Oregon Bancorp Announces Fourth Quarter Earnings and Full-Year 2025 Financial Results

About this update from The Bancorp, Inc.

[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":1024,"height":512,"url":"https://media.zenfs.com/en/business-wire.com/7fa8ff3d961563d8cd8d48451a495dbb"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/.7cETduleEOEn1d6Q3PhwA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTQ4MDtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/7fa8ff3d961563d8cd8d48451a495dbb","width":960,"height":480},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/txUYUEXtC3Ac_Lhco3c6wg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTIwNDg7aD0xMDI0O2NmPXdlYnA-/https://media.zenfs.com/en/business-wire.com/7fa8ff3d961563d8cd8d48451a495dbb","width":1024,"height":512}},"lazy":false},{"type":"text","content":"Fourth quarter 2025 net earnings of $826 thousand, or $0.33 per common shareQuarterly return on average assets of 0.7% and return on average equity of 4.4%Full-Year net earnings of $3.2 million, or $1.29 per common shareAnnual return on average assets of 0.7% and return on average equity of 4.3%","length":299,"tagName":"p","attribs":{}},{"type":"text","content":"SALEM, Ore., January 23, 2026--(BUSINESS WIRE)--Oregon Bancorp, Inc. (OTCBB: ORBN), the parent company of Willamette Valley Bank, today announced its financial results for the fourth quarter and full year ended December 31, 2025.","length":229,"tagName":"p"},{"type":"text","content":"For the fourth quarter of 2025, the Company reported net income of $826,000, or $0.33 per share, resulting in a return on average assets of 0.7% and a return on average equity of 4.4%. This compares to net income of $1.1 million, or $0.46 per share, for the quarter ending September 30, 2025.","length":292,"tagName":"p"},{"type":"text","content":"For the full year, Oregon Bancorp generated net income of $3.2 million, or $1.29 per share, compared to $3.4 million, or $1.38 per share, in 2024. The Company’s return on average assets remained steady at 0.7%, consistent with the prior year. The net interest margin improved during the year, reaching 3.8% in the fourth quarter and 3.7% for the full year, up from 3.5% and 3.6%, respectively, in 2024. Residential mortgage production totaled $52 million for the fourth quarter and $223 million for the year.","length":508,"tagName":"p"},{"type":"text","content":"During the fourth quarter, total assets declined by $6.6 million...

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