Sparebank 1 Smn · OSL:MING
Sparebank 1 Smn — Debt Investor Presentation (2024)
14 slides from Sparebank 1 Smn's debt investor presentation, 2024
Slide 1: Green Investor Presentation 2024
Green Investor Presentation 2024
Slide 2: SMN Green Finance Framework
SMN Green Finance Framework • Structured and aligned with the four core components of the Green Bond Principles 2021 and the Green Loan Principles 2023 • Second Party Opinion and EU taxonomy assessment provided by Sustainalytics • Eligible categories • Residential buildings • Commercial buildings •
Slide 3: Use of Proceeds: Eligible Assets (1/2)
Use of Proceeds: Eligible Assets (1/2) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Green Buildings Renewable Energy Clean Transportation • Residential buildings • Loans to finance or refinance equipment, • Loans to finance or refinance production, – Residential buildings
Slide 4: Use of Proceeds: Eligible Assets (2/2)
Use of Proceeds: Eligible Assets (2/2) 1 2 3 4 External Review EU Taxonomy Use of Proceeds Reporting Alignment Environmentally Sustainable Management of Living Natural Eco-efficient and Circular Economy adapted Products, Resources and Land Use Production Technologies and Processes Companies must ben
Slide 5: Second Party Opinion
Second Party Opinion 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment • “Sustainalytics is of the opinion that the SpareBank 1 SMN Green Finance Framework is credible and impactful and aligns with the four core components of the Green Bond Principles 2021 and the Green Loan Pr
Slide 6: Reporting – Allocation (FY2024)
Reporting – Allocation (FY2024) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment 6
Slide 7: Reporting – Impact (FY24) (1/5)
Reporting – Impact (FY24) (1/5) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Residential Buildings Commercial Buildings Green Residential Buildings Portfolio Green Commercial Buildings portfolio 36,1% Small industry and 28% warehouses 23,542 tons CO2 / 32,6% Small resident
Slide 8: Reporting – Impact (FY24) (2/5)
Reporting – Impact (FY24) (2/5) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Clean Transportation SMN portfolio of EV vehicles Total emissions avoided Category Number of Sum km / year Sum person km vehicles / year (vs. average vehicle with tailpipe emissions) Passenger veh
Slide 9: Reporting – Impact (FY24) (3/5)
Reporting – Impact (FY24) (3/5) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Renewable Energy SMN portfolio of run-of-river hydropower plants Total emissions avoided Estimated Expected Capacity production production (vs. baseline) Category [MW] No. plants [GWh / [GWh / yea
Slide 10: Reporting – Impact (FY23) (4/5)
Reporting – Impact (FY23) (4/5) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Eco-efficient and/or circular economy adapted products, production technologies and processes Fisheries MSC eligible fisheries % of stocks fluctuating around MSY MNOK Whitefish Coastal trawl; 1.13
Slide 11: Reporting – Impact (FY23) (5/5)
Reporting – Impact (FY23) (5/5) 1 2 3 4 EU Taxonomy Use of Proceeds Reporting External Review Alignment Eco-efficient and/or circular economy adapted products, production technologies and processes Aquaculture (see qualitative analysis Impact Report) Eco-Lighthouse (see qualitative analysis Impact R
Slide 12: Double materiality analysis
Double materiality analysis 12
Slide 13: Science-based climate targets and reporting
Science-based climate targets and reporting 13
Slide 14: Disclaimer
Disclaimer THIS DOCUMENT IS INTENDED TO PROVIDE NON-EXHAUSTIVE, GENERAL INFORMATION. THIS DOCUMENT MAY CONTAIN OR INCORPORATE BY REFERENCE PUBLIC INFORMATION NOT SEPARATELY REVIEWED, APPROVED OR ENDORSED BY SPAREBANK 1 SMN AND ACCORDINGLY, NO REPRESENTATION, WARRANTY OR UNDERTAKING, EXPRESS OR IMPLI