Bindawood Holding Company · TADAWUL:4161

Bindawood — Investor Presentation (March 2026)

25 slides from Bindawood's investor presentation, Mar 10, 2026

  1. Slide 1: BinDawood Holding Company Investor Presentation FY 2025

    A Scalable Retail Platform with Selective; ROIC-Accretive ame Adjacencies = BinDawood Holding Company Investor Presentation FY 2025 (10 March 2026)

  2. Slide 2: Disclaimer

    Binaglav. DAwOooD HOLDING acyl! DISCLAIMER This presentation has been prepared for information and background purposes only. It has not been independently verified, and no representation or warranty, express or implied, is made as to the fairness, accuracy, completeness or correctness of the informa

  3. Slide 3: About the BinDawood Holding Company

    About the BinDawood Holding Company BinDawood Holding (Tadawul: 4161 and the Company), a retail conglomerate, which integrates information technology solutions into its core operations and strategically acquires companies to enhance its market position, leveraging these investments to fuel sustained

  4. Slide 4: Geographical Coverage

    GEOGRAPHICAL COVERAGE

  5. Slide 5: Geographical Coverage

    Geographical Coverage FRANCHISE BAHRAIN Ykone has presence in 13 countries and 18 cities (worldwide) RIYADH – DAMMAM - JEDDAH QATAR DUBAI Dammam – Al-Qasim – Al-Ahsa – Riyadh Eastern Province - Afif – Medina – Makkah - Jeddah JEDDAH * 104 56 33 14 1 206 178 27 1 Total Stores Hyper Super Express Tota

  6. Slide 6: CEO Perspectives: 2025 Year in Review

    CEO Perspectives: 2025 Year in Review

  7. Slide 7: BDH's Financial Performance Snapshot

    BDH’s Financial Performance Snapshot 34.1% Revenue Gross Profit Operating Profit 6,348.0 2,165.7 1,893.8 5,677.7 +11.8% +14.4% 395.7 369.1 +7.2% 33.4% 34.1% 6.5% 6.2% FY'24 FY'25 FY'24 FY'25 FY'24 FY'25 * Amount in SAR millions Source: Company Information FY’2025 FS 6

  8. Slide 8: BDH's Operational Performance Snapshot (1/2)

    BDH’s Operational Performance Snapshot (1/2) No. of Stores No. of Branches 104 96 34.1% 176 204 FY'24 FY'25 FY'24 FY'25 No. of Cities Online Stores 18 (No. of locations) 15 73 78 FY'24 FY'25 FY'24 FY'25 12 7

  9. Slide 9: BDH's Operational Performance Snapshot (2/2)

    BDH’s Operational Performance Snapshot (2/2) Sales / SQM Basket Size Transaction Count Sales / SQM Basket Size Transaction Count (SAR) (SAR) (Millions) (SAR) (SAR) (Millions) 1,080 1,107 34.1% 1,241 82.1 80.7 1,210 78.5 82.2 5.0 5.1 62.3 65.2 FY'24 FY'25 FY'24 FY'25 FY'24 FY'25 FY'24 FY'25 FY'24 FY'

  10. Slide 10: Distribution Platform Expansion

    Distribution Platform +11M Expansion Launched Expansion In Qatar With Franchise Model Supermarket Loyalty customers reached Toy Triangle Acquisition in Feb 2026 More than 11 million in 2025 Strengthens GCC Capabilities • 27 Integrated Zahrat Al Rawdah Stores Tech Expansion Meat Processing Facility W

  11. Slide 11: Financial Outlook & Trading Performance Review

    Financial Outlook & Trading Performance Review

  12. Slide 12: Overview of FY 2025 vs FY 2024 BDH's Revenue Bridge

    Overview of FY 2025 vs FY 2024 BDH’s Revenue Bridge Segments-Wise Revenue by % – FY 2025 Revenue Bridge FY 2025 Vs FY 2024 (amounts in SAR 'M) 1.7% 9.0% 6.6% Grocery 72.1 419.8 130.6 6,348.0 5,677.7 122.5 Pharma 74.8 Tech Distribution +11.8% Retail 82.7% FY 2024 Grocery Pharma Tech Distribution Inte

  13. Slide 13: Balanced Growth: Organic & Acquisitions

    Balanced Growth: Organic & Acquisitions Revenue Like for Like (Organic) Revenue (Consolidated) Gross Profit (Organic) Gross Profit (Consolidated) 6,348.0 2,165.7 5,822.2 1,870.7 1,893.0 1,893.8 5,645.1 5,677.7 +11.8% +14.4% +3.1% +1.2% 33.1% FY'24 FY'25 FY'24 FY'25 FY'24 FY'25 FY'24 FY'25 • Like-for

