China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — H1 2023 Earnings Presentation
9 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, 2023
Slide 1: 2023 Interim Results Announcement
2023 Interim Results Announcement
Slide 2: Disclaimer
Disclaimer This results announcement is based on the 2023 interim report. In order to fully understand the operating results, financial position and future development plans of the Company, you should read the full report carefully in the Investor Relations Section of the website of the Company or t
Slide 3: Key data
Key data Net profit attributable to Total assets Total liabilities Operating income holders of equity shares of the Bank RMB7.64 trillion RMB7.01 trillion RMB71,539 million up by RMB23,777 million up by down by down by 5.32% 5.60% 3.58% 3.49% from the end of from the end of YoY the previous year the
Slide 4: Relatively rapid growth of loans scale
Relatively rapid growth of loans scale Total loans RMB4.39 trillion up by 6.03% from the end of the previous year accounting for 57.46% of total assets up by 0.39 pp from the end of the previous year Balance of loans to the Balance of inclusive small Proportion of loans to Balance of green credit ma
Slide 5: Enhanced stability in deposits
Enhanced stability in deposits Total deposits Proportion of total deposits to total liabilities RMB4.24 trillion up by 6.21% 60.12% 60.46% from the end of the previous year 59.31% accounting for 60.46% of total liabilities up by 0.34 pp from the end of the previous year end of 2021 end of 2022 June,
Slide 6: Higher contribution of basic intermediate business income
Higher contribution of basic intermediate business income Fee income of agency and Settlement fee income custody businesses Fee and commission income RMB6,339 million RMB1,096 million up by RMB1,317 million YoY RMB13,441 million up by RMB286 million YoY 26.22% up by RMB1,188 million YoY 35.31% *Enha
Slide 7: Optimised layered and classified corporate client management system
Optimised layered and classified corporate client management system Balance of corporate deposits Balance of general corporate loans RMB3,026,504 million up by 2.55% RMB2,345,912 million up by 9.12% from the end of the previous year from the end of the previous year Multiple drivers of “strategic cu
Slide 8: Continuously taking retail business as a long-term and fundamental strategic business
Continuously taking retail business as a long-term and fundamental strategic business Number of retail customers Number of new Retail loans 126,323.6 thousand individual customers (including credit card overdraft business) up by 2,984.3 thousand RMB1,851,856 million 3.69% up by up by Number of eligi
Slide 9: Asset quality maintained the tendency of getting better in stability
Asset quality maintained the tendency of getting better in stability Total NPLs and the NPL ratio continued to Allowance to NPLs 146.85% decrease for three consecutive quarters up by 4.36 pp Total NPLs RMB69,003 million down by RMB384 million from the end of the previous year from the end of the pre
China Minsheng Banking — H1 2023 Earnings Presentation on 6ix