Business
Texas Capital Bancshares, Inc. Announces Third Quarter 2025 Results
Third quarter 2025 ROAA of 1.30% Record-level net income of $105.2 million, record-level net income available to common stockholders of $100.9 million and
About this update from Texas Capital Bancshares, Inc.
[{"type":"text","content":"Third quarter 2025 ROAA of 1.30% Record-level net income of $105.2 million, record-level net income available to common stockholders of $100.9 million and record-level diluted earnings per share of $2.18 for the third quarter of 2025 Record-level Book Value and record-level Tangible Book Value(2) per share of $73.05 and $73.02, respectively Growth in capital ratios continues, achieving 12.1% CET1 and 16.1% Total Capital DALLAS, Oct. 22, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced operating results for the third quarter of 2025. “Texas Capital delivered both the strategic and financial outcomes we set in our Strategic Update on September 1, 2021, resulting in the most successful bank transformation in the last 20 years, structurally elevating our earnings power and achieving industry-leading growth in fee income, return on assets and balance sheet resilience,” said Rob C. Holmes, Chairman, President & CEO. “As we look ahead, our unwavering commitment to clients and proven execution will continue to position us as the flagship financial services firm in Texas, driving long-term value for all stakeholders.” 3rd Quarter 2nd Quarter 3rd Quarter(dollars in thousands except per share data) 2025 2025 2024 OPERATING RESULTS Net income/(loss)$105,210 $77,328 $(61,319)Net income/(loss) available to common stockholders$100,897 $73,016 $(65,632)Pre-provision net revenue(3)$149,779 $117,188 $(69,993)Diluted earnings/(loss) per common share$2.18 $1.58 $(1.41)Diluted common shares 46,233,167 46,215,394 46,608,742 Return on average assets 1.30% 0.99% (0.78)%Return on average common equity 12.04% 9.17% (8.87)% OPERATING RESULTS, ADJUSTED(1) Net income$105,210 $79,841 $78,654 Net income available to common stockholders$100,897 $75,529 $74,341 Pre-provision net revenue(3)$149,779 $120,475 $114,860 Diluted earnings per common share$2.18 $1.63 $1.59 Diluted common shares 46,233,167 46,215,394 46,608,742 Return on average assets 1.30% 1.02% 1.00%Return on average common equity 12.04% 9.48% 10.04% BALANCE SHEET Loans held for investment$18,134,059 $18,035,945 $16,764,512 Loans held for investment, mortgage finance 6,057,804 5,889,589 5,529,659 Total loans held for investment 24,191,863 23,925,534 22,294,171 Loans held for sale — — 9,022 Total assets 32,536,980 31,943,535 31...