SeABank Reports Balanced Growth, Pre-Tax Profit Reaches Nearly VND6.9 trillion in 2025

About this update from Southeast Asia Commercial Joint Stock Bank

[{"type":"text","content":"HANOI, VN / ACCESS Newswire / January 23, 2026 / Vietnam's Southeast Asia Commercial Joint Stock Bank (SeABank) announced its 2025 business results, reporting balanced growth in both scale and efficiency.","length":208,"tagName":"p"},{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":4806,"height":3840,"url":"https://media.zenfs.com/en/accesswire.ca/f1a40914e76bff3f2727c0cfd96a1880"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/PGZcMB.ns_GUKGfHMUGy.w--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTc2NztjZj13ZWJw/https://media.zenfs.com/en/accesswire.ca/f1a40914e76bff3f2727c0cfd96a1880","width":960,"height":767},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/fhl9clBUT6BKClfB4dnAEQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xOTE4O2NmPXdlYnA-/https://media.zenfs.com/en/accesswire.ca/f1a40914e76bff3f2727c0cfd96a1880","width":1200,"height":959}},"href":"https://pr.report/i02i","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"SeABank's comprehensive restructuring of a vertically integrated business model, combined with a flexible operating strategy, has driven impressive 2025 results: Pre-tax profit reached VND6.868 trillion, up 13.73% YoY and achieving 106% of annual KPIs; NoII surged by 80.54% to VND4.410 trillion; TOI reached VND14.114 trillion, up 13.74% and fulfilling 112% of annual KPIs. CIR improved to 33.01%, driven by comprehensive digitalization and operational optimization. ROE exceeded KPIs, reaching 14.62%, reflecting improved capital efficiency and profitability.","length":565,"tagName":"p"},{"type":"text","content":"Thanks to effective credit demand capture and portfolio expansion in line with risk management, SeABank's total outstanding credit grew 16.69% to VND244.972 trillion, while NPL ratio remained below 3% in compliance with regulatory requirements.","length":248,"tagName":"p"},{"type":"text","content":"As of December 31, 2025, SeABank's business scale expanded substantially with total assets reached VND396.443 trillion, up 21.72% YoY and completing 111% of the annual KPIs. Charter capital increased to VND28.450 trillion, owners' equity rose 15.34% to VND40.373 trillion, strengthening the Bank's capital base and safety buffers. Total deposits and valuable papers reached VND221...

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