Geojit Financial Services Ltd · NSE:GEOJITFSL
Geojit Financial Services — Q4 FY2025 Earnings Presentation
40 slides from Geojit Financial Services's earnings presentation, May 22, 2025
Slide 1: Exchange cover letter: Q4 FY25 Shareholders' Presentation
@ GEOVIT PEOPLE YOU PROSPER WITH 22.05.2025 To, To, The Manager, The Manager, Listing Department, Listing Department, National Stock Exchange of India Limited, BSE Limited, ‘Exchange Plaza’, C-1, Block —G, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex Dalal Street, Bandra (E), Mumbai — 400 051 Mum
Slide 2: Investor Presentation - 21st May 2025
GEOJIT — Pl PEOPLE YOU PROSPER WITH INVESTOR PRESENTATION - 21st May 2025
Slide 3: Helping our customers create long term wealth
S GEOVIT ea OO ele “Helping our customers create long term wealth is our purpose of existence” It was laid down in 1987 and continues to be as valid as ever. — Wa gS ae: a E Today, we provide all the products Our technology platforms like and services our customers need, be it Flip, TraderX, Smartfo
Slide 4: Geojit at a glance
SS GEOJIT PEOPLE TOU PROGRER WiThH Established in 1987, Geojit is a leading investment services company in India. Promoters: BNP Paribas, C. J. George - Founder, Chairman and Managing Director of Geojit, and KSIDC*. Joint Ventures/partnerships in UAE, Oman, Bahrain and Kuwait. Customer Assets of = 1
Slide 5: Landmark events
eietall Landmark events “II TO LAUNCH Commodity trading Depository in Bullions, Energy, Base transactions through Metals and Agni Products Taleaisie-erede te) ats: dal nee ata system for both cash and derivative segments Internet and mobile trading
Slide 6: Geojit Milestones
Geojit _ Milestones _ C J George founded esa ee Geojit and Co. becomes a Launched Portfolio M/s C J George and Co., renamed Geojit Public Limited Company Management Services a proprietary firm at and Co. named Geojit Securities Ltd. Lda) leer dae Lace) 9 Ravipuram, Kochi, Kerala Launched FlipMe, Geo
Slide 7: Catering to All Investment Needs
. GEOJIT eeetetpatetentecs Catering to All Investment Needs SEBI registered investment advisor Advanced MF platform and App - FundasGenie Online and offline support Separate division named STEPS with strong MF recommendations by in-house research team Tecan toil ae oe team of Certified Financial Pla
Slide 8: Our Products and Services
GEOJIT Our Products and Services PEOPLE TOU PROGRER WiT INVEST © *ROTECTION Equity General Insurance Loan Against Shares Private Wealth Services Mutual Fund Health Insurance Loan Against Mutual Funds Portfolio Management Services Currency Life Insurance 3rd Party Loan Distribution Global Investments
Slide 9: STEPS
Soar STEPS lt is THE SPECIALISED FINANCIAL PLANNING AND INVESTMENT ADVISORY DIVISION of Geojit. STEPS provides fee based Financial Planning, Investment Analysis, Retirement Planning, Tax Planning and Investor Education Services. Our Certified Financial Planners The financial plan is reviewed provide
Slide 10: Portfolio Management Services
GEOVIT Portfolio Management Services PEOPLE YOU PROSPER ViTH Geojit is a SEBI registered Portfolio Manager and offers discretionary portfolio management services. We offer five unique portfolios Advantage Freedom Portfolio Portfolio Dakshin Ethical Beacon Portfolio Portfolio Portfolio Our discretion
