Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — Maybank Indonesia — 9M 2015 Earnings Presentation
37 slides from Malayan Banking Bhd's earnings presentation, 2015
Slide 1: Maybank Indonesia 9 Months 2015 Results
Maybank Indonesia (previously Bank Internasional Indonesia) 9 Months 2015 Results
Slide 2: Table of Contents
Table of Contents Summary of 9M 2015 Results Maybank Indonesia in Brief Financial Performance Strategy and Target Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 2
Slide 3: Summary of 9M 2015 Results
Summary of 9M 2015 Results (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated)
Slide 4: Summary of 9M 2015 Results
Summary of 9M 2015 Results Profit After Tax & Minority Interest (PATAMI) increase 70.7% (YoY) PT Bank Internasional Indonesia Tbk changed its name to PT Bank Maybank Indonesia Tbk on 23 September 2015 • Despite the continued market uncertainties, Maybank Indonesia PATAMI increased 70.7% (YoY) to
Slide 5: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 6: Maybank: A sign of change
Maybank Asign of change to become bigger, stronger, and better in providing financial services across ASEAN. We are proudly announcing our identity as part of Maybank Group. Asa leading bank in South East Asia, Maybank Group is a truly ASEAN bank that owns an asset of USD 176 billion and is supporte
Slide 7: Logo Transformation of Maybank Indonesia
Logo Transformation of Maybank Indonesia 23 September 2015 PT Bank Internasional Indonesia Tbk changed its name to PT Bank Maybank Indonesia Tbk 2008 Acquired by Malayan Banking Berhad (Maybank) through its wholly-owned subsidiary, MoCS 2003 Sorak Konsorsium acquired 51% of BII shares from BPPN 2002
Slide 8: Rebranding to Maybank Indonesia
Rebranding to Maybank Indonesia Leaping forward to global recognition brand As one of the Maybank Home Market, Indonesia also plays important role in ASEAN Since 2008, BII has benefited with financial support, regional & international network and synergy of Maybank products & services. As survey in
Slide 9: Profile
Profile Profile Established : 15 May 1959 Total Assets : Rp153.9 Trillion Total Equity : Rp15.2 Trillion Market Capitalisation : Rp10.3 Trillion Position in Indonesia : Rank #10 in terms of Assets (as of September 2015) Rank #10 in terms of Deposits Rank #10 in terms of Loans 460* (Maybank Indonesia
Slide 10: Company Rating and Shareholding
Company Rating and Shareholding Company Rating Pemegang Saham 78.98% National Long-Term Rating AAA(idn), Outlook Stable LONDON BRANCH PUBLIC 18.31% 2.71% National Short-Term Rating F1+(idn) Long Term Issuer Default Rating BBB, Outlook Stable Short Term Issuer Default Rating F3 Viability Rating bb Su
Slide 11: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Commissioner Maybank Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Independent Independent Commissioner Commissioner Com
Slide 12: Board of Directors
Board of Directors Lani Darmawan Jenny Wiriyanto Eri Budiono Director Director Director Taswin Zakaria President Director Ghazali M. Rasad Thilagavathy Nadason Dhien Tjahajani Henky Sulistyo Director Director Director Director Page 12
Slide 13: Present to Serve the Communities across Indonesia
Present to Serve the Communities across Indonesia 1 Micro Branch & 421 Conventional 9 Shariah Branches 2 Overseas Branches 81 Micro Banking Branches Services 1,600 ATM & CDM 26 Premier Wealth Access > 20.000 ATM 16 Mobil Kas Keliling > 5 Million Customer Center and Lounge Bersama* & MEPS (MKK) Malay
Slide 14: Integrated One Stop Financial Services Provider
Integrated One Stop Financial Services Provider Global Banking Business Banking Retail Banking Providing banking and payment Providing banking and payment Providing banking and payment Objective solution to large local corporates solution to mid corporates, solution to the retail customers and State
Slide 15: Financial Performance
Financial Performance
Slide 16: Income Statement – Consolidated
Income Statement – Consolidated PATAMI increased 70.7% (YoY) from Rp347 billion to Rp592 billion on the back of improved Net Interest Income (due to increase in NIM) and Fee Based Income Rp Billion Sep-15 Sep-14 YoY a b (a/b)-1 Interest Income 10,310 9,898 4.2% Interest Expense (5,526) (5,569) -0.8%
Slide 17: Balance Sheet – Consolidated
Balance Sheet – Consolidated Assets is exceeding Rp150 trillion that driven by growth of loans and deposits amounted 6.6% and 6.8% (YoY) respectively Rp Billion Sep-15 Sep-14 YoY a b (a/b)-1 Loans 111,533 104,579 6.6% Other Earning Assets 24,161 20,558 17.5% Other Assets 18,221 19,408 -6.1% Total As
Slide 18: Financial Ratios
Financial Ratios Key Operating Ratio Sep-15 Sep-14 Key Operating Ratio Sep-15 Sep-14 Consolidated a b (a-b) Bank Only a b (a-b) Profitability Profitability Return On Assets 0.69% 0.45% 0.24% Return On Assets 0.51% 0.18% 0.33% Return On Equities (Tier 1) 5.90% 4.17% 1.73% Return On Equities (Tier 1)
Slide 19: Loans
Loans Business Banking and Retail Banking continued to be growth drivers that increased 12.2% and 12.3% (YoY) respectively while on quarterly basis, Global Banking loans grew 8.4% (QoQ) LFR & Total Loans Rp Trillion Loan Portfolio Breakdown in Retail Banking Rp Trillion Δ YoY : 12.3% Δ QoQ : 2.0% 22
Slide 20: Asset Quality
Asset Quality The Bank remains cautious over loan quality as businesses, especially in its legacy corporate portfolio in Global Banking, are still impacted by the current economic slow-down, and weakening of the Rupiah Asset Quality – Maybank Indonesia (consolidated) Asset Quality – BII Finance 4,62
Slide 21: Customer Deposits
Customer Deposits The Bank‟s customer deposits showed a growth of 6.8% (YoY) and CASA Ratio improved to 39.33% in line with the increase in cash management system and strong financial supply chain solutions Deposits from Customers by Business Segment Deposits from Customers by Type Rp Trillion Sep-1
Slide 22: Shariah Banking
Shariah Banking Sharia Banking‟s total asset increased 110% from Rp6.4trillion to Rp13.3 trillion contributed 9% to bank‟s total asset Shariah First strategy deliver promising results until 9M2015 Customer Deposits increased by 61% (YoY) to Rp5.6 trillion Financing increased by 56% (YoY) to Rp8.
