China Merchants Bank Co., Ltd. Class A · SSE:600036
China Merchants Bank Co., Ltd. Class A — Q3 2011 Earnings Presentation
12 slides from China Merchants Bank Co., Ltd. Class A's earnings presentation, October 2011
Slide 1: China Merchants Bank Co., Ltd. 3Q 2011 Results Announcement
China Merchants Bank Co., Ltd. 3Q 2011 Results Announcement October 2011
Slide 2: Forward-Looking Statement Disclaimer
Forward-Looking Statement Disclaimer This presentation and subsequent discussions may contain forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward-looking terminology such as believe, expect, anticipate, estimate, plan, proje
Slide 3: Positive development momentum in 3Q 2011
Positive development momentum in 3Q 2011 Rapid growth in net profit Steady growth in deposits and loans (RMB billion) (RMB million) Continuous growth in ROAE Continuous decline in cost-to-income ratio Note: Group figures 2 Unless otherwise stated, all data shown are based on IFRS figures in RMB (the
Slide 4: Rapid growth in interest income
Rapid growth in interest income Rapid growth in net interest income Net interest margin increased significantly (RMB million) Note: Group figures 3
Slide 5: Rapid growth in net fee and commission income
Rapid growth in net fee and commission income Net fee and commission income Proportion of net fee and commission increased significantly income increased (RMB million) Note: Group figures 4
Slide 6: Sound asset quality
Sound asset quality Continuous decline in NPL balance Allowance coverage ratio for NPL increased steadily and NPL ratio (RMB100 million) Note: Group figures 5
Slide 7: Risk pricing capability of loans continued to improve
Risk pricing Capability of loans continued to improve From January to September 2011, the weighted Risk pricing average floating band of interest rates of our newly Capability granted general corporate loans in RMB increased of loans by 10.55 percentage points as compared with 2010; improved The w
Slide 8: Continued development in SME business
Continued development in SME business Rapid growth in SME corporate loans1 Proportion of SME corporate loans increased (RMB100 million) Note: Company figures 7 1 National Standard
Slide 9: Proportion of retail loans continued to increase
Proportion of retail loans continued to increase Stable growth in retail loans Proportion of retail loans continued to increase Note: Company figures 8
Slide 10: Proportion of high-net-worth customers and their contribution steadily increased
Proportion of high-net-worth customers and their overall contribution steadily increased Steady growth in number of high-net-worth Continuous growth in number of retail customers high-net-worth corporate customers (10,000) Note: Company figures 9 1 Retail loans do not include credit card loans
Slide 11: Capital adequacy ratio remained broadly stable
Capital adequacy ratio remained broadly stable Capital adequacy ratio of the Group Core capital adequacy ratio of the Group Note: Group figures 10
Slide 12: Q&A
Q&A 11