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New CardRatings.com List Compares Credit Card Balance Transfer Opportunities
While the holidays may have looked different, it didn't curb American spending; knowing how to "see through" the balance transfer window can be crucial FOSTER
About this update from Quinstreet, Inc.
[{"type":"text","content":"While the holidays may have looked different, it didn't curb American spending; knowing how to \"see through\" the balance transfer window can be crucial\n\n\nFOSTER CITY, Calif., Jan. 13, 2021 /PRNewswire/ -- As millions of Americans look at debt accumulated during the holidays, CardRatings.com, a leader in online credit-card ratings, reveals its latest side-by-side comparison of nine balance transfer credit cards to help consumers navigate key terms and conditions that could affect their ability to climb out of debt.\n\n \n \n \n \n \n \n\n \nWhile balance transfer cards with 0% introductory interest rates can help people who want to retire credit card debt, consumers must understand that it's vital to pay down as much debt as possible before the introductory window closes, in order to avoid potentially high interest rates.\n\"Our annual assessment of balance transfer cards allows consumers to compare interest rates, fees and other factors side-by-side in order to seize the best option,\" explains Brooklyn Lowery, senior managing editor for CardRatings. \"Most critical, though, is not missing that window of opportunity.\" \nFind the new side-by-side balance transfer comparison here: Balance transfer credit cards 2021 comparisons.\nIt's important when researching balance transfer credit cards to consider how long an introductory 0% period is needed to pay off the balance interest free and, if applicable, begin to earn cash back and other rewards. Cards geared specifically toward balance transfers rarely charge a fee, but rewards cards that feature a balance transfer offer often do. \nOur listing shows comparisons for the following popular cards and more:\nCard \nIntro offer\nLength of BT period\nBT fee\nBT window \nRegularAPR\nPurchaseintro offer \nLength ofpurchase intro period\nCiti Double Cash Card\n0%\n18 months onbalance transfers\n3% of eachbalance transfer; $5 minimum\nWithinfourmonths ofaccount opening\n13.99% to 23.99% (Variable)\nN/A\nN/A\nU.S. BankAltitude Go Visa Signature Card\n0%\n12 billingcycles\nEither 3% of theamount of each transfer or $5 minimum, whicheveris greater\n \nWithin 45days fromaccountopening\n14.99% to 23.99%(Variable)\n0%\n12 billingcycles onpurchases \nCiti Diamond Preferred Card \n0%\n18 monthson balancetransfers\n3% of eachbalance transfer;$5 minimum\nWithin four months ofaccount opening\n14.7...