presented in millions, rounded, and as percentages, unless o
Slide 4: Statement of Financial Position
Rs. in Mlns Statement of Financial Position Consolidated Unconsolidated Q1 11 Mix YE 10 Mix % Q1 11 YE 10 % Cash & Balances with T.Banks 42,537 7% 45,407 8% -6% 42,537 45,407 -6% Balances with other Banks 1,247 0.2% 1,552 0.3% -20% 1,162 1,479 -21% Lendings to Financial Institutions 1,025 0% 4,402 1
Slide 5: Investments: Concentration in Risk Free Securities
Rs. in Mlns Investments: Concentration in Risk Free Securities Q1 11 YE 10 +/- % Q1 10 +/- % Treasury Bills 215,818 189,111 26,707 14% 132,099 83,719 63% Pakistan Investment Bonds 16,671 6,936 9,734 140% 7,880 8,791 112% TFCs, Debentures, Bonds COIs and PTCs 5,790 5,772 18 0% 5,974 (184) -3% Other G
Slide 6: Advances: Increasing trend in the last 2 quarters
Rs. in Blns Advances: Increasing trend in the last 2 quarters Q1 11 YE 10 +/- % Advances (gross) 280 274 6 2% Commercial 51 54 (4) -7% Corporate 185 178 7 4% Consumer 15 16 (1) -8% Business Sarmaya 4 5 (1) -18% Islamic 6 4 3 73% Others - Overseas & SAMG 18 17 1 6% Market Share (domestic) Industry Ad
Slide 7: Deposits: Healthy growth continues
Rs. in Mlns Deposits: Healthy growth continues Q1 11 Q4 10 Q3 10 Q2 10 Q1 10 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits 462,255 431,372 422,272 419,270 391,565 Current deposits 163,906 35% 151,155 35% 150,507 36% 148,041 35% 135,125 35% Savings deposits 217,353 47% 200,143 46% 1
Slide 8: Profit and Loss Statement
Rs. in Mlns Profit and Loss Statement Consolidated Unconsolidated Q1 11 Q1 10 % Q1 11 Q1 10 % Interest Earned 15,970 13,103 22% 15,960 13,101 22% Interest Expensed (5,037) (4,376) 15% (5,037) (4,369) 15% NIM 10,933 8,726 25% 10,923 8,732 25% Operating Income 2,046 1,468 39% 2,008 1,400 43% Operating
Slide 9: Total Revenue: 25% Increase in NIM, 39% in NII
Rs. in Mlns TotalRevenue: 25% Increase in NIM, 39% in NII Markup Income and Expense = NIM Q1 11 Q1 10 +/- % MARK-UP EARNED 15,970 13,103 2,867 22% On Loans and advances 8,867 8,451 416 5% On investments 6,897 4,459 2,437 55% On deposits with financial institutions 14 3 10 311% On securities purchase
Slide 10: Administrative Expenses: Controlled growth in expenses
Rs. in Mlns Administrative Expenses: Controlled growth in expenses Mar 2011 Mar 2010 YoY % Personnel expenses 2,030 1,737 292 17% Rent, taxes, insurance, electricity 389 317 73 23% Communications 203 225 (22) -10% Repairs and maintenance 179 170 9 5% Travelling, conveyance and fuel 164 165 (1) -1% C
Slide 11: Thankyou
Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk