Smc Global Securities Ltd. (india) · NSE:SMCGLOBAL
Smc Global Securities Ltd. (india) — SMC Global Securities — Q4 FY25 Earnings Presentation
48 slides from Smc Global Securities Ltd. (india)'s earnings presentation, May 12, 2025
Slide 1: Exchange filing cover letter
Date: 12/05/2025 Listing Operations Listing Department BSE Limited, National Stock Exchange of India P J Towers, Dalal Street, Limited, Mumbai-400001, India Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Scrip Code: 543263 Bandra Debentures Scrip Code: 940325, 940327, (E ) Mumbai – 400051 94031
Slide 2: SMC Global Securities Ltd Investor Presentation - May 2025
SMC Global Securities Ltd Investor Presentation - May 2025
Slide 3: Q4 & FY25 Performance Highlights
About Us Q4 & FY25 Performance Highlights
Slide 4: Consolidated Performance Highlights
Consolidated Performance Highlights Q4 FY25 FY25 (Y-o-Y) (Y-o-Y) Revenue -17.3% Revenue +8.4% INR 421.5 Crores INR 1,775.7 Crores EBITDA -54.6% EBITDA -1.5% INR 63.0 Crores INR 419.4 Crores PAT -93.8% PAT -22.0% INR 4.1 Crores INR 146.8 Crores • The Q4 performance was impacted by regulatory headwind
Slide 5: Q4 FY25 Consolidated Segmental Performance
Q4 FY25 Consolidated Segmental Performance (INR Crs) BROKING, DISTRIBUTION & TRADING INSURANCE BROKING FINANCING (NBFC) -35.3% - 13.5% -9.8% 277.9 63.2 177.7 Revenue 160.3 40.9 240.5 Q4FY24 Q4FY25 Q4FY24 Q4FY25 Q4FY24 Q4FY25 -58.4% +94.0% -57.5% 88.0 42.1 4.2 EBIT 36.6 2.2 17.9 Q4FY24 Q4FY25 Q4FY24
Slide 6: FY25 Consolidated Segmental Performance
FY25 Consolidated Segmental Performance (INR Crs) BROKING, DISTRIBUTION & TRADING INSURANCE BROKING FINANCING (NBFC) +8.6% +7.9% +8.2% 570.2 222.6 1,044.5 Revenue 528.3 205.7 961.4 FY24 FY25 FY24 FY25 FY24 FY25 1.5% +3.7% -2.4% 253.1 13.4 13.6 138.5 133.5 EBIT 246.9 FY24 FY25 FY24 FY25 FY24 FY25 Inv
Slide 7: Consolidated Income Statement
Consolidated Income Statement Particulars (INR Crs) Q4 FY25 Q4 FY24 Y-o-Y Q3 FY25 Q-o-Q FY25 FY24 Y-o-Y Operational Income 421.5 509.4 -17.3% 455.5 -7.5% 1,775.7 1,638.4 8.4% Total Expenses 358.5 370.5 343.5 1,356.3 1,212.5 EBITDA 63.0 138.9 -54.6% 112.0 -43.8% 419.4 425.9 -1.5% EBITDA Margins (%) 1
Slide 8: Standalone Income Statement
Standalone Income Statement Particulars (INR Crs) Q4 FY25 Q4 FY24 Y-o-Y Q3 FY25 Q-o-Q FY25 FY24 Y-o-Y Operational Income 199.0 250.2 -20.5% 222.8 -10.7% 924.3 853.2 8.3% Total Expenses 164.4 162.8 165.9 667.3 583.7 EBITDA 34.6 87.4 -60.4% 56.9 -39.2% 257.0 269.5 -4.6% EBITDA Margins (%) 17.4% 34.9%
Slide 9: FY25 Assets Under Management
FY25 Assets Under Management Broking DP AUA (INR Crs) Mutual Funds AUM (INR Crs) 4,178 1,15,048 3,801 3,080 2,992 78,635 49,564 52,700 FY22 FY23 FY24 FY25 FY22 FY23 FY24 FY25 Wealth AUM/AUA (INR Crs) NBFC AUM (INR Crs) 1,237 1,291 908 948 900 610 540 690 FY22 FY23 FY24 FY25 FY22 FY23 FY24 FY25 Inves
Slide 10: About SMC Group
About Us About SMC Group
Slide 11: SMC at a Glance
SMC at a Glance Consolidated 5 Year PAT CAGR 5 Year Revenue CAGR Net worth 43.8% 17.9% INR 1,217 Crs Branches Across India NBFC AUM Debt/Equity INR 1,291 Crs 1.36x 208 Including 1 in Dubai Cities Covered Employees Authorised Persons 424 4,083 2,147 Network of Financial Client Demat A/Cs Clearing & S
Slide 12: Evolution from Traditional Broking to Diversified Financial Service Company
Evolution from Traditional Broking to well diversified Financial Service Company Discount Broking (StoxKart) Financing • Founded in 1994 by Mr. Subhash (NBFC) C. Aggarwal and Mr. Mahesh C. Brokerage Services Gupta, initially focusing on traditional broking services. Insurance Broking • Strategic Shi
