Eagle Bancorp, Inc. · NASDAQ:EGBN
Eagle Bancorp — Sandler O'Neill + Partners East Coast Financial Services Conference 2009
7 slides from Eagle Bancorp's conference presentation, Nov 12, 2009
Slide 1: Sandler O'Neill + Partners East Coast Financial Services Conference
November 2009 Ticker: EGBN www.eaglebankcorp.com Sandler O’Neill + Partners East Coast Financial Services Conference
Slide 2: Forward Looking Statements
1 Forward Looking Statements This presentation contains forward looking statements within the meaning of the Securities and Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as to future trends, plans, events or results of Company operations and policies a
Slide 3: Eagle Bancorp – as of September 30, 2009
2 Eagle Bancorp – as of September 30, 2009 Note: Data at September 30, 2009 unless otherwise noted. Summary Statisics Key Performance Indicators Total Assets: $1.6 Billion Annual Growth in Operating Income (LTM) 13.36% Loans: $1.3 Billion Annual Loan Growth 13% Deposits: $1.3 Billion Annual Deposit
Slide 4: Balance Sheet Trends
3 Balance Sheet Trends As of As of As of Annualized September 30, 2008 June 30, 2009 September 30, 2009 Growth Rate % of % of % of Deposit Type Balance Total Balance Total Balance Total Noninterest Bearing 214,160 $ 19% 231,171 $ 19% 233,994 $ 18% 9% Interest Bearing Transaction 62,177 5% 55,624 4%
Slide 5: Credit Quality
4 Credit Quality . 2 consecutive quarters of reductions in NPA’s . Allowance has been maintained at 1.50% or higher . If adjusted for impairment reserves related to the F&T acquisition, the allowance would be 2.10% As of As of As of As of As of As of As of 3/31/08 6/30/08 9/30/08 12/31/08 3/31/09 6/
Slide 6: Deposit Market Share
5 Deposit Market Share Washington, D.C. Metro Area: MD- Montgomery and Prince George's; DC - Washington DC; VA - Arlington, Alexandria, Fairfax, Fairfax (City), Falls Church, Loudon, Prince William, Manassas, Manassas Park Note: Shaded companies in grey denote those companies headquartered outside o
Slide 7: Why Invest in EGBN?
6 Why Invest in EGBN? Driven by Profitability Superior Net Interest Margin Emphasis on Core Deposits and Deep Relationship Banking Strong Organic Growth Geographic Market Positioning Experienced and Dedicated Board and Management Team Exceptional Asset Quality Record Conservative Securities Portfoli
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