Geojit Financial Services Ltd · NSE:GEOJITFSL
Geojit Financial Services — Q4 FY26 Earnings Presentation
48 slides from Geojit Financial Services's earnings presentation, Apr 30, 2026
Slide 1: Exchange filing cover letter
CE GEOJIT PEOPLE YOU PROSPER WITH 29.04.2026 To, To, The Manager, The Manager, Listing Department, Listing Department, National Stock Exchange of India Limited, BSE Limited, 'Exchange Plaza', C-1, Block - G, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex Dalal Street, Bandra (E), Mumbai - 400 051 M
Slide 2: Q4 & FY26 Investor Presentation
GEOJIT FINANCIAL SERVICES Q4 & FY26 | Investor Presentation A Trusted Partner in Wealth Creation for four decades
Slide 3: Table of Contents
Company Business Overview Overview Table of Geojit Industry Contents 2.0 Overview Financial Highlights Thank You
Slide 4: Company Overview
COMPANY OVERVIEW
Slide 5: A 39-Year Legacy Shaping Long term Wealth Relationships
A 39-Year Legacy Shaping Long term Wealth Relationships • Geojit Financial Services Ltd. is a leading integrated investment services and wealth management firm, serving retail, HNI and NRI clients • Pioneer in technology-led broking and advisory, with a strong focus on annuity-oriented revenue growt
Slide 6: Why We Are Different — The Geojit Model
Why We Are Different — The Geojit Model Who We Serve • India's aspirational savers — people who have trusted FDs, gold, and real estate, now seeking smarter financial pathways with guidance • 78% of our branches and 76% of our clients are in Tier 2 & Tier 3 cities, where the advice gap is widest and
Slide 7: Our Differentiated Advantage
Our Differentiated Advantage Strong Research Robust Proprietary & Advisory Technology Stack Capability In-house platforms Flip, TraderX, Smartfolios, Equity/commodity FundsGenie and STEPS research + Advisory & driving growth, efficiency PMS/AIF offerings and client experience International Rapidly S
Slide 8: Our People — Financial Consultants & Dealers: The Backbone of Client Trust
Our People — Financial Consultants & Dealers: The Backbone of Client Trust Financial Consultants Dealers BSE Branch Managers (FCs) Equity execution & advisory Business Support Executive Sales leadership & performance Wealth & distribution advisors specialists drivers Lead branch operations, drive Pr
Slide 9: Business Update
Business Update MF Net-Inflow Share* Client Acquisition 0.40% (Up from 0.33%) +1.56 Lakh New Clients Increased market share in Equity and Counter-cyclical growth observed while Equity-oriented schemes compared to NSDL/CDSL data showed an overall the previous year reduction in demat accounts Equity M
Slide 10: Our Evolution: From Transactions to Wealth Relationships
Our Evolution: From Transactions to Wealth Relationships 2020 2022 2023 2024 2025 2026 STEPS financial Digital loan Launched digital Private Wealth Launched AIF Launched digital planning division against shares Loan Against division · Geojit (Yield Plus) & loan against Mutual Funds, Investments Ltd.
