Business
Half-year Financial Report
RC365 Holding PLC reported interim results for the six months ended 30 September 2025, with revenue increasing to HK$11.9 million from HK$6.1 million in the prior year, though the gross margin decreased to 39.3% from 89.2%. The company successfully reduced its loss after tax to HK$4.1 million from HK$7.4 million, while cash and cash equivalents stood at HK$5.9 million, down from HK$11.8 million. Operationally, RCPAY processed HK$14.46 million in transactions, and the company continued its virtual banking strategy with the acquisition of HC Capital Group Ltd, securing a Money Lenders Licence. The number of corporate customers in Japan more than doubled, and the group is preparing for the public launch of its RC3.0 App in early Q1 2026. Disclaimer*
About this update from Rc365 Holding Plc
[{"type":"text","content":"\n\nRC365 Holding plc\n(\"RC365\", the \"Company\" or the \"Group\")\nInterim Results\nRC365 Holding plc (LSE: RCGH), an established payment solutions and fintech company, is pleased to announce its interim results for the six months ended 30 September 2025.\nFinancial Summary\n· Revenue was HK$11.9 million (H1 2024: HK$6.1 million)\n· Gross margin of 39.3% (H1 2024: 89.2%)\n· Loss after tax reduced to HK$4.1 million (H1 2024: HK$7.4 million)\n· Cash and cash equivalents at 30 September 2025 were HK$5.9 million (31 March 2024: HK$11.8 million)\nOperational & Strategic Summary\n· RCPAY processed HK$14.46 million in remittance and payment transactions during the period (H1 2024: HK$18.70 million)\n· Continued momentum in new card issuance with additional 46 RC365 Asset Link Credit Cards supplied to clients from Hong Kong, Japan and ASEAN (H1 2024: 891) - bringing the total issued to 1,687 to date\n· Progression of the Group's virtual banking strategy\no Money Lenders Licence secured through acquisition of HC Capital Group Ltd, enabling provision of digital lending services\no Expansion of card product range to include credit facilities targeted for roll-out in Q4 2025\n· Strengthened presence in key growth market Japan\no Number of corporate customers more than doubled during the period\n· Preparation for public launch of RC3.0 App in early Q1 2026\no New platform to expand functionality beyond FX, remittance and card services to include virtual banking, ERP and blockchain-enabled features\nChi Kit (Michael) LAW, Chief Executive Officer of RC365, said: \"During the six-month period ended 30 September 2025 we continued to deliver a solid result, advancing our strategy to broaden the Group's services and expand our presence across Asia. Card issuance continued to grow, with total active RC365 Asset Link Credit Cards reaching 1,687, and our customer base in Japan more than doubled during the period.\nThe acquisition of HC Capital and the accompanying Money Lenders Licence mark an important step towards offering credit products and developing...