Business
Franklin Financial Reports 2025 Q4 and Year-to-Date Results; Declares Dividend
Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its fourth quarter 2025 and year-to-date 2025 results.
About this update from Wealth Management Inc
[{"type":"text","content":"CHAMBERSBURG, Pa., Jan. 27, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its fourth quarter 2025 and year-to-date 2025 results.","length":279,"tagName":"p"},{"type":"image","alt":"Franklin Financial Logo (PRNewsFoto/Franklin Financial Services Corp)","displaySize":"","headline":null,"caption":"Franklin Financial Logo (PRNewsFoto/Franklin Financial Services Corp)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":133,"url":"https://media.zenfs.com/en/prnewswire.com/90d9c05db544eab08ebfacc3ad7e24a3"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/S_Kx1UuwArCLvFZbpGpTug--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTIzNDtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/90d9c05db544eab08ebfacc3ad7e24a3","width":400,"height":133}},"href":"https://mma.prnewswire.com/media/246167/franklin_financial_logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"A summary of notable operating results as of or for the fourth quarter ended December 31, 2025 follows: ","length":103,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Net income: $6.0 million ($1.35 per diluted share) an increase of 12.9% compared to $5.4 million ($1.19 per diluted share) for the third quarter of 2025 and $487 thousand ($0.11 per diluted share) for the fourth quarter of 2024 which was negatively affected by a $3.4 million after tax loss on the sale of investment securities sold as part of a portfolio restructuring.","length":370,"tagName":"p"}]},{"val":[{"type":"text","content":"Wealth Management: $2.3 million in fees for the quarter, an increase of 4.6% from $2.2 million in the fourth quarter of 2024. Assets under management were $1.421 billion on December 31, 2025.","length":191,"tagName":"p"}]},{"val":[{"type":"text","content":"Asset Growth: $2.239 billion in total assets on December 31,2025, an increase of 1.9% from $2.198 billion at year-end 2024.","length":123,"tagName":"p"}]},{"val":[{"type":"text","content":"Loan Growth: Net loans totaled $1.541 billion on December 31, 2025, an increase of 11.6% from $1.380 billion on December 31, 2024.","length":130,"tagName":"p"}]},{"val":[{"type":"text","content":"Deposit Growth: Total deposits of $1.83...