Kbc Group N.v. · EURONEXT:KBC

Kbc — 1Q2026 Earnings Presentation

4 slides from Kbc's earnings presentation, 2026

  1. Slide 1: Company profile | KBC Group in a nutshell (1)

    Company profile | KBC Group in a nutshell (1) 1 of 66 Diversified and strong business performance We want to be among Europe’s best performing financial institutions • geographically … • Mature markets (BE, CZ) combined with growth markets (SK, HU, BG) • We are a leading European financial group wit

  2. Slide 2: Company profile | KBC Group in a nutshell (2)

    Company profile | KBC Group in a nutshell (2) 2 of 66 High profitability (IFRS 17 figures) Solid capital position C/I ratio* combined CET 1 RATIO (FULLY LOADED, DANISH COMPROMISE) ratio net result in % 46% FY25 87% FY25 3,568m FY25 17.1% 17.6% 47% FY24 3,415m FY24 16.3% 16.0% 90% FY24 15.5% 15.4% 15

  3. Slide 3: Company profile | KBC Group in a nutshell (3)

    Company profile | KBC Group in a nutshell (3) 3 of 66 Dividend policy & capital distribution Shareholder structure (as at end 1Q26) The Board of Directors decided: MRBB Other core Treasury shares Cera 12.4% 7.0% • the dividend policy as from 2025: 5.0% • A payout ratio (including AT1 coupon) between

  4. Slide 4: Company profile | Well-defined core markets

    Company profile | Well-defined core markets 4 of 66 Belgium BU Czech Republic BU International Markets BU SK HU BG 62% of assets 132bn EUR loans 24% of assets 44bn EUR loans 4% of assets 4% of assets 5% of assets 4.1m clients 4.3m clients 0.8m clients 1.7m clients 2.2m clients 421 branches 197 branc

KBC Group — 1Q2026 Earnings Presentation on 6ix