Hypoport Se · XETR:HYQ
Hypoport — FY2014 Earnings Presentation
22 slides from Hypoport's earnings presentation, 2015
Slide 1: Hypoport generates profitable growth
Hypoport generates profitable growth Preliminary figures for 2014 © 2015 Hypoport AG
Slide 2: Content
Content Preliminary Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 3: Interest rates decreased further in 2014
Interest rates decreased further in 2014 Development of important interest rates since 2011 6,0% Hunderte ECB interest rate Guaranteed interest of insurance DGZF 10-years 5,0% 4,0% 3 Preliminary Figures Q2 2014 3,0% 2,0% 1,0% 0,0%
Slide 4: Profound transformation process in market environment for financial services
Profound transformation process in market environment for financial services Development of market environment for Hypoportʹs business segments in 2014 Private financing Private insurance 4 Preliminary figures 2014 Bausparen Commercial financing Provider / Demand Regulation products
Slide 5: Content
Content Preliminary Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 6: Business unit Private Clients
Business unit Private Clients Presentation of segment results 6 Preliminary figures 9M 2014
Slide 7: Expansion of market share in private financing business continues
Expansion of market share in private financing business continues Private Clients: Transaction volume of product segment financing and number of active advisors Transaction volume: Financing (Private clients) (billion €) +19% 5.9 • Distinct rise in market share of loan 5.0 -32% brokerage in stagnant
Slide 8: Remarkable growth for insurance policies under management
Remarkable growth for insurance policies under management Private Clients: Insurance policies under management and recurring brokerage Insurance policies under management LV/KV (million €; annual premiums) SHUK CAGR 49% +18% 118.9 101.1 97.1 86.4 • Remarkable growth for insurance 73.1 policies under
Slide 9: Profitable due to growth in loan brokerage and realignment of insurance business
Profitable due to growth in loan brokerage and realignment of insurance business Private Clients: Privatkunden: Revenue, gross profit & EBIT Revenue +14% (million €) 63.9 56.1 • Expansion of market share in loan 2013 2014 brokerage leads to double-digit revenue 9 growth. Gross profit +48% Preliminar
Slide 10: Business unit Financial Service Providers
Business unit Financial Service Providers Presentation of segment results 10 Preliminary figures 9M 2014
Slide 11: Transaction volume of 36,2 billion € generates best annual result in history
Transaction volume of 36,2 billion € generates best annual result in history Financial Service Providers: Transaction volume of EUROPACE marketplace and number of partners Transaction volume (billion €) +15% +11% Loan brokerage Bausparen 36.2 31.6 27.8 • Loan brokerage on EUROPACE captures Personal
Slide 12: GENOPACE and FINMAS continue strong growth in 2014
GENOPACE and FINMAS continue strong growth in 2014 Financial Service Providers: Number of partners of FINMAS and GENOPACE GENOPACE: Number of partners +26% 116 • GENOPACE: Exceeded threshold of 92 100 partners in 2014. • GENOPACE: 15 of the top 25 12 cooperative banks are partners. Preliminary figur
Slide 13: EUROPACE remains on track
EUROPACE remains on track Financial Service Providers: Revenue, gross profit & EBIT Revenue +14% (million €) 34.4 • Consistent extension of market share 30.3 progresses. • Sales-supporting Packager services should not affect earnings (Revenue ≈ 2013 2014 distribution costs). In 2013, a part of the 1
Slide 14: Business unit Institutional Clients
Business unit Institutional Clients Presentation of segment results 14 Preliminary figures 9M 2014
Slide 15: Services relating to loan brokerage gain significance
Services relating to loan brokerage gain significance Institutional Clients: Volume of brokered loans und consulting revenue Volume of brokered loans (million €) +12% +11% New business Renewals 1.65 1.47 1.44 1.16 • New business volume rises significantly 15 0.31 0.21 despite stagnant interest rate
Slide 16: Successful year for business unit Institutional Clients
Successful year for business unit Institutional Clients Institutional Clients: Revenue, gross profit & EBIT Revenue +18% (million €) 14.5 12.3 2013 2014 • Stronger customer loyalty and expansion 16 of product range resulted in solid Gross profit +19% business performance during every Preliminary fig
Slide 17: Content
Content Preliminary Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 18: Hypoport generates profitable growth in 2014
Hypoport generates profitable growth in 2014 Summary of Hypoportʼs key figures Revenue Gross profit Number of employees (million €) (million €) (ø headcount) +14% +15% 112.3 56.4 +1% 98.1 49.0 562 565 18 Preliminary figures 2014 2013 2014 2013 2014 2013 2014 EBITDA EBIT Group profit (million €) (mil
Slide 19: Content
Content Preliminary Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 20: Share price follows successful start to the year
Share price follows successful start to the year Share price performance and breakdown of shareholders as of 30th September 2014 Research Revenia GmbH (Ronald Target Slabke, CEO) Analyst Recomm. Date price Kretschmar Familienstiftung Montega Buy 18.50 € 24.02.2015 34.8% ODDO Seydler Buy 17.00 € 30.0
Slide 21: Content
Content Preliminary Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 22: Hypoport will continue its profitable growth
Hypoport will continue its profitable growth Hypoportʼs outlook for the year 2015ff We will consistently continue to pursue our strategy of acquiring additional market share in all business units. At the same time we increasingly use the positions we gained to improve our profitability. Main focus f