PT Bank Tabungan Negara (Persero) Tbk · IDX:BBTN
PT Bank Tabungan Negara (Persero) Tbk — Q2 2015 Earnings Presentation
13 slides from PT Bank Tabungan Negara (Persero) Tbk's earnings presentation, Jul 27, 2015
Slide 1: Press Conference Performance Review Quarter II 2015
PRESS CONFERENCE Performance Review Quarter II 2015 PT BANK TABUNGAN NEGARA (PERSERO) Tbk. Jakarta, July 27, 2015
Slide 2: Performance in 2015
PERFORMANCE IN 2015 As of June 30, 2015, Asset BTN increase 14.99%, the growth of credit expansion BTN increase 18.33%, the growth of deposits 13.20% & net profit increase 54.25% FINANCIAL HIGHLIGHTS Q2 2014 Q2 2015 Y.O.Y % Total Asset (IDR Billion) 135.623 155.952 14,99% Total credit & sharia finan
Slide 3: Net Interest Income
NET INTEREST INCOME (IDR Billion ) 5,639 5,480 4,726 3,791 3,358 3,187 2,676 2010 2011 2012 2013 2014 Jun-14 Jun-15 2
Slide 4: Loan Quality
LOAN QUALITY As of June 30, 2015, NPL Gross is 4.70% & NPL Net is 3.37% Gross NPL 5.01% Net NPL 4.70% 4.09% 4.05% 4.01% 3.26% 2.75% 3.83% 3.12% 3.04% 3.37% 2.66% 2.79% Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 2.23% Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 3
Slide 5: Asset Recovery
ASSET RECOVERY BTN is very serious in asset recovery for improvement the company’s credit quality Asset Recovery (IDR Billion) 1,270 761 Realization Realisasi Target 4
Slide 6: Loan
LOAN Loan Compotition Non Housing Loans Housing Loans 9.39% 12.21% 13.74% 13.40% 11.48% 11.93% 10.48% 85.00% 90.61% 87.79% 86.26% 86.60% 88.52% 88.07% 89.52% Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 Total loan as of June 30, 2015 amounting to Rp112,91 Trillion with composition: Housing Loans 89.52%
Slide 7: Mortgage
Mortgage Mortgage Composition (%) Non Subsidized Mortgage Subsidized Mortgage Total Mortgage (IDR Trillion) 41.60% 41.90% 53.26% 56.69% 57.04% 57.49% 58.18% 87,767 79,948 73,330 58.40% 58.10% 41.82% 42.96% 42.51% 43.31% 46.74% 67,977 54,692 44,415 37,580 Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 Dec
Slide 8: Mortgage Market Share
MORTGAGE MARKET SHARE Mortgage Market Share BRI 4,60% Other Bank’s Bank BTN 23,50% 28,40% Mortgage FLPP Market Share BCA 17% Other Bank’s BNI 2% 10,30% Niaga 7% Mandiri 9,20% Source: Data as of March 31, 2015 Bank BTN 98% Source: Data as of March 31, 2015 7
Slide 9: 1 Million Houses Program
1 MILLION HOUSES PROGRAM 1. Bank BTN has become the anchor of the Government One 1 MILLION Million Houses Program to HOUSES reduce the backlog of housing in PROGRAM Indonesia 2. Has a positive multiplier effect for the property industry and its derivatives in Indonesia Realization 53.569 unit No
Slide 10: Sharia Business
SHARIA BUSINESS Net Profit (IDR Trillion) Asset (IDR Trillion) 229.38 202.14 140.02 130.80 11,829 97.32 11,145 9,571 9,956 76.86 7,664 35.34 5,056 3,402 Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 Dec10 Dec11 Dec12 Dec13 Dec14 Jun14 Jun15 Deposits (IDR Trillion) Sharia Financing (IDR Trillion) 9,232 8
Slide 11: Office Network
OFFICE NETWORK 2009 2010 2011 2012 2013 2014 Jun-15 Regional Offices - 1 2 3 3 3 3 Branch Offices 61 63 65 65 65 65 65 Sub Branch Offices 204 214 218 223 223 223 223 Cash Outlets - 111 316 415 479 479 479 Sharia Outlets 21 26 39 50 50 50 50 Priority Outlet - 1 7 13 23 34 34 Total Outlets 286 416 647
Slide 12: Ask & Question
Ask & Question Performance Review Quarter II 2015 PT BANK TABUNGAN NEGARA (PERSERO) Tbk Jakarta, July 27, 2015
Slide 13: Thank You
THANK YOU Corporate Secretary Division PT Bank Tabungan Negara (Persero) Tbk Menara BTN 20TH Floor - Jalan Gajah Mada No. 1 Jakarta Pusat - 10130 Telp : +62 21 6336789 Facs: +62 21 6336719 Email : csd@btn.co.id Website : www.btn.co.id
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