Business
Texas Capital Bancshares, Inc. Announces Second Quarter 2025 Results
Second quarter 2025 net income of $77.3 million and net income available to common stockholders of $73.0 million, up 86% and 95%, respectively, year-over-year
About this update from Texas Capital Bancshares, Inc.
[{"type":"text","content":"Second quarter 2025 net income of $77.3 million and net income available to common stockholders of $73.0 million, up 86% and 95%, respectively, year-over-year Second quarter 2025 EPS of $1.58 per diluted share and adjusted EPS(1) of $1.63 per diluted share, up 98% and 104%, respectively, year-over-year Strong balance sheet growth with total loans increasing 7% quarter-over-quarter and 10% year-over-year Book Value and Tangible Book Value(2) per share both increasing 13% year-over-year, reaching record levels DALLAS, July 17, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced operating results for the second quarter of 2025. “Our multi-year focus on building a differentiated, full-service financial services firm has strengthened our client franchise and consistently delivered high-quality outcomes across our platform, driving strong financial performance this quarter,” said Rob C. Holmes, Chairman, President & CEO. “The strategic actions we’ve taken have structurally enhanced our earnings power, and as we enter the second half of the year, the breadth of our capabilities and the strength of our balance sheet position us to deliver durable, through-cycle results for both clients and shareholders.” 2nd Quarter 1st Quarter 2nd Quarter(dollars in thousands except per share data) 2025 2025 2024 OPERATING RESULTS Net income$77,328 $47,047 $41,662 Net income available to common stockholders$73,016 $42,734 $37,350 Pre-provision net revenue(3)$117,188 $77,458 $78,597 Diluted earnings per common share$1.58 $0.92 $0.80 Diluted common shares 46,215,394 46,616,704 46,872,498 Return on average assets 0.99% 0.61% 0.56%Return on average common equity 9.17% 5.56% 5.26% OPERATING RESULTS, ADJUSTED(1) Net income$79,841 $47,047 $42,020 Net income available to common stockholders$75,529 $42,734 $37,708 Pre-provision net revenue(3)$120,475 $77,458 $79,059 Diluted earnings per common share$1.63 $0.92 $0.80 Diluted common shares 46,215,394 46,616,704 46,872,498 Return on average assets 1.02% 0.61% 0.57%Return on average common equity 9.48% 5.56% 5.31% BALANCE SHEET Loans held for investment$18,035,945 $17,654,243 $16,700,569 Loans held for investment, mortgage finance 5,889,589 4,725,541 5,078,161 Total loans held for investment 23,925,534 22,379,784 21,778,730 Loans held for sale ...