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PNC Bank Introduces PNC Spend Wise℠, A No Annual Fee Credit Card Offering A Purchase APR Reduction to Encourage Responsible Credit Habits
PNC Bank announced today the launch of its latest credit card, PNC Spend Wise℠ Visa®, designed to reward clients' responsible and healthy financial habits. This unique credit card is built to encourage responsible financial management through its associated purchase APR reduction program for eligible cardholders who meet timely payment and spend requirements.
About this update from Pnc Financial Services Group, Inc. (the)
[{"type":"text","content":"New card incentivizes good financial practice via a suite of competitive features","length":81,"tagName":"p","attribs":{}},{"type":"text","content":"PITTSBURGH, May 12, 2025 /PRNewswire/ -- PNC Bank announced today the launch of its latest credit card, PNC Spend Wise℠ Visa®, designed to reward clients' responsible and healthy financial habits. This unique credit card is built to encourage responsible financial management through its associated purchase APR reduction program for eligible cardholders who meet timely payment and spend requirements.","length":406,"tagName":"p"},{"type":"image","alt":"PNC Spend Wise Credit Card","displaySize":"","headline":null,"caption":"PNC Spend Wise Credit Card","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":351,"url":"https://media.zenfs.com/en/prnewswire.com/49b5cea1acd40eb24f865591ff7e5d1b"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/3gHNNYg.ndM8d63OzlJPkg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTYxOTtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/49b5cea1acd40eb24f865591ff7e5d1b","width":400,"height":351}},"href":"https://mma.prnewswire.com/media/2684041/PNC_Bank_Credit_Card_Spend_Wise.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":""Through extensive research and direct client feedback, we identified a gap in the market: while many credit cards incentivize spending, few actively promote and recognize responsible debt management," said Nate Bacon, head of Credit Cards at PNC Bank. "PNC Spend Wise addresses this void, as it's built on the principle that financial responsibility should be rewarded just as much as spending. It's a fresh take on credit cards."","length":459,"tagName":"p"},{"type":"text","content":"Key features and benefits include:","length":34,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Purchase APR Reduction Program: Cardholders can earn a 2-percentage point reduction to their purchase APR when they pay on time and have at least $3,000 in net purchases post to their account over 12 billing cycles1;","length":216,"tagName":"p"}]},{"val":[{"type":"text","content":"$25 in annual digital subscription credits: PNC Spend Wise provides up to $25 in annual subscription service credits for Spotify®, Netflix® and/or Disney+®;","length":156,"tagName":"p"}]},{"va...