Tryg A/s · OMXCOP:TRYG

Tryg A/s — ABGSC Virtual Insurance Trip (May 2021)

4 slides from Tryg A/s's conference presentation, May 31, 2021

1. Slide 1: Tryg Forsikring

   Tryg Forsikring Espen Opedal, Country manager Tryg Norway

2. Slide 2: Tryg Norway in brief

   Tryg Norway in brief Tryg Norway Geography • Market share 13.4% Tromsø • 1.100 employees and close to 400 franchise Harstad sales Bodø • Premium income 9 billion NOK • 4th largest in general insurance Norway Ålesund Førde Trondheim (3rd after Codan acquisition) Bergen Oslo Drammen Haugesund Fredriks

3. Slide 3: Market share Norwegian Insurance Market

   Market share Norwegian Insurance Market Market share traditional players Market share smaller competitors 3

4. Slide 4: A strong multichannel distribution & Partner strategy

   A strong multichannel distribution & Partner strategy CAR CHANNEL BANK FRANCHISE PARTNER OUTBOUND Franchise Inbound ONLINE INBOUND Car channel Outbound Bank Online Online sales at ~20% if initiated sales from online/web to inbound is included With a pricing diversification strategy 4

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