Lhv Group As · OMXTSE:LHV1T
Lhv Group As — Q1 2021 Earnings Presentation
17 slides from Lhv Group As's earnings presentation, Apr 20, 2021
Slide 1: LHV Group Q1 2021 results
LHV Group Q1 2021 results 20 April 2021
Slide 2: Quarter with decent growth in business volumes
Quarter with decent growth in business volumes For customers • • +96 EURm +15 800 • LOANS BANK • CUSTOMERS • Other +50 EURm +614 EURm • FUNDS DEPOSITS • 2
Slide 3: All-time high quarterly results, excluding performance fee
All-time high quarterly results, excluding performance fee • • • • • 3
Slide 4: Net profit ahead of financial plan by +0.9 EURm
Net profit ahead of financial plan by +0.9 EURm • • • • 4
Slide 5: Deposits volume close to 5 EURb and loans volume 2.3 EURb
Deposits volume close to 5 EURb and loans volume 2.3 EURb Deposits • • Loans (net) • • 5
Slide 6: High customer activity and very high quality of loan portfolio
High customer activity and very high quality of loan portfolio • • • 6
Slide 7: Net profit ahead of financial plan by +1.2 EURm
Net profit ahead of financial plan by +1.2 EURm • • • • 7
Slide 8: Continuing growth in fund volumes, slight drop in number of customers
Continuing growth in fund volumes, slight drop in number of customers Assets under management and customers • • • Pillar II comparable pension funds NAV Passive funds and pension fund change (YTD) Roheline NAV change YTD • 8
Slide 9: Net profit affected by dividend related income tax
Net profit affected by dividend related income tax • • • • 9
Slide 10: Less people leaving II pillar in September than planned
Less people leaving II pillar in September than planned • • • 10
Slide 11: Volume of gross written premium 2.1 EURm, rapid growth in number of customers
Volume of gross written premium 2.1 EURm, rapid growth in number of customers • • • • 11
Slide 12: 11.4 EURm net profit, 21.3% ROE
3 months 11.4 EURm 21.3% NET PROFIT PRE-TAX ROE 33% +15,800 BANK LOAN VOLUMES CUSTOMERS ANNUAL GROWTH INCREASE 12
Slide 13: Annexes
Annexes
Slide 14: Liquidity and capitalization strong as planned
Liquidity and capitalization strong as planned LCR Loan-deposit ratio • • T1 capital adequacy Total capital adequacy • 14
Slide 15: The debt ratio on historically lowest level
The debt ratio on historically lowest level Corporate loans by ratings Corporate loans overdue porfolio • • LHV Finance loans overdue porfolio Retail banking loans overdue portfolio • 15
Slide 16: Stock information
Stock information LHV stock price and turnover • • • Dynamics of LHV stock price and comparison indexes • • 16
Slide 17: Contact details
Madis Toomsalu madis.toomsalu@lhv.ee Meelis Paakspuu meelis.paakspuu@lhv.ee AS LHV GROUP TARTU MNT 2, TALLINN 6 802 670 INFO@LHV.EE LHV.EE