Slide 1: Exchange filing cover letter
June 9, 2021 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, Plot No. C/1, G Block Dalal Street, Mumbai – 400 001 Bandra – Kurla Complex, Bandra (E) Scrip Code: 517214 Mumbai – 400 051 Scrip Code: DIGISPICE Sub: Press Release and Results Presentation De
Slide 2: Revenue grows by 75% Y-on-Y to Rs. 7121mn
bbb bbbbbbbbb DiGiSPICE Technologies Fourth Quarter & Annual Results FY21 DiGiSPICE Technologies Limited Revenue grows by 75% Y-on-Y to Rs. 7121mn Consolidated Financial Highlights: Gross revenue for the quarter came in at Rs. 1,859 mn, growing by 79% Y-o-Y from Rs. 1,040 mn in Q4FY20. Sequentiall
Slide 3: Press release: FY21 key highlights continued
bbb bbbbbbbbb which grew close to 139% over the last financial year. Spice Money launched a first-of-its-kind Zero Investment initiative in collaboration with brand ambassador Sonu Sood during Q4FY21, enabling rural entrepreneurs to join the Spice Money network as Adhikaris completely free of cost
Slide 4: Management commentary
bbb bbbbbbbbb “FY21 has been a challenging but a rewarding year for DiGiSPICE Technologies. We have made great strides across all our business units and subsidiaries. We are delighted with the progress we have made towards financially empowering rural India through our rural fintech business, Spice
Slide 5: DiGiSPICE Technologies Ltd. FY21 Results Presentation
DiGiSPICE Technologies Ltd. FY21 Results Presentation June 09, 2021
Slide 6: Disclaimer
Disclaimer This presentation has been prepared by DiGiSPICE Technologies Limited (the “Company”) solely for your information and may not be distributed, reproduced, or redistributed or passed on directly or indirectly to any other person, whether within or outside your organization or firm, or publi
Slide 7: Agenda
Agenda About Us Financial Technology Services - Spice Money Digital Technology Services • Digital Enterprise – Korero Platforms • Digital Telco Consolidated Financials
Slide 8: About Us
About Us
Slide 9: About us
About us We are a Digital Platforms and Solutions Company focused on the following business segments Business segments: Financial Technology Services , Spice Money – India’s leading rural FinTech platform Digital Technology Services, DigiSpice - Provides digital platform and solutions for Telco,
Slide 10: Building Digital Platforms
Building Digital Platforms DIGITAL DIGITAL DIGITAL RURAL ENTERPRISE TELCO
Slide 11: Building Digital Platforms
Building Digital Platforms DIGITAL DIGITAL DIGITAL RURAL ENTERPRISE TELCO
Slide 12: India's leading Rural Fintech Platform
India’s leading Rural Fintech Platform
Slide 13: Solving the last mile banking infra problem in Rural India
Solving the last mile banking infra problem in Rural India Problem Technology Stack Solution 500 Bank Branch, in 000 ATMs,in 000 422 PMJDY acc, in million 383 400 353 314 282 300 214 199 208 207 202 211 213 200 100 141 147 149 152 156 158 - FY16 FY17 FY18 FY19 FY20 FY21 Spice Money Adhikari App + Aa
Slide 14: Entrepreneurs/Kirana Stores in Rural India use Spice Money Digital platform
Entrepreneurs/Kirana Stores in Rural India use Spice Money Digital platform to serve consumers Product Partners Entrepreneurs empowered by Spice Money Adhikari App Consumers Bank NPCI Core Services NBFCs • Cash withdrawal • Bill Payment (Aadhaar) • Pan Card Insurance Cos • Ticket Booking • Loan • Mo
Slide 15: Progress to date
Progress to date Spice Money Adhikaris ‘000 Focus on Dense Coverage AePS Market Share* (%) (Entrepreneurs/Kirana Stores) Dense Districts Total Districts Coverage 13.7 576 680 693 708 11.8 8.9 241 161 140 25 32 FY19 FY20 FY21 FY19 FY20 FY21 FY19 FY20 FY21 *Dense District = A district where there is a
Slide 16: Investing behind Accelerated Transactions Growth
Investing behind Accelerated Transactions Growth • Campaign period: Feb-Mar 2021 • Refreshed brand identity and positioning • 3x growth in fresh additions • Positive unit economics business model • 100K Adhikaris on-boarded during the campaign • Operating leverage to be driven by transactions growth
Slide 17: Launching new Products for Bharat