Slide 11: Experienced & Professional Management
Experienced & Professional Management Mr. CJ George Mr. Satish Menon Mr. Jones George Ms. Mini Nair Chairman & Managing Director Executive Director Executive Director Chief Financial Officer 40+ years markets expertise Commerce graduate AICWA CFP Leads digital transformation, CX, CA with 22+ years i
Slide 12: PAN India Presence
PAN India Presence Jammu & Kashmir 500+ offices across India Punjab Uttarakhand Chandigarh Delhi - NCR Haryana Uttar Pradesh Rajasthan Bihar We have presence in Assam Madhya Pradesh 20 States and 3 Union Gujarat Territories West Bengal Maharashtra Jharkhand Odisha Telangana Geojit network Goa Karnat
Slide 13: Strong Presence in the Gulf
Strong Presence in the Gulf Established Network in Key GCC Markets Enabling Strategic Synergies • Barjeel Geojit Financial Services UAE • First Indian UAE Asset Management Company • HQ in Dubai, Branches in Abu Dhabi & Sharjah • Geojit Private Wealth (DIFC) (P) Limited SYRIA IRAQ IRAN KUWAIT Bahrain
Slide 14: ESG & CSR Initiatives
ESG & CSR Initiatives Building Empowering Sustainable Communities Growth (CSR) (ESG) Environmental Corporate Social Governance Social Responsibility • Green building accreditation & resource efficiency • Digital Kerala history documentation program • Low-carbon, biodiversity-friendly operations • Fr
Slide 15: Business Overview
BUSINESS OVERVIEW
Slide 16: Diversifying Revenue Streams Enhancing Visibility & Stability
Diversifying Revenue Streams Enhancing Visibility & Stability SEGMENTAL REVENUE MIX* WEALTH A) TRANSACTION - MANAGEMENT B) RECURRING INCOME OTHER INCOME BASED SERVICES INCOME EQUITY AND FINANCIAL ASSET TREASURY & TECHNOLOGY & OTHER EQUITY RELATED PRODUCTS MANAGEMENT INVESTMENT PLATFORM OPERATING INC
Slide 17: Wealth Management Key Metrics
Wealth Management Key Metrics ( ₹ in Crores ) ARR Net Flow* MF Holding Clients Avg MF AUM per clients (in lakhs) 837 817 3,17,940 3,12,182 4.77 5.07 5.07 609 3,03,954 465 3.42 3.57 449 2,96,400 2,90,682 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 FY22 FY23 FY24 FY25 FY26 AR
Slide 18: Asset Management Key Metrics
Asset Management Key Metrics ( ₹ in Crores ) ARR Net Flows Number of Clients Geojit PMS & AIF AUM 90 1,553 83 2,293 1,451 1,449 1,428 71 1,262 2,201 2,137 42 2,060 2,037 5 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 ARR Net Flows Number of
Slide 19: Transaction-Based Services Income – Equity & Equity Related
Transaction-Based Services Income – Equity & Equity Related Brokerage Services Customer Assets Revenue by Brokerage Vintage 1,07,413 51% 54% 55% >7 Yrs 57% 60% 1,00,065 Hybrid Reach: Research Settlement & 5-7 Yrs Digital Advantage: Leverage: 97,056 10% 9% 11% 2-5 Yrs 10% 10% platforms and Institutio
Slide 20: Broking Business – B2B & Institutional Partnerships
Broking Business – B2B & Institutional Partnerships Through Geojit’s online trading platform Through Geojit’s Online Trading Platform, clients can trade seamlessly by: partner banks’ clients can: Blocking and Blocking and Set aside funds in View their bank Contact exclusive Call transferring funds i
Slide 21: Interest Income from Clients
Interest Income from Clients MTF-driven interest income benefits from rising retail participation, higher Lending Book ( ₹ in Crores ) trading intensity, and a growing secured lending book. 735 695 650 641 576 What drives this income Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 MTF T+5 Lending Up to 4× LAS ch
Slide 22: Recurring Income
Recurring Income Recurring Revenue AUM Annuity-Led Distribution & 21,425 23,230 Relationship-driven Advisory 850 revenues with 17,871 961 Less dependent on 509 1,449 greater predictability 1,095 short-term market 1,262 vs. transaction-based 12,149 volumes 170 revenues 3,855 739 914 11,421 3,831 3,79
Slide 23: Mutual Fund Distribution
Mutual Fund Distribution ( ₹ in Crores ) Mutual Fund AUM (ex Overseas Entities) Mutual Fund Income 17,767 16,610 16,751 16,115 14,728 35 34 33 33 30 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Executed SIP SIP Clients (in Lakhs) 151 1.75 137 142 126 129 1.71 1.65 1.59 1.54
Slide 24: Mutual Fund Distribution
Mutual Fund Distribution ( ₹ in Crores ) Mutual Fund AUM (ex Overseas Entities) Mutual Fund Income 131 122 14,728 16,115 12,200 8,460 83 71 61 7,774 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 AUM Per Feet on Street MF Income by Client Vintage 8.25 7.1 6.71 5.5 5.77 31% 42% 49% >7 Yrs 57% 58%
Slide 25: Insurance Distribution
Insurance Distribution ( ₹ in Crores ) Total Commission Total Premium 41 227 37 182 152 27 36% 96 37% 30% 73 13 24% 13% 6 Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Total Premium New Premium % on Total Premium Q4FY25 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Number of Insurance Policies Average Premium Per Policy Life In
