Business
Residential Mortgage-Backed Securities December 25
Shawbrook Group PLC has successfully completed its Ealbrook Mortgage funding 2025-1 plc transaction, a £325 million securitisation of loans originated by Bluestone Mortgages Limited, marking the company's twelfth securitisation to date. The transaction involved pre-placing approximately £39 million of Class B to X Notes and Residual Certificates, while Shawbrook retained the £293 million Class A Notes. This securitisation, comprising mostly owner-occupied loans secured against properties in England, Wales, and Scotland, is expected to support the Group's growth trajectory, capital management, and funding strategy, enhancing its liquidity and capital position. Disclaimer*
About this update from Shawbrook Group Plc
[{"type":"text","content":"\n\n\n\n\n\nResidential Mortgage-Backed Securities (RMBS) - December 2025\n\n\n\n\n \n\n\n\n\nShawbrook Bank Limited has announced the successful completion of its Ealbrook Mortgage funding 2025-1 plc transaction, a £325 million securitisation of loans originated by Bluestone Mortgages Limited ('BML'). The transaction represents the third BML transaction under the Ealbrook shelf and is the twelfth securitisation Shawbrook has completed to date.\n \nThe c.£39 million Class B to X Notes as well as the Residual Certificates were pre-placed, with Shawbrook retaining the £293 million Class A Notes.\n \nThe securitised pool is comprised of mostly owner-occupied loans secured against properties in England, Wales and Scotland. The transaction will support the Group's targeted growth trajectory, capital management and funding strategy.\n \nDylan Minto, Chief Financial Officer commented:\n\"The completion of Ealbrook Funding 2025-1 confirms our ability to raise funding efficiently through the wholesale markets and provides further diversification to the Group's funding base, further strengthening both our liquidity and capital position.\n \nOur decision to retain the Class A Notes enhances balance sheet flexibility, while the strong interest in the pre-placed tranches reflects investor confidence in the performance of our Retail Mortgage Brands' assets and in our originate to distribute strategy. We will continue to execute transactions that support our sustainable growth plans and capital management objectives.\"\n\n\n\n\n \n\n\n\n\n\n\n\n\n\nFor investor enquiries, please contact:\n\n\n\n\nMurray Long\n\n\n\n\nHead of Investor Relations\n\n\n\n\[email protected]\n\n\n\n\n\n\n\n\n\nFor further information, please contact:\n\n\n\n\nKieron Redman\n\n\n\n\nDeputy Treasurer and Head of Capital Markets\n\n\n\n\[email protected]\n\n\n\n\n \n\n\n\n\nAbout Shawbrook\n\n\n\n\nShawbrook provides finance to a broad and diverse range of customer segments, each of which values the flexibility, speed and certainty we deliver.\n \nShawbrook combines sophisticated underwriting, multi-channel distribution and next-generation technology and data capabilities to create a platform that delivers high-growth and high-returns while supporting our customers' ambitions.\n \nWith a diversified p...