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Chronic Conditions Collide: The Rising Complexity of Long-Term Disability Claims
Chronic Conditions Collide: The Rising Complexity of Long-Term Disability Claims Canada...
About this update from Sun Life Financial Inc.
[{"type":"text","content":"\n\n\n\n Chronic Conditions Collide: The Rising Complexity of Long-Term Disability Claims\n \n\n /* Style Definitions */\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n.prngen2{\nPADDING-RIGHT:0.17em; PADDING-LEFT:0.17em; FONT-SIZE: 8PT; FONT-FAMILY: ARIAL; COLOR: BLACK; MARGIN:0em; BORDER-TOP:black 1pt; BORDER-RIGHT:black 1pt; BORDER-BOTTOM:black 1pt; BORDER-LEFT:black 1pt\n}\n.prnml4{\nMARGIN-TOP:0em; MARGIN-RIGHT:0em; MARGIN-BOTTOM:0em; MARGIN-LEFT:0.33em !IMPORTANT\n}\n.prnbcc{\nBORDER-COLLAPSE: COLLAPSE\n}\n.prntac{\nTEXT-ALIGN: CENTER\n}\n \n\n\n\n\n\n Canada NewsWire\n \n\n\n\n\n Sun Life data shows many Canadians on disability are living with more than one chronic health condition\n \n\n\n\n\n\n\n\n\n\n\n\n TORONTO\n \n\n ,\n \n\n June 19, 2025\n \n\n /CNW/ - The\n \n latest report\n \n in Sun Life's Designed for Health series reveals a troubling trend in long-term disability (LTD) claims among Canadians. Mental disorders, circulatory disorders and cancer are the top three reasons for LTD, but their claims don't stop there. Employees on disability leave are increasingly struggling with multiple, overlapping health disorders, making their LTD claim more complex.\n \n\n Multiple chronic conditions (known as \"comorbidities\" or \"multiple morbidities\") have become more common among Canadians. Sun Life looked at the drug claims data from over 1.5 million people on LTD and found:\n \n\n\n Diabetes, mental disorders and cardiovascular conditions are among the top drug claims to treat a secondary condition.\n \n\n Members on LTD are two times more likely to claim for a chronic disease drug related to a secondary condition than those not on LTD.\n \n\n They are three times more likely to claim for chronic disease drugs, treating two or more conditions in addition to their primary LTD claim.\n \n\n\n Diabetes is a common thread throughout many LTD claims and illustrates how chronic health conditions are overlapping:\n \n\n\n Plan members on LTD leave are almost three times more likely to have a diabetes drug claim than others.\n \n\n Drug claims for diabetes are up 30% from 2019 to 2023 across all...