European Residential Real Estate Invt Tr
European Residential Real Estate Invt Tr — European Residential Real Estate Investment Trust — Q4 2025 Earnings Presentation
11 slides from European Residential Real Estate Invt Tr's earnings presentation, Feb 12, 2026
Slide 1: Q4'25 Conference Call
Q4’25 Conference Call February 12, 2026 1 Third Fourthquarter Quarterconference 2025 Conference call Call
Slide 2: Disclaimer
Overview Disclaimer This presentation and our answers to questions in today’s session may contain forward-looking The REIT prepares and releases unaudited condensed consolidated interim financial statements and information within the meaning of applicable securities laws. Forward-looking information
Slide 3: Presenters
Overview Presenters Mark Kenney Jenny Chou Chief Executive Officer & Trustee Chief Financial Officer CAPREIT since 1998 CAPREIT since 2019 • President, CEO and Trustee at CAPREIT • Vice President, Finance at CAPREIT • Director on Board of REALPAC • Chartered Professional Accountant (CPA, CA) • Forme
Slide 4: 2025 Highlights
Overview 2025 Highlights Objectives Maximize returns for €490M €89M €245M Unitholders through in total proceeds1 generated in additional committed in mortgage debt repaid using strategic dispositions. from strategic dispositions dispositions closed or net sale proceeds to strengthen expected to clos
Slide 5: Operational Performance
Overview Operational Performance Total Residential Portfolio ERES has consistently achieved strong €1,400 90.6% growth in average monthly rents (“AMR”), even within the continuously €1,300 changing regulatory framework. €1,200 ERES has intentionally maintained €1,100 elevated vacancies in recent qua
Slide 6: Financial Performance
Financial Performance Jenny Chou Chief Financial Officer 6 Fourth Third quarter Quarterconference 2025 Conference call Call
Slide 7: Financial Position & Liquidity
Financial Results Financial Position Leverage & Liquidity 60% & Liquidity 58% 57% 53% 40% 36% 36% 34% 32% €133 ERES actively manages leverage and €121 coverage ratios to ensure compliance €89 with all covenants. €55 €37 €37 €23 €24 Net proceeds from ERES’s strategic Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'
Slide 8: Mortgage Renewal Profile
Financial Results Mortgage Mortgage Renewal Profile Weighted Average Mortgage Term of 1.7 years Renewal Profile 3.29% All of ERES’s mortgages are financed with 200 terms and arrangements that result in 2.91% 2.69% fixed interest payments, mitigating interest Mortgage Renewal (€) expense volatility r
Slide 9: Closing Remarks
Closing Remarks Mark Kenney Chief Executive Officer 9 Fourth Third quarter Quarterconference 2025 Conference call Call
Slide 10: Remaining Portfolio
Closing Remarks Remaining Portfolio Netherlands Portfolio1 Region Residential Suites ERES is continuing to work with BMO Capital Markets as its financial advisor in Chopinlaan, Doorwerth East 120 connection with a sale process for the REIT’s remaining portfolio. The Mill, Rotterdam Randstad 84 There
Slide 11: Contact Us
Contact Us European Residential REIT 11 Church Street, Suite 401 Toronto, Ontario M5E 1W1 Canada m.kenney@capreit.net j.chou@capreit.net www.eresreit.com 11 Third Fourthquarter Quarterconference 2025 Conference call Call
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