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TransUnion 2026 Outlook: Moderate Credit Card Balance Growth and Stable Delinquency Rates Signal Consumer Perseverance

TransUnion also projects delinquency expectations for other major credit products during the next yearCHICAGO, Dec. 10, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today released its 2026 Consumer Credit Forecast, projecting credit card balances to grow 2.3% year over year (YoY)—the smallest annual increase since 2013, excluding 2020 when pandemic relief programs caused a decline. This moderation reflects consumers navigating persistent economic uncertainty as lenders maintain disciplined un

articleTransunionDecember 10, 20255/company/transunion/news/transunion-2026-outlook-moderate-credit-card-balance-growth-and-stable-delinquency-rates-signal-consumer-perseverance
TransUnion 2026 Outlook: Moderate Credit Card Balance Growth and Stable Delinquency Rates Signal Consumer Perseverance

About this update from Transunion

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TransUnionConsumer CreditDelinquency ratescredit cardeconomic uncertaintyconsumers