Business
Triad Business Bank (OTCID – "TBBC"), February 5, 2026, Announces Unaudited Results for 2025, Including Fourth Quarter Results
GREENSBORO, N.C., February 05, 2026--For the quarter ended December 31, 2025, Triad Business Bank (the "Bank") reported net income of $497,000 compared to a loss of $2.8 million for the same period a year ago. Net income totaled $0.06 per share in the fourth quarter of 2025 compared to a loss of $0.35 per share in the fourth quarter of 2024. For the year ended December 31, 2025, the Bank reported a $5.7 million improvement in net income with a $1.4 million profit compared to a loss of $4.3 milli
About this update from Triad Business Bank
[{"type":"text","content":"Overview","length":8,"tagName":"p"},{"type":"text","content":"GREENSBORO, N.C., February 05, 2026--(BUSINESS WIRE)--For the quarter ended December 31, 2025, Triad Business Bank (the "Bank") reported net income of $497,000 compared to a loss of $2.8 million for the same period a year ago. Net income totaled $0.06 per share in the fourth quarter of 2025 compared to a loss of $0.35 per share in the fourth quarter of 2024. For the year ended December 31, 2025, the Bank reported a $5.7 million improvement in net income with a $1.4 million profit compared to a loss of $4.3 million in the prior year. Net income per share was $0.17 for the year ended December 31, 2025 compared to a loss of $0.58 per share for the year ended December 31, 2024.","length":692,"tagName":"p"},{"type":"text","content":"Ramsey Hamadi, Chief Executive Officer, commented, "The Bank’s fourth quarter core operating results improved $228,000 over the prior year period. For the year ended December 31, 2025, the Bank’s core operating results improved $1.7 million over the previous year. The improvements were due primarily to an increase in the Bank’s net interest margin. The net interest margin increased 42 basis points to 2.69% in the fourth quarter of 2025 compared to 2.27% in the fourth quarter of 2024. For the year ended December 31, 2025, the Bank’s net interest margin increased 28 basis points to 2.46% from 2.18% for the previous year. The increases were primarily due to a lower cost of funds. Net interest income increased $561,000 to $3.5 million in the fourth quarter of 2025 and increased $1.5 million to $12.7 million for the full year compared to the same periods in 2024. Looking forward, the Bank intends to maintain disciplined expense control practices while the Bank’s net interest margin is expected to further improve throughout 2026 and 2027."","length":1059,"tagName":"p"},{"type":"text","content":"Fourth Quarter Income Statement Comparison","length":42,"tagName":"p"},{"type":"text","content":"The Bank’s net income totaled $497,000 for the quarter ended December 31, 2025 compared to a net loss of $2.8 million for the quarter ended December 31, 2024. Core operating results, a non-GAAP measurement which excludes the provision for credit losses and taxes, reflected earnings of $528,000 for the fourth quarter of 2025 compared to $300,000 ...