Slide 23: Capital
Capital Strong capital position with Capital Adequacy Ratio (CAR) at 14.89% • Capital Adequacy Ratio (CAR) – consolidated as per 30 Sep 2015 was 14.89% with total capital of Rp 17.6 trillion from 16.5 trillion in the previous year Page 23
Slide 24: BII Finance
BII Finance Profit Before Tax increased 7% (YoY). Consumer Financing continue to growth 27.2% (YoY) with asset quality maintained at healthy level Revenue and Profit Before Tax Consumer Financing IDR billion IDR billion 608 4.009 543 3.151 248 265 Sep-14 Sep-15 Sep-14 Sep-15 Revenue Profit Before Ta
Slide 25: WOM Finance
WOM Finance WOM Finance revenue increased 11.2% with continued focus on the implementation of prudent risk management practice to ensure maintenance sound asset quality Revenue and Profit Before Tax Consumer Financing IDR billion IDR billion 1.270 1.142 4.442 3.992 55 (22) Sep-14 Sep-15 Sep-14 Sep-1
Slide 26: Strategy and Target
Strategy and Target
Slide 27: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia Global Banking Business Banking Retail Banking Shariah Banking MKE MSI MGAM WOMF BIIF Community Distribution Human Capital Operations & IT Risk Finance MKE = Maybank Kim Eng Indonesia MGAM = Maybank GMT Asset Management BIIF =
Slide 28: Strategic Direction 2015 - 2016
Strategic Direction 2015 - 2016 IRT (Indonesia Regional Transformation) to boost regional business penetration Achieve Focus on CASA growth 2015 Aspiration Loan growth with Capital light strategy Leverage value chain and maximizing cross sell Loan Growth Sustainable asset quality 10-13% Transaction
Slide 29: Awards, CSR & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights
Slide 30: Service Quality Award
Service Quality Award “Legend Achievement” for Six Consecutive Years Top Performers in Service Survey held by ISMS Trisakti & Infobank Magazine One of proof in our high quality services to maintain customer satisfaction Page 30
Slide 31: Our Awards in 2015
Our Awards in 2015 Service Awards Excellent Service Experience (ESE) Award 2015 – 3rd rank Excellent Service Experience Award 2015 for regular Domestic Bank by Carre Center for Customer Satisfaction Loyalty (Carre-CCSL) and Bisnis Indonesia Newspaper, 10 February 2015 Contact Center Service Exce
Slide 32: Focus Area of Maybank Indonesia CSR Program
Focus Area of Maybank Indonesia CSR Program Provide opportunity for better Promote winning culture & healthy education life through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Suppo
Slide 33: CSR Highlights
CSR Highlights Maybank Indonesia Encourages Foster Children to Study Maybank Indonesia Syariah with Ikatan Keluarga Muslim (IKM) Maybank Indonesia give help and held break fasting together with hundreds of orphans from Darul Aytan At-Taqwa, Ujung Harapan Bahagia Bekasi. The help given in the form of
Slide 34: BII Maybank Bali Marathon (BMBM) 2015
BII Maybank Bali Marathon (BMBM) 2015 BMBM 2015 Recognized as the Best Marathon Event • BMBM 2015 held in Gianyar distric, Bali which followed by more than 5,000 participant from 37 different citizenship and registered in many race categories i.e. 42 km, 21 km, 10 km and children‟s sprint. • BMBM al
Slide 35: Event Highlights
Event Highlights Maybank Indonesia Launched Grand Opening KCP Cikarang Central City Maybank2u As our commitment to provide better service to customers, Maybank Maybank Indonesia strengthened its digital Indonesia inaugurate the new building services by launching Maybank2u, mobile banking of KCP offi
Slide 36: Event Highlights
Event Highlights Maybank Go Ahead. Challenge 2015 The series of MGAC global final round come back to Indonesia, 60 finalist from 14 different country around the world gather in Jakarta for 3 days. Total prize contested are USD72,000, get the opportunity to join “Global Maybank Apprentice Program” (G
Slide 37: Thank You
Thank You Disclaimer : Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward-looking statements) are derive