Aira Factoring Public Co., Ltd. · SET:AF
Aira Factoring Public — Investor Presentation (August 2025)
12 slides from Aira Factoring Public's investor presentation, August 2025
Slide 1: Aira Factoring Public Company Limited
AIRA FACTORING PUBLIC COMPANY LIMITED www.airafactoring.co.th
Slide 2: Agenda
AGENDA COMPANY PROFILE FINANCIAL PERFORMANCE TARGET & BUSINESS STRATEGIES
Slide 3: AIRA Company Group
ATRA Factoring - | H AURA ‘eso ~~ Aira & Aiful Int Adi ATRA sionote) H H ATRA 4dvisoy -—- ATRA securities _{ AIRA CAPITAL GRO! UP Sees Travelex (Thailand) -—_ATRA Propeny —— 4h PStio i i i I rN Aspiration One
Slide 4: About the Company
About the Company Share Capital Listed Company in SET Increase The company was listed The company increased on the market for its registered capital to alternative Investment 400 million baht, with (MAI) with a registered AIRA Capital Public capital of 100 million baht. Company Limited holding 71% o
Slide 5: Our Products
Your Complete Financial Solution Provider Our Products
Slide 6: Financial Performance (FY/2024 & Q2/2025)
FINANCIAL PERFORMANCE (FY/2024 & Q2/2025)
Slide 7: Financial Performance (FY/2024 & Q2/2025)
FINANCIAL PERFORMANCE (FY/2024 & Q2/2025)
Slide 8: Key Financial Ratios
ATRA KEY FINANCIAL RATIOS 6M 2024 | 6M 2025 I | LIQUIDITY RATIO. CURRENT RATIO 1.22 | INTEREST BARING DEBT RATIO 1.29 | I | PROFITABILITY RATIO ! DIRECT COST/REVENUE 32.0% OPERATING COST/REVENUE 46.1% RETURN ON ASSET 0.6% RETURN ON EQUITY 2.8% ET PROFIT MARGIN 12.0% | | LEVERAGE RATIO ! DEBT TO EQUI
Slide 9: Factoring Target: 55% of Target
FACTORING TARGET FACTORING VOLUME 8% 1 9,650 MB. (Target) 20000 19,385 MB. (A) 18,275 MB. (A) Factoring Volume Jan-Jul 2025 15000 10,749 MB. Y 2023 Y 2024 Y 2025 10000 55% of Target 5000 0
Slide 10: Business Strategies
BUSINESS STRATEGIES DIGITAL TRANSFORMATION BOOST-UP NON-FACTORING ส่งเสริมการนำเทคโนโลยีที่ทันสมัยเพื่อยกระดับบริการ นำเสนอผลิตภัณฑ์ทางการเงินอื่นที่ครอบคลุมสำหรับลูกค้า การสมัครขอสินเชื่อผ่านช่องทางอิเล็กทรอนิกส์ สนับสนุนผลิตภัณฑ์ทางการเงินให้แก่ลูกค้าครบวงจร (ระบบ Online Factoring) เพิ่มการเติบโตข
Slide 11: Thank You
THANK YOU
Slide 12: Q&A
Q&A
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