National Australia Bank Limited · ASX:NAB
National Australia Bank — UBS Financial Services Conference 2009
9 slides from National Australia Bank's conference presentation, Jun 25, 2009
Slide 1: UBS Financial Services Conference
UBS Financial Services Conference Expanding our Leadership Position in Business Banking 25 June 2009 Joseph Healy Group Executive, Business Banking National Australia Bank Limited ABN 12 004 044 937
Slide 2: Business Banking Overview
Business Banking Overview Australia’s leading Business Bank providing relationship banking across three customer segments; SME Banking (debt < $20m) is delivered through our IFS model nabbusiness operating across a national distribution network Corporate Banking & Mid-market including specialist seg
Slide 3: Financial Performance
Financial Performance^ Business lending* Revenue (A$bn) 8.1% (A$m) 5.2% 9.5% 7.6% 5.8% 6.3% 107 2,729 2,595 99 2,371 92 2,231 87 Sep 07 Mar 08 Sep 08 Mar 09 Sep 07 Mar 08 Sep 08 Mar 09 Costs Underlying profit (A$m) (A$m) 6.4% 921 12.8% 896 865 865 10.3% 38.8% 36.5% 34.5% 1,808 33.8% 1,699 1,506 1,36
Slide 4: Leading Business Banking Position
Leading Business Banking Position No. 1 business lending market share¹ 19.9% (~30% SME) – YTD improved 80 bps No. 1 business deposits market share¹ 23.7% - YTD improved 113 bps Highest business customer satisfaction of the major banks² (in $5M - $100M segment) WA QLD 31 sites 49 sites Rank No 3^ Ran
Slide 5: Highest Business Customer Satisfaction of the Majors
Highest Business Customer Satisfaction of the Majors* 6.57 6.28 4.53 3.82 3.65 +0.47 +0.10 (0.78) (0.96) (0.24) NAB Bank 1 Bank 2 Bank 3 Bank 4 * East & Partners business banking customer satisfaction monitor - May 2009 and annual change 5
Slide 6: Asset Quality in a challenging environment
Asset Quality in a challenging environment Economic and credit conditions for businesses deteriorated over 1H09; • Decrease in business confidence and conditions • Rise in the volume of loan loss provision charges, defaulted (90+DPD) loans and impaired assets B&DD Charges^ increase but Net Write Off
Slide 7: Asset Quality well diversified
Asset Quality well diversified Business Bank’s loan portfolio remains well diversified and well managed with the; • Proportion of investment grade equivalent exposure and the proportion of well secured exposure remained relatively stable at ~70% and ~63% respectively • Net write off rate across the
Slide 8: Strategic Priorities
Strategic Priorities Grow share AND margin AND manage risk AND improve customer & employee satisfaction • Grow presence in NSW, WA and QLD Changing industry • Hiring 150-200 bankers/product specialists and opening 12 new BBC’s landscape • “Don’t waste a crisis” but execution focus the “AND” • Invest
Slide 9: Disclaimer
Disclaimer: This document is a presentation of general background information about the Group’s activities current at the date of the presentation, 25 June 2009. It is information in a summary form and does not purport to be complete. It is to be read in conjunction with the National Australia Bank
National Australia Bank — UBS Financial Services Conference 2009 on 6ix