Allied Bank Limited · PSX:ABL
Allied Bank — 9M 2017 Earnings Presentation
19 slides from Allied Bank's earnings presentation, Sep 30, 2017
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Nine Months Period Ended September 30, 2017 1
Slide 2: Contents
INVESTOR PRESENTATION – September 2017 Contents Description Slide No. Introduction 3 Major Highlights- Income Statement 4 Major Highlights- Balance Sheet 5 Investments 6 Advances & Asset Quality 7 Deposits 8 Key Ratios 9 Corporate Governance & Rating 10 Stock market Data 11 Awards & Achievement 12 A
Slide 3: Allied Bank
INVESTOR PRESENTATION – September 2017 ABL Asset Management Co. Ltd. Holding:100% Subsidiary Domestic Overseas Branches Branches Bahrain WBU Domestic Export Branches;1,165 Processing Zone (Incld. 84 Islamic Br.) Allied Bank Entity Credit Rep Offices AA+ Long Term Rating A1+ Short Term UAE-Dubai Chin
Slide 4: Major Highlights – Income Statement
INVESTOR PRESENTATION – September 2017 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Sep-17 Sep-16 Rs. % Profit Before Tax 16,277 20,344 (4,067) -20% Profit After Tax 9,735 12,228 (2,493) -20% EPS - in Rs 8.50 10.68 (2.18) -20% • NIM reached Rs.23,581 mln; 9%YoY – changing earning ass
Slide 5: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – September 2017 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Sep-17 Dec-16 Rs. % Investments 601 590 11 2% Advances 374 330 45 14% Total Assets 1,124 1,069 55 5% Total Equity 101 101 (0) 0% • Balance sheet footing increased to Rs.1,124 Billion (US$10.7 Billion); (
Slide 6: Investments
INVESTOR PRESENTATION – September 2017 INVESTMENTS Rs. in M illion Composition Sep-17 Dec-16 Var. Growth Sep-17 Dec-16 Market Treasury Bills 270,554 226,220 44,334 20% 46% 40% Pakistan Investment Bonds 253,799 281,631 (27,832) -10% 44% 50% TFCs, Bonds, Sukuks and Mutual Funds 30,530 30,303 227 1% 5%
Slide 7: Advances & Asset Quality
INVESTOR PRESENTATION – September 2017 ADVANCES & ASSET QUALITY Market Share: 6.4% 420 8.0% 380 407 7.5% 392 • Gross Advances reached 340 326 369 7.0% Rs. in Billion 349 341 Rs.392 billion ( 12%) 300 6.8% 7.0% 6.5% % 285 • NPLs at Rs.18.8 billion ( 8%) 260 6.4% 6.0% 220 5.5% 5.9% • NPL ratio 4.8% (
Slide 8: Deposits
INVESTOR PRESENTATION – September 2017 DEPOSITS Market Share 7% 900 853 828 800 805 810 735 700 750 668 CASA Rs. in Billion 608 678 658 600 649 Deposits (Bln) 628 600 500 539 450 486 400 417 300 300 200 150 100 - - 2013 2014 2015 2016 Q1 2017 Q2 2017 Q3 2017 Total Deposits CASA (Incld. Current Rem)
Slide 9: Key Ratios
INVESTOR PRESENTATION – September 2017 Key Ratios 2017 2016 Banking Sector Q3 Q2 Q1 Q4 Q3 Q2 Q1 Ratios June 2017: ROA (%) 1.2 1.2 1.3 1.4 1.6 1.7 1.9 ROA: 1.1% ROE: 13.1% ROE (Tier I) (%) 17.0 17.1 19.1 20.3 23.0 24.5 27.6 Capital Adequacy Ratio (%) 22.3 22.1 22.3 20.8 21.9 21.3 20.9 Channels Sep-17
Slide 10: Corporate Governance & Ratings
INVESTOR PRESENTATION – September 2017 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management
Slide 11: Stock Market Data
INVESTOR PRESENTATION – September 2017 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 100.2 Market Capitalization (US$ mln) 950 Current Stock Price* 87.49 12M High/Low 122.0/ 83.6 *Stock Price as of September
Slide 12: Awards & Achievements
INVESTOR PRESENTATION – September 2017 AWARDS & ACHIEVEMENTS Best Corporate and Investment Bank - Pakistan Best Corporate & Institutional Bank – Domestic, Pakistan 2016 Corporate Excellence Award 2016 by Management Association of Pakistan Best Emerging Bank in Best Loan House, Pakistan 2016 Islamic
Slide 13: Annexures
INVESTOR PRESENTATION – September 2017 Annexures
Slide 14: Income Statement – Standalone
INVESTOR PRESENTATION – September 2017 INCOME STATEMENT – Standalone Annexure A Rs. in Million US$ in Million Sep-17 Sep-16 Var. Sep-17 Sep-16 Var. Growth Growth Mark-up/ interest Income 48,205 49,991 (1,786) 457 474 (17) -4% Mark-up/ interest Expensed 24,624 24,045 579 234 228 5 2% Net Mark-up/ int
Slide 15: Income Statement – Consolidated
INVESTOR PRESENTATION – September 2017 INCOME STATEMENT – Consolidated Annexure A Rs. in Million US$ in Million Sep-17 Sep-16 Var. Sep-17 Sep-16 Var. Growth Mark-up/ interest Income 48,206 49,994 (1,787) 457 474 (17) -4% Mark-up/ interest Expensed 24,624 24,044 580 234 228 6 2% Net Mark-up/ interest
Slide 16: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – September 2017 Statement of Financial Position – Standalone Annexure B Rs. in M illion US$ in M illion ASSETS Sep-17 Dec-16 Var. Sep-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 85,808 84,396 1,412 814 801 13 2% Investments 601,024 589,865 11,159 5,702
Slide 17: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – September 2017 Statement of Financial Position – Consolidated Annexure B Rs. in M illion US$ in M illion ASSETS Sep-17 Dec-16 Var. Sep-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 85,803 84,397 1,407 814 801 13 2% Investments 602,220 590,925 11,295 5,71
Slide 18: Disclaimer
INVESTOR PRESENTATION – September 2017 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These f
Slide 19: Thank You
INVESTOR PRESENTATION – September 2017 THANK YOU