Pt Bank Pembangunan Daerah Jawa Barat & Banten Tbk · IDX:BJBR
Pt Bank Pembangunan Daerah Jawa Barat & Banten Tbk — PT Bank Pembangunan Daerah Jawa Barat dan Banten — Q2 2011 Earnings Presentation
27 slides from Pt Bank Pembangunan Daerah Jawa Barat & Banten Tbk's earnings presentation, 2011
Slide 1: 2Q 2011 - Corporate Presentation
2Q 2011 - Corporate Presentation PT Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk Disclaimer: This report has been prepared by PT Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk, (Bank BJB) independently and is circulated for the purpose of general information only, It is not intended to the
Slide 2: Table of Contents
Table of Contents Ownership Board of Commissioners Board of Directors Income Statement Highlight Strategy (Road Map) Distribution Network Balance Sheet Highlight Financial Highlight Key Financial Indicators Loan Breakdown The Big 5 Debtors Deposits Breakdown Human Capital
Slide 3: Ownership
Ownership A Series 75,00% West Java Provincial Goverment 38,26% West Java Municipal Governments 23,61% Banten Provincial Government 5,37% Banten Municipal Governments 7,76% B Series 25,00% 100,00% B Series Breakdown Ownership Shares, as of June'11 % Local 73.53% Local Retail 898,730,500 37.08% EMSA
Slide 4: Board of Commissioners
Board of Commissioners Agus Ruswendi, President Commissioner Experiences : President Director – bank bjb (2007 - 2011, Director of Funding & Services – bank bjb (2005 - 2007), Head of Treasury – bank bjb (2004 - 2005), Head of Branch – bank bjb , Jakarta (2003 - 2004) and Head of Branch – bank bjb,
Slide 5: Board of Directors
Board of Directors Entis Kushendar Zaenal Aripin Bien Subiantoro Director Director President Director Since July 2011 Since July 2011 Since July 2011 Previously: Commercial Banking Previously: Division Head of Strategic Previously: Senior Advisor Bank Mandiri, Director of bank bjb, Division Head of
Slide 6: Income Statement Highlight
Income Statement Highlight Income Statement Highlight Q2 2011 Q2 2010 YoY (%) FY 2010 Interest Income 2,817,409 2,237,363 25.93% 4,894,312 Interest Expense (1,352,085) (961,077) 40.68% (2,254,731) Net Interest Income 1,465,324 1,276,286 14.81% 2,639,581 Other Operating Income 215,039 254,221 (15.41%
Slide 7: Road Map
Road Map A Strong Sustainable Growth and Profitable National Bank 2011-2012 2013-2014 2015 Building/Establishment Leading in Service A National Bank New Infrastructures As One of the Big 10 Banks Leading in Service and Performance Strategy Strategy Strategy HR Competence, IT Infrastructure, Match wi
Slide 8: Business and Strategic Alliances
Business and Strategic Alliances Sustainable Growth and Profitable Corporate, SME / Micro Commercial Consumer Consumer Treasury and Subsidiaries Financing and Loans Deposit International Company Institutional Banking o Organizations and o Infrastructure and Cash o Organization and o Facilitate Inter
Slide 9: Support Strategy
Support Strategy Risk and Capital Human Capital Information Operations Committee Technologi • Build Central • Credit Policy • Policy and • Core Banking Operations Committee (CPC) Implementations of System Straight Thru • Assets and Liability recruitment, career Development Processing (STP) Committee
Slide 10: Business Strategy
Business Strategy 2nd Half of Year 2011 Enhancement Organization Structure • Establishment of two regional business areas (Jakarta and Bandung), International Banking and Institutional Banking Divisions • Recruitment of IT, International and Institutional Banking Division Heads. Products / Brand • C
Slide 11: Organizing
Organizing Funding, Lending and Services Regional Office Funding Lending Services SME and Institutional Commercial Branch For Banking for Branch For Banking Consumer Corporates & Retail Head Office Center for Loans and BRANCHES Commercials Banking Supervision Commercials Micro Banking Customers and
Slide 12: Distribution Network
Distribution Network Bank bjb Distribution Network June 2011 51 Main Branches 174 Sub Branches 46 Cash Outlets 54 Payment Points 7 Mobile Cash 432 ATMs Main Branches Outside West Java & Banten are located in: Jkt - Arthaloka Semarang Surabaya Jkt - Rawamangun Batam Medan Denpasar Jkt - K
Slide 13: Balance Sheet Highlight
Balance Sheet Highlight Balance Sheet Highlight Q2 2011 FY 2010 Q2 2010 YtD (%) YoY (%) Total Asset 49,326,302 43,445,700 40,239,427 13.54% 22.58% Lending 47,561,410 41,585,564 38,572,986 14.37% 23.30% - Loans & Financing 26,605,351 23,669,719 21,450,244 12.40% 24.03% - Placement at BI and other Ban