Slide 13: Organizational Structure
Organizational Structure Moneywise Finvest Limited (StoxKart) - 100% Moneywise Financial SMC Insurance Brokers Services Private Limited - Private Limited - 90% 100% Discount Brokerage Financing (NBFC) Insurance Broking Business Services SMC Comex International SMC Real Estate Advisors DMCC (UAE) 100
Slide 14: Business Structure
Business Structure Equity, Commodity, Currency & Full-Service Broking Investment Banking SME – Loan Against Property (LAP) Discount Broking SME – Working Capital Term Loan (WCTL) Clearing Services SME-Asset Finance MTF Supply Chain Financing Fixed Income Proprietary Trading Capital Market Funding (C
Slide 15: Expert Leadership
Expert Leadership Experienced Management Team with Focused Business Heads Mr. Subhash C. Aggarwal Chairman & Managing Director, SMC Group Dr. D. K. Aggarwal Mr. Himanshu Gupta Mr. Pranay Agarwal Mr. Ajay Garg Ms. Shruti Aggarwal CMD-SMC Investments and Director & CEO- Director & CEO - Director & CEO
Slide 16: Experienced Management Team with Focused Business Heads
Experienced Management Team with Focused Business Heads Ms. Aditi Aggarwal Ms. Reema Garg Mr. Pravin K. Agarwal Mr. Vinod Kumar Jamar Director - Moneywise Finvest Group Chief Human Resource Whole-Time Director- SMC President & Group Chief Financial Limited Officer Director – Moneywise Insurance Brok
Slide 17: Our Independent Board of Directors: Industry Veterans
Our Independent Board of Directors: Industry Veterans Mr. Naveen ND Gupta Mr. Hemant Bhargava He is a Non-Executive and Independent Director of the He is the Non-Executive Independent Director of the Company Company and has been associated with our Company since and has been associated with our Comp
Slide 18: Our Independent Board of Directors: Industry Veterans
Our Independent Board of Directors: Industry Veterans Ms. Neeru Abrol She is the Non-Executive Independent Director of our Company and has been associated with our Company since March 30, 2024. She holds a bachelor’s in science from Aligarh Muslim Mr. Dinesh Kumar Saraf University from the year 1975
Slide 19: Established PAN India Presence
Established PAN India Presence 208 Srinagar Jammu Branches in India (Including Dubai) Amritsar Ludhiana Jalandhar Chandigarh Patiala Bhatinda Yamuna Nagar Ambala Dehradun Karnal Sirsa Noida Sri Ganganagar Rohtak Greater Noida Delhi 424 Panipat Daryaganj Gurugram New Delhi Moradabad Faridabad Bareill
Slide 20: Awards & Accolades
Awards & Accolades 2025 2024 2024 2023 2022 2022 2022 MCX Awards Member Partner – MCX Awards Significant MCX Awards Leading Member – New Initiatives & Leading Member- Contribution To Leading Member- Participating in Market Outreach Bullion Segment The Commodities Options futures Commodity Market 202
Slide 21: Key Strengths
Key Strengths Comprehensive Financial Offerings with High Margin Business: SMC offers a diverse range of high-margin financial products under one roof Established National Brand: Strong Broking & Distribution Network: Well established and deeply penetrated national brand with Over 2,147 Authorized p
Slide 22: Broking, Distribution & Trading
About Us Broking, Distribution & Trading
Slide 23: Broking, Distribution & Trading
Broking, Distribution & Trading Key Highlights: Segment Revenue* (INR Crs) Broking DP AUA (INR Crs) 1,044.5 961.4 1,15,048 • Our expansive network includes 2,147 authorized 771.9 767.8 persons, spanning 424 cities and 6,748 financial 78,635 distributors across India. 49,564 52,700 • Revenue increase
Slide 24: Discount Broking – StoxKart
