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PT Bank Maybank Indonesia Tbk : Maybank Indonesia Posts 1QFY26 PBT of Rp397 billion 29 May 2026
PT Bank Maybank Indonesia Tbk : Maybank Indonesia Posts 1QFY26 PBT of Rp397 billion 29 May
About this update from Pt Bank Mandiri (persero) Tbk
[{"type":"text","content":"\n 29 May 2026\n \n \n Maybank Indonesia Posts 1QFY26 PBT of Rp397 billion\n 1Q'FY26 at a glance (Y-o-Y)PBT stood at Rp397 billion.\n PATAMI stood at Rp299 billion.\n Gross Operating Income (GOI) stood at Rp2.22 trillion, comprising:\n Net Interest Income (NII) increased by 2.1% to Rp1.81 trillion, supported by a reduction in interest expenses.\n Non-Interest Income (NOII) declined by 29.6% to Rp402 billion, mainly due to lower trading income under Global Markets (GM), impacted by market volatility.\n Total outstanding loans remained unchanged at Rp121.99 trillion Y-o-Y:\n CFS Retail and Non-retail grew by 5.4% to Rp88.33 trillion.\n Global Banking (GB) loans declined by 12.4% as part of portfolio rebalancing efforts.\n Customer deposits increased by 6.1% Y-o-Y to Rp118.35 trillion:\n Current Accounts grew by 37.5%, while Savings Accounts declined by 1.9%.\n CASA ratio improved to 61.2%.\n Operating expenses increased by 4.5%, mainly driven by personnel and administrative costs.\n Asset quality improved, with NPL at 2.3% (gross) and 1.4% (net).\n Healthy liquidity risk indicators with LDR Bank-only at 85.5% and LCR (Bank-only) at 146.2%. NSFR (Bank-only) at 112.4%.\n Capital position remained strong, with CAR at 26.3% and CET1 ratio at 25.2%.\n Shariah Banking:\n Total Shariah financing reached Rp32.23 trillion, increasing by 10.4% Y-o-Y, driven by:\n Shariah CFS rose 10.4% to Rp23.16 trillion\n Shariah GB grew 10.3% to Rp9.07 trillion.\n Shariah Banking's total deposits increased by 7.5% to Rp35.50 trillion:\n CASA grew by 28.8%\n CASA ratio strengthened to 69.1% as of March 2026.\n PBT increased by 52.1% to Rp226 billion.\n PT Bank Maybank Indonesia Tbk. (Maybank Indonesia or the Bank) reported its financial performance for the first quarter of 2026 (1Q FY26), with Profit before Tax (PBT) of Rp397 billion.\n The Bank recorded Net Interest Income (NII) of Rp1.81 trillion, which increased by 2.1%, supported by lower interest expenses as the funding mix improved. Net Interest Margin (NIM) remained stable at 4.3% Y-o-Y.\n Increased market volatility due to heightened global geopolitical tensions impacted the Bank's Global Markets trading activities, particularly in marketable securities and foreign exchange. This resulted in GM-related income declining to Rp20 billion from Rp107 billion during the quarter. The Bank's non-GM-relate...