  14. Slide 14: Return on Recent Investments

    Return on Recent Investments 44.8 43.4 34.7 25.8 21.9 15.7 - 8.7 Feb-Dec'25 Aug-Dec'24 FY'25 July- FY'23 FY'24 FY'25 Operating Profit Operating Profit Dec'22 Operating Profit Cum. OP 43.4 9.8% Cum. OP 50.4 27.1% Cum. OP 101.2 41.3% ICO 441 ICO 186 ICO 245 * Amount in SAR millions ** Cum. Op represen

  15. Slide 15: FY 2025 Trading Update

    FY 2025 Trading Update Gross Profit Margin & Gross Profit (SARm) 2,165.7 1,893.8 33.4% 34.1% 533.3 6.5% 583.0 6.2% 451.0 528.7 480.4 449.5 520.7 512.8 30.6% 31.6% 33.9% 36.2% 33.0% 34.0% 36.0% 34.9% 7.0% Q1'24 Q1'25 Q2'24 Q2'25 Q3'24 Q3'25 Q4'24 Q4'25 FY 24 FY 25 • In Q4’25, the Gross Profit totaled

  16. Slide 16: FY 2021-2025 Operating Profit

    FY 2021-2025 Operating Profit Operating Profit 395.7 369.1 354.3 274.6 6.2% 151.0 6.3% 6.5% 6.3% 3.1% FY'21 FY'22 FY'23 FY'24 FY'25 * Amount in SAR millions Source: Company Information FY’2025, FY’2024 , FY’2023 and FY,2022 FS. 15

  17. Slide 17: Strategic Top-Line Evolution Plan for 2025-2030

    Strategic Top-Line Evolution Plan for 2025-2030

  18. Slide 18: Revenue Value Creation Bridge

    Revenue Value Creation Bridge Acquired in Acquired in Acquired in Acquired in FY 2022 FY 2024 FY 2025 FY 2025 419.0 20.3 6,348.0 561.0 98.0 867.5 4,382.2 CAGR 9.7% FY 2021 Grocery Tech Distribution(JTC)** Pharma Distribution(TTC)*** FY 2025 * Amounts in SAR millions ** JTC refers to Jumairah Trading

  19. Slide 19: Evolution of the Group Operating Profit Mix

    Evolution of the Group Operating Profit Mix How Segments Drive How Segments Drive BDH’s EBITDA In FY2025 BDH’s EBITDA In FY2030 FY 2021 Operating Profit Distribution FY 2025 (Acquired in 2024) Tech (Acquired in 2022) 3.5% 9.1% Pharma Organic (Acquired in 2025) 11.0% Organic (Grocery) Transitioning T

  20. Slide 20: Annexures

    Annexures

  21. Slide 21: Trade Working Capital (BDH & Segments)

    Trade Working Capital (BDH & Segments) NWC/ NWC/ Sales 9.2% 4.9% 7.2% 5.0% 5.3% 7.1% Sales Ratio Ratio Retail Grocery Holding NWC/ NWC/ Sales 47.5% 42.0% 38.4% Sales 54.2% 36.3% 40.2% Ratio Ratio Retail Pharma Distribution * Amounts in SAR millions 20

  22. Slide 22: Inventory and Payable Days

    Inventory and Payable Days Retail Grocery Retail Pharma 110 307 109 239 256 103 102 101 101 102 75 91 Inventory days Payable Days Inventory days Payable Days FY'24 H1'25 FY'25 FY'24 H1'25 FY'25 Tech Segment Distribution 220 228 145 134 187 113 99 78 80 8 6 5 Inventory days Payable Days Inventory day

  23. Slide 23: Financial Performance

    Financial Performance Concise Profit & Loss Core FY 2024 FY 2025 YoY achievements Sales 5,677.7 6,348.0 11.8% ❖ Improvement of sales densities Gross Profit 1,893.8 2,165.7 14.4% across all segments ❖ Higher margins among the industry Gross margin % 33.4% 34.1% +76Bps peers ❖ Disciplined cost managem

  24. Slide 24: Shareholder Structure

    SHAREHOLDER Shareholding STRUCTURE Structure Free Float, 22.3% Al-Ati Holding Company, 5% Abdullah Dawood BinDawood and Sons, 5.1% Akasiya Star Trading Company Ltd., 67.6% Akasiya Star Trading Company Ltd. Abdullah Dawood BinDawood and Sons Al-Ati Holding Company Free Float 23

  25. Slide 25: Thank You

    THANK YOU BinDawood Holding Headquarters, KSA Al-Madinah Al-Munawarah Rd, Al Naeem, Jeddah 21530 P.O. Box 51190, Jeddah 21543 +966 12 605 3557 INVESTOR ENQUIRIES Hassan Javaid Head of Investor Relations hassan.javaid@danube.com

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