Discount Broking – StoxKart Key Features: • Big Saving in Brokerage - INR 20 flat per order. • Unlimited Trading at just Rs. 99 per month • Option chain with OI (Open Interest) analysis • In-Built advisory by top research analyst from SMC • Trade through leading chart solution of both Trading View a
Slide 25: Pioneering in Gift City Broking Operations
Pioneering in Gift City Broking Operations • SMC Global IFSC Pvt Limited is a financial services company based in the International Financial Services Centre (IFSC) in Gujarat, India. Established to cater to the growing demand for financial products and services in the international market. • SMC Gl
Slide 26: Digital Ecosystem for Broking
Digital Ecosystem for Broking Market Mojo SMC Easyinvest • Next generation advance mobile trading platform ‘ SMC ACE’ ACE API & Superr API • SMC has entered into an agreement with • SMC EasyInvest is your trusted partner for smart, • Provides Robo Advisory to the clients • ACE API and Superr API are
Slide 27: Tech Horizon: Innovations, Cybersecurity, Infrastructure, and Future Prospects
Tech Horizon: Innovations, Cybersecurity, Infrastructure, and Future Prospects Innovation Cybersecurity Initiatives • Developed cloud-hosted trading mobile and web platforms, along with a mutual funds distribution • Enforced mandatory Vulnerability Assessment & Penetration Testing (VAPT) across all
Slide 28: Distribution
Distribution Key Highlights: Mutual Funds AUM (INR Crs) • SMC offers distribution services of financial products including IPO’s, Mutual Funds, 4,178 Company Fixed Deposits, Bonds, through its network of branches and channel partners 3,801 across India. 3,080 2,992 • Pan-India network of 6,748 indep
Slide 29: Advisory & Proprietary Trading
Advisory & Proprietary Trading Wealth Management: Investment Banking: • Total Clients served under wealth • Category I Merchant Banker Advisory management are 11,763 with AUM/ AUA of INR 947.7 Crores • SMC Capitals provides buy side and sell side • Branches/ regional offices - Delhi, M&A advisory an
Slide 30: Financing (NBFC) Business
About Us Financing (NBFC) Business
Slide 31: FY25 Financing (NBFC) Business in numbers
FY25 Financing (NBFC) Business in numbers AUM* Total Income Net Worth INR 1,291 Crs INR 222.6 Crs INR 471.4 Crs NNPA % ROA % OPEX to AUM 2.2% 3.8% 4.8% Cumulative Loans Total Borrowings/ Cost of Borrowing % *** Disbursed Leverage Ratio 10.6% INR 3,800 Crs+ INR 811.3 Crs / 1.72x Credit Cost-ANR / Sec
Slide 32: Financing (NBFC) - Middle Layer
Financing (NBFC) - Middle Layer Segment Revenue (INR Crs) 222.6 205.7 • In the year 2008, SMC started providing financing services through its wholly owned subsidiary, Moneywise 132.0 Financial Services Pvt. Ltd. (SMC Finance). 99.4 • MWFS offers wide spectrum of financial products like SME Micro LA
Slide 33: Borrowing Mix Diversification
Borrowing Mix Diversification • Increasing diversity in borrowing profile with borrowing from bank & financial institutions. • Continued plan to raise additional funds through diversified sources and through various instruments. • Cumulative Asset/ Liability mismatch, surplus of INR 67.35 Cr in 30 d
Slide 34: FY25 Key Business Trends - NBFC
FY25 Key Business Trends - NBFC SME WCTL Onward Lending AUM (In Crs) Disbursements (INR Crs) NII (INR Crs) & NIM (%) SME LAP 89.6 88.2 SME Assets 906.6 CMF 1 46 78.4 25 25 3 - 40 774.0 809.7 Consumable Durables 87 121 Gold Loan 63.6 Supply Chain Financing 376 1 18 12 336 514.8 Micro - LAP 61 10.0% 9
Slide 35: Insurance Broking
About Us Insurance Broking
Slide 36: Insurance Broking
