Business
Zions Bancorporation, National Association Reports Fourth Quarter Financial Results
Zions Bancorporation, N.A. (NASDAQ: ZION) ("Zions" or "the Bank") today reported net earnings applicable to common shareholders for the fourth quarter of 2025 of $262 million, or $1.76 per diluted common share, compared with net earnings applicable to common shareholders of $200 million, or $1.34 per diluted common share, for the fourth quarter of 2024, and net earnings applicable to common shareholders of $221 million, or $1.48 per diluted common share, for the third quarter of 2025.
About this update from Zions Bancorporation N.a.
[{"type":"text","content":"SALT LAKE CITY, Jan. 20, 2026 /PRNewswire/ -- Zions Bancorporation, N.A. (NASDAQ: ZION) ("Zions" or "the Bank") today reported net earnings applicable to common shareholders for the fourth quarter of 2025 of $262 million, or $1.76 per diluted common share, compared with net earnings applicable to common shareholders of $200 million, or $1.34 per diluted common share, for the fourth quarter of 2024, and net earnings applicable to common shareholders of $221 million, or $1.48 per diluted common share, for the third quarter of 2025.","length":560,"tagName":"p"},{"type":"image","alt":"Company Name Logo (PRNewsfoto/Zions Bancorporation)","displaySize":"","headline":null,"caption":"Company Name Logo (PRNewsfoto/Zions Bancorporation)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":23,"url":"https://media.zenfs.com/en/prnewswire.com/ffbc82fdc9238a65d6dd9b7fb68d6408"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/sXHWVx2qvI0pxwOQLcPcpg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTQxO2NmPXdlYnA-/https://media.zenfs.com/en/prnewswire.com/ffbc82fdc9238a65d6dd9b7fb68d6408","width":400,"height":23}},"href":"https://mma.prnewswire.com/media/2391684/Zions_Bancorporation_logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"Harris H. Simmons, Chairman and CEO of Zions Bancorporation, commented, "We're pleased with fourth quarter results, with earnings per share rising 31% to $1.76 from the prior year's quarterly earnings of $1.34. Adjusted taxable-equivalent revenue increased 7.1% to $879 million, while adjusted noninterest expense rose 7.7% to $548 million. The adjusted quarterly operating expense includes a $15 million donation to the Zions Bancorporation Foundation, which will be used over the coming three years to make charitable donations that we expect would otherwise have been nondeductible as a result of recent tax law changes that became effective on January 1. Excluding this donation, adjusted operating expenses would have increased 4.7%, resulting in positive operating leverage during the quarter of 2.4%, and an efficiency ratio of 60.6%."","length":860,"tagName":"p"},{"type":"text","content":"Mr. Simmons continued, "Credit quality was strong during the quarter, with annualized net charge-offs totaling 0.05% of loans. Capital continu...