Slide 26: Insurance Distribution
Insurance Distribution ( ₹ in Crores ) Total Premium Total Commission 87 549 78 399 234 290 66 152 24 18 40% 34% 36% 30% 31% FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Total Premium New Premium % on Total Premium Number of Insurance Policies Average Premium Per Policy Life Insurance Health In
Slide 27: Asset Management: Portfolio Management Services
Asset Management Portfolio Management Services (PMS) ( ₹ in Crores ) Geojit PMS AUM Geojit PMS Income 1,422 35 1,262 31 AUM Growth: 914 ₹359 Cr (FY22) → ₹1,422 Cr (FY26) | +4 times growth 17 19 450 359 8 Income Growth: ₹17 Cr (FY22) → ₹31 Cr (FY26) | +1.8 times growth FY22 FY23 FY24 FY25 FY26 FY22 F
Slide 28: Asset Management: Geojit Alternate Investment Fund
Asset Management Geojit Alternate Investment Fund Alternate Investment Fund Geojit launched its Alternate Investment Fund offering, About the product Geojit Yield Plus - A Cat III AIF with an absolute return strategy Returns Strategies Financial Risk Profile Target an Alpha Use multi- Instruments Ma
Slide 29: Technology-Driven Investment Platforms
Technology-Driven Investment Platforms Enables business models that enhance ease of use and drive operational efficiency Advanced trading: real-time data & analytics 27 pre-curated • Heatmaps 100% digital stock baskets • Watchlists lending platform • Designed by • Options chains • Loans against SEBI
Slide 30: Industry Overview
Industry Overview
Slide 31: India's Wealth Management & Distribution: A Multi-Decade Growth Opportunity
India's Wealth Management & Distribution: A Multi-Decade Growth Opportunity Wealth Mutual Fund Insurance Management Distribution Distribution $1.1 trillion → $2.3 trillion ₹80L Cr+ AUM 4% of GDP India's insurance penetration vs 7% Wealth AUM FY24 to FY29 (BCG 2025) Industry AUM — 6x growth in 10 yea
Slide 32: Tier 2 & 3 Cities: India's Wealth Growth Story
Tier 2 & 3 Cities: India's Wealth Growth Story From ₹1.1 Lakh Crore (2016) to ₹15.5 Lakh Crore (2026) — A Decade of Unstoppable B-30 Growth B-30 Mutual Fund AUM — The Growth Journey (₹ Lakh Crore) 18.9% of total MF AUM Today's Landscape & Tomorrow's Opportunity ₹13.8 ₹14.4 ~28% CAGR FY16→FY26 ₹10.3
Slide 33: Geojit 2.0
GEOJIT 2.0
Slide 34: Re-shaping Geojit 2.0: The Transformation Story
Re-shaping Geojit 2.0: The Transformation Story for the Next Phase of Growth Revenue Shift – FY22 to FY26 FY26 49% 38% 13% The shift in revenue- FY25 57% 32% 11% mix reflects Geojit’s strategy of scaling recurring, wealth and FY24 60% 27% 13% distribution-led income streams, while FY23 63% 24% 13% c
Slide 35: Transformation Pillar 1: Wealth & Distribution-Driven Model
Transformation Pillar 1: Transitioning from a Broking-Led Model to a Wealth & Distribution-Driven Shifting focus from past broking-led revenue dependence and aiming for a recurring income model, we seek to transform into a robust wealth and distribution-driven franchise prioritizing consistent reven
Slide 36: Transformation Pillar 2: Global NRI Wealth Funnels
Transformation Pillar 2: Strengthening Global NRI Wealth Funnels Across the Middle East & GIFT City Advantage Channeling NRI Wealth as a Growth Engine for India NRI Entities 1st Indian 25+ Years $1 Billion+ licensed broker in UAE & in UAE · Dubai · Abu Dhabi · combined NRI AUM Oman since 2001 Sharja
Slide 37: Transformation Pillar 3: Digital-Led Distribution & Client Engagement
Transformation Pillar 3: Digital-Led Distribution & Client Engagement AI-Led Advisory • AI driven research • Portfolio diagnostics Scaling Distribution Through Digital & AI Data-Driven Decisions Leverage AI, data, and integrated platforms • Real Time sentiment tracking to accelerate acquisition, imp
Slide 38: Q4 Financial Performance & Annual Highlights
Q4 Financial Performance & Annual Highlights
Slide 39: Management Commentary – Q4 & FY26
Management Commentary – Q4 & FY26 “FY26 was a year of deliberate and strategic investments to strengthen the Company’s long-term growth platform. We accelerated investments across technology, distribution, and brand-building to expand our reach and build a more scalable, future-ready operating model
Slide 40: Financial Snapshot
Financial Snapshot ( ₹ in Crores ) Q4 FY26 FY26 ₹ 188.01 ₹ 671.08 6.40% YoY (10.27%) YoY Revenue Revenue From Operations From Operations ₹ 38.70 ₹ 169.95 (28.45%) YoY (41.68%) YoY EBITDA EBITDA ₹ 17.47 (45.77%) YoY ₹ 83.58 (51.54%) YoY PAT PAT
Slide 41: Quarterly Performance
Quarterly Performance ( ₹ in Crores ) Revenue From Operations EBITDA 100 .0 90. 0 176.70 188.01 80. 0 160.11 70. 0 60. 0 54.09 38.80 50. 0 40. 0 38.70 30. 0 20. 0 10. 0 0.0 Q4 FY25 Q3 FY26 Q4 FY26 Q4 FY25 Q3 FY26 Q4 FY26 PBT PAT 32.21 35.0 60. 0 30.0 50. 0 39.90 25.0 40. 0 24.94 20.0 17.47 30. 0 15.