Slide 11: Geojit Private Wealth
edad _Geojit Private Wealth © Wealth solutions tailored with precision and care. Equities Expertise you can count on, Portfolio Management Service Prudent Risk Management Careful and thoughtful approach taken to identify, assess, mitigate, and monitor risks in a Mutual Funds manner that aligns with
Slide 12: Geojit's B2B Partnerships
Geojit’s B2B Partnerships Cece For trading in the capital market, we currently have institutional tie ups with prominent banks. Stace mm i(-m ele pie Bank jonly MRE accounts) Slopes aia ae | | afta (G) union Bonk | ge meet ti TLE MLE GAARA. FARE | SVC BANK ic2==- | ee | GUESAF Joy of Banking NRI Rep
Slide 13: Geojit's B2B Partnerships
Geojit’s B2B Partnerships Cece Through Geojit’s Online Trading Platform, partner banks’ clients can: Set aside funds in | View their bank | Contact exclusive Call their bank account balance & Centre team & toll-free to purchase shares demat holdings number dedicated to ra partner banks’ clients 3-in
Slide 14: Our Platforms
GEOJIT Our Platforms PEOPLE TOU PROGRER WiT Smartfolios offers baskets of stocks selected by professionals and driven by data intelligence to make investments easy. Cutting-edge platform to analyze and invest in mutual funds. It provides a user friendly, clutter-free experience. It also features mut
Slide 15: Smartfolios - Stock Baskets
@ GEOVIT __Smartfolios - Stock Baskets PEOPLE TOU PROSPER WITH a aH Smartfolios’ baskets of stocks are selected, Recommendations as per the investment Hassle-free process with zero a created and given proper weightage to strategy of the basket of stocks are shared additional charges, except reflect
Slide 16: FundsGenie - User Friendly Mutual Fund App
GEOJIT FundsGenie - User Friendly Mutual Fund App OPE OU ROSERT Oe” FundsGenie SYNC EXTERNAL a | easel . WATCHLIST INVESTMENTS | | Watchlist is a powerful tool Ta ements GUT hal | M0ls | Mma lale plane — to help clients keep track investments with any other \ of their mutual funds’ broker, can impor
Slide 17: Our Advanced Trading Platform
eet “Toa Our Advanced Trading Platform Tea ea an WATCHLIST OPTIONS CHAIN The “Heatmap View’ allows for a Watchlist is a useful tool for “Option Chain’ lists all strike prices for quick visual representation of the investors because it allows them iia U LT me | ye)t- hal alom (oa nt 1 Me emo (eg Perc
Slide 18: Research
eet 20 # @ — Research 1388.60 « GICHSGFIN PUSE.75 Stock Overview RESEARCH ANALYSIS Sat oaen ori =r- else LO) are | The “Analysis” tab provides Security Page is a a range of information to dedicated section help investors understand that provides you with the Technical & Geojit's Research Fundamental
Slide 19: For Superior Customer Experience - MyGeojit
GEONT y, For Superior Customer Experience MYGEOJIT _ ONLINE IPO, OFS & 360° DASHBOARD = y, BUYBACK oN a = . APPLICATIONS ACCESS ESSENTIAL TAX P&L REQUESTS STATEMENTS
Slide 20: Geojit's National Presence
GEOJIT Geojit’s National Presence PEOPLE TOU PROGRER WiThH Jammu & Kashmir 500 offices across India Tap rls) Uttarakhand Ol atelarel tet Tay S Dame eas Haryana ~ Dine:aes Lelie Re TEN i ae: ee We have presence in Madhya Pe <2: 7 20 States and 3 Union Territories - a er Gujarat o West Bengal Maharash
Slide 21: Geojit's Presence in the Gulf Cooperation Council Countries
