Business
Potomac Bancshares Reports Fourth Quarter and Record Full-Year 2025 Results
Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Potomac Bank (the "Bank"), reported net income of $2.4 million, or $0.57 per basic and diluted common share, for the fourth quarter of 2025. This reflects a 2% increase from the third quarter of 2025 and a 20% increase from the fourth quarter of 2024. Return on average assets was 0.97% and return on average equity was 11.51% for the quarter.
About this update from Potomac Bancshares, Inc.
[{"type":"text","content":"CHARLES TOWN, W.Va., Jan. 29, 2026 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Potomac Bank (the "Bank"), reported net income of $2.4 million, or $0.57 per basic and diluted common share, for the fourth quarter of 2025. This reflects a 2% increase from the third quarter of 2025 and a 20% increase from the fourth quarter of 2024. Return on average assets was 0.97% and return on average equity was 11.51% for the quarter.","length":498,"tagName":"p"},{"type":"image","alt":"Potomac Bancshares is traded on the OTCID market. To learn more about Potomac Bancshares, visit: ir.mybct.bank. (PRNewsfoto/Potomac Bancshares, Inc.)","displaySize":"","headline":null,"caption":"Potomac Bancshares is traded on the OTCID market. To learn more about Potomac Bancshares, visit: ir.mybct.bank. (PRNewsfoto/Potomac Bancshares, Inc.)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":93,"url":"https://media.zenfs.com/en/prnewswire.com/04c5305d995d0d9cf110018d09f02ac1"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/swnXFD638yJKpSAT1mAl8Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTE2NDtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/04c5305d995d0d9cf110018d09f02ac1","width":400,"height":93}},"href":"https://mma.prnewswire.com/media/2752456/Potomac_Bancshares_Revised_Logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"For the twelve months ending December 31, 2025, the Company reported net income of $9.0 million, or $2.16 per share. This represents an increase of $2.1 million, or 31%, compared to the same period in 2024 when net income was $6.8 million, or $1.65 per share.","length":259,"tagName":"p"},{"type":"text","content":"Quarterly Financial Highlights(in thousands, except per share data)","length":68,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.83em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:RIGHT;","val":[{"type":"text","content":"","length":0,"tagName":"p","attribs":{}}]},{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:CENTER;","val":[{"type":"text","content":"Q4 2025","length":7,"tagName":"p","attribs":{}}]},{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PAD...