Business
Q4 2025 Results
PensionBee Group plc reported strong fourth-quarter 2025 results, with Assets under Administration (AUA) reaching £7.4 billion, a 27% year-on-year increase, and Group Invested Customers growing by 38% to 305,000. Revenue increased by 34% to £12.4 million, with an Annual Run Rate Revenue of £50.6 million. The company achieved Group profitability with an Adjusted EBITDA of £0.4 million for the year, and the UK business reported an 11% Adjusted EBITDA Margin for the quarter, reaching £3.4 million. The Group maintained a cash position of £32.6 million. Disclaimer*
About this update from Pensionbee Group Plc
[{"type":"text","content":"\n\n \n\n\n\n\nPensionBee Group plc\nIncorporated in England and Wales\nRegistration Number: 13172844\nLEI: 2138008663P5FHPGZV74\nISIN: GB00BNDRLN84\n\n\n\n\n\n21 January 2026\nPensionBee Group plc\n\nQ4 2025 Results\n\n\n\n\nStrong Execution of Strategy Delivers £7.4bn ($10 bn) AUA\nGroup Profitable (Adjusted EBITDA) with an 11% UK Adjusted EBITDA Margin\n \n\n\n\n\nPensionBee Group plc ('PensionBee' or the 'Company', together with its subsidiaries the 'Group'), a leading online retirement savings provider, today announces an unaudited trading update for the quarter ended 31 December 2025.\n\n\n\n\nSummary\n \n● Group Invested Customers onboarded over the quarter grew by 38% (Q4 2025: 8,000 vs. Q4 2024: 6,000), bringing the total Group Invested Customer base to 305,000 (Q4 2024: 265,000).\n \n● Group Assets under Administration ('AUA') increased by 27% year-on-year to £7.4bn (Q4 2024: £5.8bn), underpinned by strong Net Flows, supportive markets and consistently strong Invested Customer and AUA Retention Rates of >95% (Q4 2024: >95%).\n \n● Group Revenue increased over the quarter by 34% to £12.4m (Q4 2024: £9.3m). The predictable, recurring Revenue base continued its growth trajectory, driving the Annual Run Rate Revenue to £50.6m, representing an increase of 33% (Q4 2024: £38.1m).\n \n● Group Adjusted EBITDA was £0.4m for the year (2024: £0.4m), with £2.0m delivered in the fourth quarter (Q4 2024: £1.6m). PensionBee UK had an Adjusted EBITDA of £3.4m for the quarter (Q4 2024: £2.5m) and £5.0m on a full year basis (2024: £2.4m), driven by a strong recurring Revenue base and continued operational leverage.\n \n● Group cash position of £32.6m (Q4 2024: £35.0m).\n\n\n\n\nRomi Savova, CEO of PensionBee, commented:\n\n\"We are delighted by PensionBee's continued resonance with consumers as they place their trust in us to be their retirement partner. This underpinned our strong fourth-quarter performance and brought another year of disciplined strategic execution to a successful close.\n \nStrong momentum was reflected in a 38% increase in new customer growth for the quarter, bringing our Group Invested Customer base to 305,000 and driving Group Assets under Administration to £7.4 billion ($10 billio...