( GEOJVIT Geojit’s Presence in the Gulf PEOPLE YOU PROSPER VAlTH Cooperation Council Countries Ail ie) BARJEEL GEQJIT FINANCIAL SERVICES LLC - UAE Joint Venture with the Al Saud Group since 2001 1st Indian licensed stock brokerage in UAE Headquartered at Dubai, with branches in Abu Dhabi and Sharjah
Slide 22: Subsidiaries, Joint Ventures and Associates
eed eR lay SL EUGr le SERVICES Bee, Subsidiaries Joint Ventures Associates Geojit Credits «—-——» _ Geojit Technologies | | Pvt Ltd Pvt Ltd Barjeel Geojit Financial Services LLC BBK Geojit Business Consultancy and re Information (KSCC) Geojit Fintech «—— _ Geojjit IFSC Ltd Pvt Ltd Qurum Business «———
Slide 23: Customer Assets
GEOJIT PEOPLE TOU PROGRER WiThH (% in Crores ) Customer Customer Assets Recurring revenue assets Assets 22% _ 03563 22653 524 1,17 509 19% 1,08,467 18110 1,361 1,095 1,00,065 1,328 neat 93,877 170 1,262 739 616 3,762 3,467 914 3,471 15,410 14,728 12,200 Mar.24 Dec.24 Mar.25 Mar.24 Dec.24 Mar.25 © Mu
Slide 24: Recurring Revenue-Based Assets - Mutual Fund
Transformation From Transaction-Based Assets to GEOJIT Recurring Revenue-Based Assets - Mutual Fund (% in Crores ) Total Mutual Fund AUM Mutual Fund Equity AUM 14,728 5 Year hr * Geojit has demonstrated a robust growth ee) ae he aXe] ey tr in its Mutual Fund AUM. - This growth is a testament to our
Slide 25: Recurring Revenue-Based Assets - LI business and Other AUM
Transformation From Transaction-Based Assets to Recurring Sheetdlld Revenue-Based Assets - LI business and Other AUM (%in Crores ) 372 1,262 1,095 « Total Life Insurance book has reached ~3/72 ory oer) crore. This substantial increase underscores ov Vo eye. ene LL ‘i our commitment * 4s to providing
Slide 26: Outstanding Performance in Equity Mutual Fund Sales
aes) Outstanding Performance in Equity Mutual Fund Sales (%in Crores ) MF Equity Gross inflow MF Equity Net inflow Executed SIP book Equity Mutual Fund net sales have reached 3,746 1,667 ~1667 crore, marking a remarkable 221% growth YoY from last year. YoY YoY growth 29% ae) Lee te growth 221% SIPs
Slide 27: Brokerage Income, Lending Book and Smartfolios AUM
Seeds) Brokerage Income, Lending Book and Smartfolios AUM (in Crores) Brokerage Income Lending Book © Cash market @ Derivatives 75.61 #69 51.42 570 576 40.03 a 11.51 80? O04 FY24 Q3 FY25 O4 FY25 Mar.24 Dec.24 Mar.25 = Volume % Online on Total Smartfolios AUM @ Brokerage 66% 85% 84% 1,178 1,095 739 O
Slide 28: Brokerage
GEOJIT Brokerage PEOPLE TOU PROGRER WiThH (in Crores ) 5 Se Sy a = S S emi Cash Market ADTO Cash market ADTO Derivatives ADTO ome, Delivery 56% ana 7,818 66 gO 5,936 9,627 465 Q3 FY25 O04 FY25 Q4 FY24 Q3 FY25 Q4 FY25 Yield 0.186% —$—=Cash 0.179% 0.165% i == Total Yield 0.015% 0.017% 0.012% «A—_<$_—$
Slide 29: Figures as on 31st March 2025
PEOPLE TOU PROGRER WiThH <1 oho} eolgelae over 85% apy ken SL Figures as on 31° March 7025
Slide 30: Consolidated Results
Consolidated Results xe PL PT Gaia ee - ae) Total Income 17,748 17,211 20,856 3% -15% 74,932 62,397 20% PBT 3,990 4,753 6,637 -16% -40% 22,268 19,197 16% PAT 3,221 3,705 5,191 -13% -38% 17,249 14938 15% Total Comprehensive Income 3,155 Cwhy, orl. 17,184 Rak
Slide 31: Consolidated Results (Rs in lacs)