Insurance Broking Insurance Gross Premium (INR Crs) Segment Revenue* (INR Crs.) 570 528 2,884 2,892 2,717 348 Key Highlights: 2,084 276 • SMC Insurance operates through 8 branches nationwide. • The company has a workforce of 468 employees. FY22 FY23 FY24 FY25 FY22 FY23 FY24 FY25 • Utilizes a network
Slide 37: Insurance Broking – Scalable Business Model
Insurance Broking – Scalable Business Model Point Of Sales (POS) • Deep and wide national coverage • Strong presence in Tier-1 and Tier-2 cities 15,308 16,022 Distribution • Leveraging SMC groups customer network 13,672 12,000 • www.smcinsurance.com online portal has developed for catering to B2B an
Slide 38: Historical Financial Overview
About Us Historical Financial Overview
Slide 39: Historical Consolidated Income Statement
Historical Consolidated Income Statement Particulars (INR Crs) FY22 FY23 FY24 FY25 Operational Income 1,116.9 1,211.6 1,638.4 1,775.7 Total Expenses 821.8 941.7 1,212.5 1,356.3 EBITDA 295.1 269.9 425.9 419.4 EBITDA Margins (%) 26.4% 22.3% 26.0% 23.6% Other Income 3.9 4.1 6.2 10.0 Depreciation 20.1 2
Slide 40: Historical Standalone Income Statement
Historical Standalone Income Statement Particulars (INR Crs) FY22 FY23 FY24 FY25 Operational Income 669.9 679.2 853.2 924.3 Total Expenses 450.3 497.0 583.7 667.3 EBITDA 219.6 182.1 269.5 257.0 EBITDA Margins (%) 32.8% 26.8% 31.6% 27.8% Other Income 14.2 13.7 30.3 31.1 Depreciation 14.4 17.0 24.1 22
Slide 41: Historical Consolidated Balance Sheet
Historical Consolidated Balance Sheet Particulars (INR Crs) Mar-23 Mar-24 Mar-25 Particulars (INR Crs) Mar-23 Mar-24 Mar-25 Assets Equity and Liabilities Non-Financial Assets Equity Inventories 5.2 6.5 2.8 Current tax assets (net) 29.0 16.1 9.7 Share Capital 20.9 20.9 20.9 Deferred tax assets (net)
Slide 42: Historical Standalone Balance Sheet
Historical Standalone Balance Sheet Particulars (INR Crs) Mar-23 Mar-24 Mar-25 Particulars (INR Crs ) Mar-23 Mar-24 Mar-25 Assets Equity and Liabilities Non-Financial Assets Equity Inventories 0.2 - - Share Capital 20.9 20.9 20.9 Current tax assets (net) 10.6 2.0 4.2 Deferred tax assets (net) 10.4 1
Slide 43: Historical Consolidated Financial Performance
Historical Consolidated Financial Performance Revenue (INR Crs) EBITDA (INR Crs) & EBITDA Margin (%) PAT (INR Crs) & PAT MARGIN (%) 425.9 419.4 188.3 1,775.7 174.6 1,638.4 146.8 295.1 1,211.6 269.9 120.4 1,116.9 26.4% 15.6% 26.0% 11.5% 9.9% 23.6% 15.6% 8.3% 22.3% 11.9% 11.7% 9.9% FY22 FY23 FY24 FY25
Slide 44: Way Ahead
About Us Way Ahead
Slide 45: Growth Plans
Growth Plans 01 Continuous 03 Expansion into 05 Investment in Untapped Markets Technology 02 04 Continuous Focusing on Focus on digital Innovation in our exponentially marketing Product Offerings growing our client base Investor Presentation 44
Slide 46: CSR Initiatives
CSR Initiatives SMC Group has contributed approximately ₹4.50 Crores in FY25 (PY ₹3.20 Crores) towards Corporate Social Responsibility initiatives. In FY25 we conducted several activities to empower, uplift & strengthen various sections of our society like under privileged orphan children, girls fro
Slide 47: Disclaimer
Disclaimer SMC Global Securities Limited Disclaimer: No representation or warranty, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained in this presentation. Such information and opinions
Slide 48: Thank You
About Us Thank You Company Details: Investor Relations Partner: SMC Global Securities Ltd. X-B4 Advisory LLP Vinod Kumar Jamar Rasika Sawant: +91 95944 57518 Chief Financial Officer rasika@x-b4.com vinodjamar@smcindiaonline.com Gautam Kothari: +91 79776 16640 www.smcindiaonline.com gautam@x-b4.com w
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