Business
U.S. Auto Insurance Policy Shopping and New Business Growth Continue to Break Records in Q4 with "Hot" Readings on the LexisNexis® U.S. Insurance Demand Meter
Shopping for U.S. auto insurance remained in high gear through the fourth quarter of 2025, according to the latest U.S. Insurance Demand Meter from LexisNexis® Risk Solutions. The quarterly year-over-year shopping growth registered "Hot", rising to 6.9% on the Demand Meter, while new policy growth also clenched a "Hot" reading, increasing to 7.1%.
About this update from Relx Plc
[{"type":"text","content":"ATLANTA, Feb. 18, 2026 /PRNewswire/ -- Shopping for U.S. auto insurance remained in high gear through the fourth quarter of 2025, according to the latest U.S. Insurance Demand Meter from LexisNexis® Risk Solutions. The quarterly year-over-year shopping growth registered "Hot", rising to 6.9% on the Demand Meter, while new policy growth also clenched a "Hot" reading, increasing to 7.1%.","length":413,"tagName":"p"},{"type":"text","content":"Key Takeaways","length":13,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Shopping Growth Stays "Hot": Quarterly year-over-year U.S. auto policy shopping maintained its "Hot" reading in Q4 and slightly increased over the 6.4% growth seen in the third quarter.","length":205,"tagName":"p"}]},{"val":[{"type":"text","content":"New Policy Growth Rises to "Hot" after Brief Hiatus in "Warm": Quarterly year-over-year new policy growth increased to 7.1%, pulling it from "Warm" to "Hot" territory and up from 2.8% growth the previous quarter.","length":252,"tagName":"p"}]},{"val":[{"type":"text","content":"Older Shoppers Outpace Younger Demographics When It Comes to Growth: Policyholders aged 66 and older exhibited the highest growth rate among other cohorts, a trend that has continued for 12 consecutive quarters. In Q4, this group outpaced younger shoppers with an 11% increase in shopping growth.","length":296,"tagName":"p"}]},{"val":[{"type":"text","content":"Exclusive Agent Distribution Channel Shows Positive Growth for First Time in 2025: Although the direct channel continued to outperform both the exclusive and independent agent channels with a 12.6% growth rate, the exclusive channel did see a positive growth rate, 5.3%, for the first time in 2025.","length":298,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":1051,"olType":false},{"type":"image","alt":"LexisNexis Risk Solutions - Chart A -Trends from Q4 2025","displaySize":"","headline":null,"caption":"LexisNexis Risk Solutions - Chart A -Trends from Q4 2025","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":308,"url":"https://media.zenfs.com/en/prnewswire.com/145cce15eec61d465aeae020e8f606f3"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/ySOS7TbQsZtY1LOD7kPaKg--/YXBwaWQ9aGlnaGxhbmRlcj...