Regions Financial Corporation · NYSE:RF
Regions Financial — Shareholder Meeting (May 2010)
12 slides from Regions Financial's shareholder meeting presentation, May 13, 2010
Slide 1: Annual Shareholders Meeting
Exhibit 99.1 Annual Shareholders Meeting May 13, 2010 Please turn off cell phones and other electronic devices
Slide 2: Forward Looking Statements
Forward Looking Statements This presentation may include forward-looking statements which reflect Regions’ current views with respect to future events and financial performance. The Private Securities Litigation Reform Act of 1995 (“the Act”) provides a safe harbor for forward-looking statements whi
Slide 3: Agenda
Agenda › Economic Review and Forecast › Regulatory Reform › Business Results › Frequent Questions › Strategic Priorities Guiding Focus and Results
Slide 4: Improving Economic Backdrop
Improving Economic Backdrop 2009 2010 (1) 2011 (1) GDP 0.1% 2.8% 3.2% Unemployment 9.3% 9.7% 9.1% Home Price Index (4.7%) (1.3%) 0.7% Fed Funds 0.2% 0.3% 1.1% 10yr Treasury 3.2% 4.0% 4.5% (1) Blue Chip forecast
Slide 5: Regions is Lending
Regions is Lending › $65 billion dollars in new and renewed lending during 2009 › Consumers - 122,034 home loans and other lending totaling $12.5 billion › Businesses - 44,605 commitments totaling $6.9 billion to Small Businesses and $45.6 billion to Other Commercial Customers › Small Business Admin
Slide 6: Customer Assistance Program
Customer Assistance Program › Helping Customers is Good Business › Restructured $2.0B Consumer loans › Helped 27,000 Families › Low Recidivism Rate › Foreclosure Rate Less than Half National Average
Slide 7: Regulatory Reform
Regulatory Reform › Proposal to significantly impact financial industry for decades › Regions supports financial reform that will strengthen the financial system › We are working with Washington to ensure the final bill allows Regions to offer the products and services customers value
Slide 8: Consumer Services – Core Franchise is Strong
Consumer Services – Core Franchise is Strong › Every Business Day, Regions Processes: › 650,000 Branch Transactions › 293,000 ATM Transactions › 2.6 Million Debit Card Transactions › During 2009, Regions: › Opened Over 1 Million New Checking Accounts › Grew Interest Free Deposits by Over 25% › Incre
Slide 9: Business Services Revenue is Well-Diversified and Positioned for Growth
Business Services Revenue is Well-Diversified and Positioned for Growth Private Banking Specialized Groups Commercial & Industrial ›Business Capital (ABL) Community Banking ›Healthcare ›Transportation ›Public, Institutional, Non-profit ›Restaurant & Beverage Business Banking Commercial Real Estate L
Slide 10: Morgan Keegan
Morgan Keegan › Outstanding Diversified Franchise Operating in an Attractive Region › 321 Offices in 16 States › 4,201 Associates, including 1,249 Financial Advisors › $149 Billion in Assets Under Management › During 2009, Morgan Keegan achieved: › Ninth Consecutive Year of Increased Operating Reven
Slide 11: Frequent Questions
Frequent Questions › Stock Performance › Returning to Profitability › Capital Strength and Plans › TARP Repayment
Slide 12: Strategic Priorities Guiding Focus and Results
Strategic Priorities Guiding Focus and Results › Keep Focused on the Customer › Protect Our Future › Restore Financial Performance › Execute with Excellence