Slide 14: Financial Highlight
Financial Highlight Financial Highlight Q2 2011 FY 2010 Q2 2010 YtD (%) YoY (%) Total Asset (Rp, Mio) 49,326,302 43,445,700 40,239,427 13.54% 22.58% Total Loans (Rp, Mio) 26,605,351 23,669,719 21,450,244 12.40% 24.03% Total Deposits (Rp, Mio) 36,227,134 31,953,462 32,738,031 13.37% 10.66% Equity (Rp
Slide 15: Key Financial Indicators
Key Financial Indicators Asset Equity 4,99 49,33 4,96 40,24 43,44 26,04 3,09 21,21 2,18 32,41 3,17 1,50 23,04 2,48 1,80 15,51 2005 2006 2007 2008 2009 Jun-10 2010 Jun-11 2005 2006 2007 2008 2009 Jun-10 2010 Jun-11 Loan 3rd Party Deposit 23,67 26,60 36,23 32,74 19,63 21,45 31,95 13,05 18,35 15,54 23,
Slide 16: Key Financial Indicators (con't)
Key Financial Indicators (con’t) Gross Profit Net Profit 1.219.628 890.171 985.377 709.106 818.946 728,640 542.162 544,000 504.297 552.707 446.889 370.667 302.442 256.636 2005 2006 2007 2008 2009 2010 Jun 11 2005 2006 2007 2008 2009 2010 Jun 11 15
Slide 17: Key Financial Indicators (con't)
Key Financial Indicators (con’t) Capital Adequacy Ratio Gross NPL 22,85% 21,20% 16,81% 1,97% 19,21% 1,86% 2,41% 15,77% 14,97% 15,06% 1,86% 0,78% 0,41% 0,70% 0,45% 2006 2007 2008 2009 Jun 10 2010 Jun 11 2005 2006 2007 2008 2009 Jun 10 2010 Jun 11 Return On Asset Return On Equity 4,08% 28,09% 37,28% 3
Slide 18: Key Financial Indicators (con't)
Key Financial Indicators (con’t) Net Interest Margin Loan To Deposit Ratio 82,47% 75,67% 71,14% 8,45% 7,74% 87,33% 89,44% 9,77% 6,38% 6,77% 79,02% 71,85% 7,63% 63,73% 7,32% 5,97% 2005 2006 2007 2008 2009 Jun 10 2010 Jun 11 2005 2006 2007 2008 2009 Jun 10 2010 Jun 11 Operational Expenses to Operation
Slide 19: Loan Breakdown
Loan Breakdown Conventional Loan Breakdown June 2011 Segment Outstanding Growth ∆Rp NPL (%) (Rp. Bio) YoY (Outs) Gross Micro Loans 2,760 53.72% 964B 3.56% 16,76% 10,97% Consumer Banking Consumer 18,176 17.37% 2,69T 0.19% 72,26% Micro Banking Loans Commercial Banking Commercial 4,216 28.57% 936
Slide 20: Acquiring New Market Civil Servant Loan
Acquiring New Market Civil Servant Loan Methods Total Outstanding per Jun’11 (Rp. Mio) Channelling 316.552 Asset Buy 487.193 Total 803.745 Acquired from 3 (three) Regional Development Banks : • Bank Sulselbar • 2 banks withheld 19
Slide 21: The Big 5 Debtors
The Big 5 Debtors No. Debtors Outstanding (Rp, Mio) 1 Adira Multifinance 250,000 2 Telkom 250,000 3 Permodalan Nasional Madani 200,100 4 Pertani 154,853 5 Swadharma Indotama Finance 117,933 20
Slide 22: Deposits Breakdown
Deposits Breakdown Conventional Deposits Breakdown June 2011 March 2011 December 2010 Rp. Billions (%) Rp. Billions (%) Rp. Billions (%) Government Related Funds 16,584 47.57% 13,713 41.71% 7,329 23.63% Corporate 11,765 33.75% 12,721 38.69% 16,762 54.04% Retail 6,512 18.68% 6,442 19.59% 6,927 22.33%
Slide 23: Human Capital
Human Capital Positions March 2011 June 2011 Board of Commisioners 5 5 Directors 4 4 Top Management 19 20 Middle Management 137 150 First Line Management 720 744 Staff 1095 1202 Employee in Pension Preparation 13 10 Total Permanent 1,993 2,135 Non Permanent 3,257 3,429 Total 5,250 5,563 22
Slide 24: Better GCG Implementation
Good Corporate Governance Better GCG Implementation bank bjb has signing MOU with KPK in term to control gratification activities that may happen in bank bjb. This MOU implementation are starts from establishment of Gratification Controlling Unit. By this, bank bjb become the first institution in ba
Slide 25: Awards
Awards • Investor Awards, Best Listed Company, The Best Performance IPO • Corporate Image Awards 2011, Indonesia’s Most Admired Company, Category Regional Government Bank • Infobank Awards, Bloomberg Businessweek, “Very Good” on 2010 2011 Financial Performances • Bandung Service Excellence Award, Th
Slide 26: EOGM Results
EOGM Results Agree to change Corporate Statue No. 15 Point 3.Am about requirement of President Director to be: • Presiden Director Candidates must have Commercial Banking background with minimum as an active Director level or ever hold position as a Director in Bank with total assets at least as sam
Slide 27: Q&A
Q &A PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN,Tbk. INVESTOR RELATIONS MENARA bank bjb Jl. Naripan 12 – 14 Bandung 40111 +6222 4234868 ext 7008/7005 ir@bankbjb.co.id 26
PT Bank Pembangunan Daerah Jawa Barat dan Banten — Q2 2011 Earnings Presentation on 6ix