Launching new Products for Bharat mATM mATM Gross Transaction Value • mATM allows customer to transact using Debit Card (in (Rs Cr) 8,638 addition to Aadhaar via AePS). Adhikari needs a small pinpad device, which works with our app to enable these 3x yoy transactions. growth • Launched in Jan 2019 a
Slide 18: Building a Phygital Super App for Bharat
Building a Phygital Super App for Bharat Assisted Shopping mATM Delivery Cash Withdrawal Cash on Delivery Cash Deposit Balance Enquiry Remittance E-Pharmacy Digital Payment Diagnostics Bill Payment Telemedicine Mobile/DTH Recharge Loan repayments Bharat Enterprise Cash Management Consumer Savings Go
Slide 19: Spice Money Growth Levers
Growth Levers • Removing entry barriers (Eg. zero entry fee, and zero rental since Feb21) with focus on long term transactions revenue growth • Expanding geographical reach • Deepening presence in key clusters Accelerating Growth of Entrepreneurs • Strengthen core banking and Network (Spice Money Ad
Slide 20: Financials (Spice Money)
Financials (Spice Money) 131% 117% yoy growth yoy growth Revenue (Annual) (INR Cr) Revenue (Quarterly) (INR Cr) EBITDA* (INR cr) 578 159 Service fee revenue 150 Airtime sale revenue Acquisition and device revenue 195 57 51 73 21 250 27 9 139 101 362 5 93 98 2 (3) (2) 60 44 137 65 14 6 4 12 21 2 FY19
Slide 21: Building Digital Platforms
Building Digital Platforms DIGITAL DIGITAL DIGITAL RURAL ENTERPRISE TELCO
Slide 22: Korero Platforms: from the first conversation to everlasting connections
from the first conversation to everlasting connections korero | Connect. Engage. Interact Platforms
Slide 23: Growth in Adoption of Digital Channels & Automation Platforms
Growth in Adoption of Digital Channels & Automation Platforms Communication Platform as a Service USD 25 Bn The total value of the CPaaS market is expected to reach $25 billion in 2025; rising from an estimated $7 billion in 2020. USD Over 95% of CPaaS revenue will be attributable to SMS in 2020
Slide 24: Korero Platforms: Our Digital Enterprise Offering
Korero Platforms : Our Digital Enterprise Offering NEW LAUNCH Serving 3 out of top 5 in Fortune India 500 2020 list 60+ live clients across BFSI, Utilities and other industries across Large Enterprises and MSMEs Omni channel communications platform – Telecom, OTT and IP channels. Higher growth
Slide 25: Building Digital Platforms
Building Digital Platforms DIGITAL DIGITAL DIGITAL RURAL ENTERPRISE TELCO
Slide 26: Growth in Digital Content Consumption
Growth in Digital Content Consumption High internet penetration is accelerating content demand, driven by personalized experience 4.72 billion globally used the internet in April 2021 – that’s > 60 % of the world’s total population Source: DataReportal – April 2021 The average global internet us
Slide 27: Digital Telco Business: Our offerings
Digital Telco Business : Our offerings Digital Entertainment Products: Native Mobile Apps & Progressive Web Apps to deliver music, video, games, and other multimedia content over the Internet. The platform brings adaptive user experience, a state of art partner & content management system, and str
Slide 28: Digital Entertainment Products
Digital Entertainment Products Music – 87% Videos – 11% Games – 2% Aligning strategy & focus on videos and gaming, owing to greater revenue realization and associated interest
Slide 29: Financials (Digital Technology Services)
Financials (Digital Technology Services) Revenue (Annual) (INR cr) Revenue (Quarterly) (INR cr) EBITDA* (INR cr) 237 34 20 31 27 15 11 157 4 10 15 18 134 Other 2 2 Other 174 Digital Telco Digital Telco 5 88 41 Enterprise Enterprise 1 6 - (2) (2) 22 22 (4) (3) 0 3 (8) 15 (5) 87 62 66 (10) FY19 FY20 F
Slide 30: Consolidated Financials
Consolidated Financials
Slide 31: Consolidated Financials Overview
Consolidated Financials Overview Revenue (INR cr) EBITDA* (INR cr) PAT ** (INR cr) 712 9 15 5 (55) 13 407 377 7 FY19 FY20 FY21 FY19 FY20 FY21 FY19 FY20 FY21 * Before other income and exceptional items ** FY 20 PAT is after exceptional provision for doubtful debt of INR 44.5 cr
Slide 32: Thank You
Thank You Digispice Technologies Limited investor.relations@digispice.com Gavin Desa / Suraj Digawalekar / Kshitij Sharma CDR India +91 98206 37649 / +91 98211 94418 / +91 98331 98439 gavin@cdr-india.com suraj@cdr-india.com kshitij@cdr-india.com