Cholamandalam Investment And Finance Co. Ltd. · NSE:CHOLAFIN
Cholamandalam Investment And Finance — Shareholder Meeting (July 2025)
8 slides from Cholamandalam Investment And Finance's shareholder meeting presentation, July 2025
Slide 1: Cholamandalam Investment and Finance Company Limited
VEWWATRANSFORMING LIVES. 21) ===. ELEVATING COMMUNITIES = — Cholamandalam Investment and Finance Company Limited Le SS ae ES Sen
Slide 2: Our Geographical Presence
Our Geographical Presence La da kh (1) Ja mmu & Ka shmir (10) Punja b (32) Hi ma chal Pra desh (20) Cha ndigarh (1) Utta ra khand (23) Ha rya na (52) Aruna chal Pra desh (1) Del hi (9) Si kkim (3) Ra jasthan (119) UP (119) As s am (39) Megha laya (5) Bi har (77) Guja rat Mi zora m (1) Ma dhya Prades
Slide 3: Our Key Strengths
Our Key Strengths Years of Excellence Strong Workforce Assets Under Management Branches States and Union Territories Happy Customers Our Business Verticals Note: GOLD LOANS launched in Q1 FY 26 2
Slide 4: Highlights – FY 25
Highlights – FY 25 Disbursements Total Disbursements stood at Rs.100,869 Cr in FY 25 with a growth of 14%Year on Year Total Assets Under Total Asset under Management stood at Rs.1.99 Lakh Cr in FY 25 with a growth of 30% Year on Management Year. We are consistently delivering AUM growth over 20% dur
Slide 5: Standalone Financials
Standalone Financials Rs in Cr Profit & Loss Account FY 24 FY 25 Growth% Disbursements 88,725 1,00,869 14% Income 19,216 26,055 36% Finance Costs (9,231) (12,485) 35% Operating Expenses (4,082) (5,339) 31% Loan Losses (1,322) (2,494) 89% Profit Before Tax 4,582 5,737 25% Taxes (1,159) (1,478) 28% Pr
Slide 6: Financial Results of Q1 FY 26
Financial Results of Q1 FY 26 5
Slide 7: Standalone Financials
Standalone Financials Particulars Q1 FY25 Q1 FY26 Growth Disbursements in Cr. 24,332 24,325 0% Assets under Management in Cr. 1,68,832 2,07,663 23% Profit After Tax in Cr. 942 1,136 21% Earnings Per Share in Rs. 45 54 20% Book Value per Share in Rs. 244 294 20% Gross Stage3 Assets % 2.6% 3.2% 0.5% 6
Slide 8: Thank You
GS > Chola ox Enter a better life murugappa THANK YOU Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai - 600032. | Email: customercare@chola.murugappa.com | Website: www.cholamandalam.com Cholamandalam Investment and Finance Company Limited
Cholamandalam Investment and Finance Company — Shareholder Meeting (July 2025) on 6ix