Franklin Financial Services Corporation · NASDAQ:FRAF

Franklin Financial Services — Presentation (January 2024)

29 slides from Franklin Financial Services's investor presentation, Jan 23, 2024

  1. Slide 1: Welcome Shareholders January 18, 2024

    Welcome Shareholders January 18, 2024

  2. Slide 2: Forward Looking Statements

    Forward Looking StatementsCertain statements appearing herein which are not historical in nature are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements refer to a future period or periods, reflecting management’s cur

  3. Slide 3: Welcome & Introductions

    Welcome & Introductions Warren Elliott, Chairman of the Board

  4. Slide 4: Board of Directors

    Board of Directors Warren Elliott Chairman of the Board Skip Jennings Vice Chairman of the Board Tim Henry President & CEO z

  5. Slide 5: Board of Directors

    Board of DirectorsMarty Brown Kevin Craig Greg Duffey

  6. Slide 6: Board of Directors

    Board of DirectorsDan Fisher Stanley Kerlin Don Mowery

  7. Slide 7: Board of Directors

    Board of DirectorsKim Rzomp Greg Snook

  8. Slide 8: Agenda

    AgendaStock Performance Bank Highlights Questions Closing Comments Tour of Corporate Headquarters (Optional)

  9. Slide 9: Company Highlights

    Company Highlights Tim Henry, President & CEO Chad Carroll, Executive VP & COO Mark Hollar, Executive VP & CFO

  10. Slide 10: Stock price and dividend

    Stock price dividend $40$38$36$34$32$30$28$26$24$22$20 2017 20182019 2020 2021 2022 2023 $1.40 $1.20 $1.00 $0.8 $0.60 $0.40 $0.20 $0.00 Price per share Dividend

  11. Slide 11: Total Return Performance

    Total Return Performance Index Value 400 300 200 100 0 2016 2017 2018 2019 2020 2021 2022 2023 FFSC NASDAQ Composite Index S&P US BMI MAR Index Peer Group Indec 12.31.16 1331.17 12.31.18 12.31.19 12.31.20 12.31.21 12.31.22 12.31.23 Franklin Financial services Corporation 100.00 134.41 116.78 148.08

  12. Slide 12: Computershare shareholder contact

    Computershare (800) 368-5948 or www.computershare.com

  13. Slide 13: Corporate Secretary contacts

    Amanda Ducey Corporate Secretary (717) 261-3553 amanda.ducey@f-mtrust.com Zoe Clayton Assistant Corporate Secretary (717) 261-3551

  14. Slide 14: Company Highlights

    Company HighlightsSenior Management Introductions Innovation and Technology Market Area Expansion Customer Services Community Investments

  15. Slide 15: Senior Management

    Senior ManagementTim Henry President & CEO

  16. Slide 16: Senior Management

    Senior ManagementChad Carroll Executive Vice PresidentChief Operating Officer Mark Hollar Executive Vice PresidentChief Financial Officer& Treasurer Lorie Heckman Senior Vice President Chief Risk Officer

  17. Slide 17: Senior Management

    Senior ManagementSteve Butz Senior Vice President Chief Commercial Services Officer Scott Ehrig, CFP, CIMA Senior Vice President Chief Wealth Management Officer Lou Giustini Senior Vice President Chief Retail Services Officer

  18. Slide 18: Senior Management

    Senior ManagementKaren Carmack, DM Senior Vice President Chief Human Resources Officer Dave Long Senior Vice President Chief Technology OfficerMatt Weaver Senior Vice President Chief Marketing Officer

  19. Slide 19: Innovation and Technology

    Innovation and TechnologySalesforce Data Analytics ATMs / ITMs Bots

  20. Slide 20: Market Area Expansion

    Market Area Expansion Bedford Huntingdon Mifflin Juniata Perry Dauphin Lebanon Lancaster York Adams Cumberland Franklin Fulton Washington Allegany Morgan Berkeley Jefferson Frederick Howard Baltimore Adams York Carrol Baltimore Harford Chembersburg corporate headquarters

  21. Slide 21: Customer Services

    Customer ServicesTreasury MCommunity Champions anagement Wealth Management

  22. Slide 22: Community Investments

    Community InvestmentsMore than 250 employees participated in the bank’s annual Banktoberfest event More than 500 trees and shrubs were planted on 3 acres of Shippensburg farmland Water quality increased and pollution was reduced for 18 million people and 3,000 species of animals across 64,000 square

  23. Slide 23: Community Investments

    Community Investments F&M Trust donates more than $500,000 annually, including more than $100,000 for scholarships Employees contribute more than 1,500 annual volunteer hours to community groups Employees hold positions of leadership and serve on boards of directors for dozens of local organizations

  24. Slide 24: Questions

    Questions Tim Henry, President & CEO

  25. Slide 25: Closing Comments

    Closing Comments Skip Jennings, Vice Chairman of the Board

  26. Slide 26: Closing Comments

    Closing Comments F&M Trust – 22 Years What hasn’t changedWhat has changed Where are we going? How do we get there?

  27. Slide 27: Franklin Financial Services Corporation Annual Meeting

    Franklin Financial Services Corporation Annual Meeting Tuesday, April 23, 2024

  28. Slide 28: Thank You

    Thank You (Tours available following the presentation)

  29. Slide 29: Stock Symbol: FRAF (Nasdaq)

    Stock Symbol: FRAF (Nasdaq) www.franklinfin.com www.fmtrust.bank

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