Societe Generale S.A. Class A · EURONEXT:GLE
Societe Generale S.A. Class A — 2015 Global Financial Services Investor Conference
7 slides from Societe Generale S.A. Class A's conference presentation, Jun 3, 2015
Slide 1: 2015 Global Financial Services Investor Conference
SOCIETE GENERALE 2015 GLOBAL FINANCIAL SERVICES INVESTOR CONFERENCE Frédéric Oudéa, CEO NEW YORK , 3 JUNE 2015
Slide 2: Disclaimer
DISCLAIMER This presentation contains forward-looking statements relating to the targets and strategies of the Societe Generale Group. These forward-looking statements are based on a series of assumptions, both general and specific, in particular the application of accounting principles and methods
Slide 3: Societe Generale has a sound capital position
SOCIETE GENERALE GROUP dd SOCIETE GENERALE HAS A SOUND CAPITAL POSITION 2014 reported CET1 vs. national discretions 18% 16% 14% 12% 10% 8% 6% 4% 2% 0% Other CET1 AFS unrealised gains Danish compromise DTA Source: DB, March 2015 2015 GLOBAL FINANCIAL SERVICES INVESTOR CONFERENCE 3 JUNE 2015 | P.3
Slide 4: First quarter is in line with objectives…
SOCIETE GENERALE GROUP dd FIRST QUARTER IS IN LINE WITH OBJECTIVES… CET1 Ratio(1) Total Capital Ratio(1) Leverage Ratio(2) Q1 15 2016 Earnings Target 2016 +31bp ≥15% Target ca. 4% 14.7% excluding -10bp 2016 3.7% ¾ IFRIC 21 +24bp Target -23bp ≥10% 13.5% +2bp 3.5% 10.1% Dividend RWA+6bp Others 10.1% p
Slide 5: …as levers are being pulled
SOCIETE GENERALE GROUP dd …AS LEVERS ARE BEING PULLED Group Revenue Synergies(1) Operating Expenses (EUR bn bn)) (EUR bn bn)) 6.5 17.0 6.2 16.4 16.0 16.0 5.3 4.9 2011 2012 2013 2014 2011 2012 2013 2014 Cost of Risk (EUR bn bn)) Group ROE 4.3 3.9 4.1 0.3 0.4 3.0 2014 Q1 15 2016 ROE 0.4 underlying und
Slide 6: Capital generation and optimisation offset potential regulatory headwinds
SOCIETE GENERALE GROUP dd CAPITAL GENERATION AND OPTIMISATION OFFSET POTENTIAL REGULATORY HEADWINDS Q1 15 2016 CET1 ROE RATIO TARGET 10.1% ≥10% 2015 2016 2017 2018 2019 • No impact on capital of regulation expected • Review of • FRTB • Review of national discretions • IFRS 9 RWA floors • Further opt
Slide 7: Investors Relations Team
INVESTORS RELATIONS TEAM ANTOINE LOUDENOT, STÉPHANE DEMON, MARION GENAIS, KIMON KALAMBOUSSIS, MURIEL KHAWAM, JONATHAN KIRK +33 (0) 1 42 14 47 72 investor.relations@socgen.com www. societegenerale.com/en/investors 3 JUNE 2015
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