GEOJIT PEOPLE TOU PROGRER WiThH Consolidated (Rin lacs) NeseLdas Operational income 17,670 17,169 20812 3% -15% 74791 61,413 22% Other income 78 42 44 84% 78% 141 984 -B6% Total Income Employee benefit expenses 7,264 6,395 7,685 14% -5% 26,426 22,078 20% Fees and commission expenses £301 2,110 2,/6/
Slide 32: Consolidated Revenue Breakup
GEOJIT PEOPLE TOU PROGRER WiThH Consolidated fei ace) Equity and Equity related 7,687 9,715 11,767 -21% -35% 42,393 37,542 13% Brokerage Services 4 806 6,293 8,928 -24% -46% 29,573 28,350 4% Depository Services 645 Sel OF2 -4% -13% 3,504 3,541 -1% Interest income from Clients 2,036 2,041 1,867 -20%
Slide 33: Revenue Mix
Revenue Mix Seeds) (= in lacs) Revenue Mix Mutual Fund Income Financial Products & Geoljit PMS 3,253 3, 708 (Recurring Income) 2,248 7,37 04 FY24 O3 FY25 4 FY25 Insurance Income 4022 3,728 1,249 SS &r = 7 O4 FY24 O3 F¥25 O4 F¥Y25 Geojit PMS income 890 680 680 O4 FY24 3 FY25 04 FY?5 a4 YD 03 FY2S a4
Slide 34: Financial Trend - 5 Years
GEOJIT PEOPLE TOU PROGRER WiThH (%in Crores) Financial Trend -5 Years Total Income 749 PAT 624 154 172 501 127 a 427 448 | 101 FY 21 FY 22 FY 23 FY 24 FY 2 a FY 21 F¥ 22 | FY 23 FY 24 FY 25 Net Worth EPS ROE 1,243 912 20.68% 21.61% 659 mm 5.17 pa oc 17.46% 16.83% i | ; | 406 12.92% FY 21 FY 22 FY 23
Slide 35: Revenue Mix - Last 5 Years
Revenue Mix -Last 5 Years Seeds) (in Crores ) Revenue Mix Financial Products & Geojit PMS Mutual Fund Income (Recurring Income) 339 3% 20 122 a3 61 71 170 i dl il i FY?1 FY 22 FY 23 PY 24 FY 25 Insurance Income 107 66 i 99 24 ma 6 i He =a El | | FY21 FY¥ 22 FY 23 FY 24 FY 25 Geojit PMS income 35 FY2
Slide 36: Awards and Recognition
Steet Awards and Recognition Geojit was awarded The Brandon Hall Group Annual HCM At the annual “NCDEX Commodity Excellence Awards® Awards” held on 19th May 2023 in in four categories. The awards, announced in an Mumbai, Geojit was presented the award online global broadcast held on 22 August 2024,
Slide 37: ESG Performance
ESG Performance eet) Undertake CSR activities in Active oversight from * Green Building accreditation fields of women empowerment, education Board of Directors for Corporate office and health Dedicated Board-level Corporate Responsibility * Care and protect biodiversity Prioritizing a lean, flexible
Slide 38: Corporate Social Responsibility
GEOJIT orporate Social Responsibility PEOPLE TOU PROGRER WiT et Janal - digital asset creation of the modern history of Kerala ee ?=)_ ProdiG, Financial Education for Growth - Financial Literacy Program = 44 for college students in collaboration with NISM ide lal= alan elem Or-le(-1mle)cepl- 6 Men R
Slide 39: Corporate Social Responsibility
, a EI GEONIT Corporate Social Responsibility es SOCIAL INCLUSION SPARSH- A community health project that provides medical support to those with chronic medical conditions from ‘SZ & UDBODH- Free dementia day care center deprived backgrounds,who are identified by employees Cancer Screening Project a
Slide 40: Thank You
@ GEOVIT PEOPLE YOU PROSPER WITH THANK YOU GEOJIT FINANCIAL SERVICES LTD. 34/659-P, Civil Line Road, Padivattom, Kochi - 682024 Phone: 484 2901000 www. geojit.com This presentation is for information purposes only and does not cg Uicoee AO laicl ane) Meese 1 jommto Duy or sell any securities of Geoj
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