5paisa Capital Ltd. · NSE:5PAISA

5paisa Capital — Q1 FY2023 Earnings Presentation

21 slides from 5paisa Capital's earnings presentation, Jul 11, 2022

  1. Slide 1: Exchange cover letter for investor presentation

    July 11, 2022 The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Dalal Street, Exchange Plaza, 5 Floor, Plot C/1, G Block, Mumbai 400 001 Bandra ‐ Kurla Complex, Bandra (E), Tel No.: 22721233 Mumbai 400

  2. Slide 2: Investor Presentation Quarter Ended June 22 (Q1FY23)

    INVESTOR PRESENTATION QUARTER ENDED June 22 (Q1FY23)

  3. Slide 3: Glimpse of Q1FY23

    GLIMPSE OF Q1FY23

  4. Slide 4: Highlights of the quarter – Q1FY23

    Highlights of the quarter – Q1FY23 2.96 Mn+ 73.5 Mn+ ₹ 317 Cr Customer Base Avg. Client Profit after tax funding book 8% 68% Q-O-Q 3% Q-O-Q ₹ 1.36 Trn+ 13 Mn+ Exchange App User Base Turnover 13% Q-O-Q 8% Customer base and App user base growth compared between 30th Jun 22 Vs 31st Mar 22

  5. Slide 5: Business Number at a Glance

    BUSINESS NUMBER AT A GLANCE 4

  6. Slide 6: Growth in ADTO, Customers and Revenue

    GROWTH IN ADTO,CUSTOMERS AND REVENUE Avg. Daily Turnover – Total (in Cr) Customers & Revenue Growth 160,000 Revenue (INR Mn) 2968 Total customers ('000s) 2739 140,000 136,022 120,598 2379 120,000 1974 98,374 100,000 1631 80,878 80,000 1353 57,730 1147 60,000 52,898 956 45,021 40,000 35,549 20,000 52

  7. Slide 7: Client Acquisition and CAC

    CLIENT ACQUISITION AND CAC Client Acquisition CAC (in INR) 897 895 405,210 813 359,817 781 769 768 342,721 251 373 234 261 214 196 278,044 228,544 1,90,725 579 572 644 524 555 520 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 CAC - Marketing CAC - Other Opex Cli

  8. Slide 8: Client Funding Book Spread Over Wide Customer Base

    CLIENT FUNDING BOOK SPREAD OVER WIDE CUSTOMER BASE Client Funding Book Size Low Per Client Exposure Client Funding Book (in Millions) (In INR) Segmentation (% age of client using the facility) 3,220 Less than 50K 50K to 100K More than 100K 68,302 3,164 3,167 3% 5% 1% 8% 2% 38,791 3% 26,406 96% 93% 8

  9. Slide 9: With Improving DIY Acquisitions and Margins

    WITH IMPROVING DIY ACQUISITIONS AND MARGINS STP - Acquisitions Gross margin (%) 90% 80% 76% 85% 80% 78% 70% 68% 63% 63% 61% 61% 70% 60% 64% 60% 60% 50% 50% 51% 50% 40% 40% 30% 30% 20% 20% 10% 10% 0% 0% Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Note: STP - Cl

  10. Slide 10: Financial Number

    FINANCIAL NUMBER 9

  11. Slide 11: Income & Cost Trend

    INCOME & COST TREND INCOME & COST (In Mn) BROKING INCOME (In Mn) AND GROWTH 1000 400 0.20 883 360 900 841 346 821 350 802 792 800 310 739 16% 0.15 686 300 700 669 268 15% 609 252 600 250 232 0.10 511 9% 499 7% 500 200 421 400 0.05 150 300 100 200 - 50 -4% 100 0 -0.05 0 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4

  12. Slide 12: EBIDTA & Profit Growth Trend

    EBIDTA & PROFIT GROWTH TREND EBITDA (In Mn) & MARGIN (%) PROFIT AFTER TAX (In Mn) 200 30% 80 74 178 72 180 25% 70 25% 160 155 60 59 140 130 132 20% 120 21% 50 44 100 15% 87 80 15% 40 80 10% 60 12% 11% 30 40 5% 20 20 14 0 0% 10 7 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 EBITDA EBITDA Margin % 0 Q4FY

  13. Slide 13: Revenue Mix & Client Funding

    REVENUE MIX & CLIENT FUNDING REVENUE MIX (In MN) AVERAGE CLIENT FUNDING BOOK (In MN) 4000 499 609 686 802 883 841 3615 100% 3500 14% 15% 17% 16% 17% 3230 3167 90% 19% 3000 2930 80% 10% 6% 6% 6% 15% 7% 70% 2500 2239 60% 25% 37% 36% 34% 35% 38% 2000 50% 1543 40% 1500 30% 46% 1000 20% 41% 39% 39% 41% 4

  14. Slide 14: Consolidated Profit & Loss for Quarter Ended June 2022

    CONSOLIDATED PROFIT & LOSS FOR QUARTER ENDED JUNE 2022 Quarter Ended Year Ended Quarterly Variances INR Million Q1FY23 Q4FY22 Q1FY22 March 31,2022 Q-o-Q Y-o-Y A. Income From Operations Brokerage Income 346 361 252 1,191 -4% 37% Allied Broking Income 298 324 206 1,073 -8% 45% Cross Sales Income 51 59

  15. Slide 15: Our Team

    OUR TEAM 14

  16. Slide 16: Board of Directors

    BOARD OF DIRECTORS DR. ARCHANA NIRANJAN MR. PRAKARSH GAGDANI MR. RAVINDRA GARIKIPATI HINGORANI Whole-Time Director and Independent Director Chairperson Chief Executive Officer MR. MILIN MEHTA MS. NIRALI SANGHI MR. GOURAV MUNJAL Independent Director Independent Director Whole Time Director and Chief

  17. Slide 17: Core Management Team

    CORE MANAGEMENT TEAM MR. ANKIT FITKARIWALA MR. R. BALAJI Chief Business Officer and Chief Technology Head of Products Officer MR. MEHUL JAIN MS. NAMITA GODBOLE MR. MAYUR DEDHIA Product Head, Trading Company Secretary and Business Head, Broking Compliance Officer 16

  18. Slide 18: Awards & Others

    AWARDS & OTHERS 17

  19. Slide 19: Certified – Great Place to Work

    CERTIFIED – GREAT PLACE TO WORK 18

  20. Slide 20: Awards

    AWARDS The Great Indian BFSI CEO of The Year The Great Indian BFSI fastest growing Won Silver – Prakarsh Gagdani company of the year Digixx Awards 2022 19

  21. Slide 21: Thank You

    THANK YOU

5paisa Capital — Q1 FY2023 Earnings Presentation on 6ix