Slide 42: FY26 Performance
FY26 Performance ( ₹ in Crores ) Revenue From Operations EBITDA 600 .0 747.91 671.08 500 .0 614.13 400 .0 291.38 300 .0 244.00 200 .0 169.95 100 .0 0.0 FY24 FY25 FY26 FY24 FY25 FY26 PBT PAT 500 .0 400 .0 390 .0 480 .0 380 .0 460 .0 370 .0 360 .0 440 .0 350 .0 340 .0 420 .0 330 .0 400 .0 320 .0 310 .
Slide 43: Profit & Loss Statement – Q4 & FY26
Profit & Loss Statement – Q4 & FY26 ( ₹ in Crores ) PARTICULARS Q4 FY26 Q4 FY25 Y-o-Y Q3 FY26 Q-o-Q A) Wealth Management Business 158.56 148.44 6.8% 131.49 20.06% Transaction Based Services Income Brokerage Services 54.66 48.06 53.10 Interest From Clients 19.00 20.36 20.53 Depository Services 7.66 8
Slide 44: Profit & Loss Statement – Q4 & FY26
Profit & Loss Statement – Q4 & FY26 ( ₹ in Crores ) PARTICULARS Q4 FY26 Q4 FY25 Y-o-Y Q3 FY26 Q-o-Q Revenue from Operations 188.01 176.70 6.40% 160.11 17.43% Other incomes 1.56 0.78 0.04 Total Income 189.57 177.48 6.84% 160.15 18.40% Fees and commission expense 20.67 23.57 19.07 Impairment of financ
Slide 45: Income statement
Income statement ( ₹ in Crores ) PARTICULARS FY26 FY25 FY24 FY23 A) Wealth Management Business 558.05 628.4 527.06 381.03 Transaction Based Services Income Brokerage Services 223.28 295.73 283.50 208.95 Interest From Clients 76.35 93.16 56.51 46.00 Depository Services 31.90 35.04 35.41 27.29 Recurri
Slide 46: Income statement
Income statement ( ₹ in Crores ) PARTICULARS FY26 FY25 FY24 FY23 Revenue from Operations 671.08 747.91 614.13 439.29 Other Income 4.88 1.41 9.84 8.34 Total Income 675.96 749.32 623.97 447.63 Fees and commission expense 80.78 101.13 86.39 61.24 Impairment of financial instruments 1.21 1.26 0.17 2.57
Slide 47: Balance Sheet Highlights
Balance Sheet Highlights ( ₹ in Crores ) As on 31st As on 31st As on 31st As on 31st As on 31st As on 31st Total Equity & Liabilities Total Assets Mar-24 Mar-25 Mar-26 Mar-24 Mar-25 Mar-26 Total Equity 911.55 1,243.50 1,295.17 Non-financial assets 147.16 160.84 246.47 Share Capital 23.91 27.90 27.91
Slide 48: Thank You
Thank You Geojit Financial Services Ltd Adfactors PR Pvt. Ltd. Elizabeth V Arun Prakash Elizabeth_v@geojit.com arun.prakash@adfactorspr.com Vaibhav Gupta vaibhav.gupta@adfactorspr.com Vivek Sahu vivek.sahu@adfactorspr.com
Geojit Financial Services — Q4 FY26 Earnings Presentation on 6ix